When it comes to finance, it's no longer New York or nowhere — and construction on Goldman Sachs' sprawling new campus is the clearest sign yet. The firm's new campus adds to a growing list of Wall Street names betting on Texas, drawn by low taxes, light regulations, and a cheaper cost of living. Banks and financial institutions are among hundreds of businesses hopping on the trend, setting up flashy campuses in Dallas, which some have coined "Y'all Street." Others, like Vanguard, are opening up regional ...

Key Points Stablecoin deposits have soared, but banks and brokerages are still by far the dominant players. If stablecoin transaction volume maintains this growth rate, they could overtake existing payment systems in a decade. There are still a lot of unknowns about how the industry will develop and which approach will dominate. 10 stocks we like better than Circle Internet Group › A decade ago, many people hadn't even heard of stablecoins. Now Standard Chartered (LSE: STAN) predicts the market c ...

零售销售总体表现 - 8月不含汽车的总零售销售额同比增长19% 较7月的11%显著加速[1] - 基于银行卡消费数据显示消费者活动呈现韧性 尽管存在通胀担忧[1] 服装类别表现分化 - 服装采购额同比增长44% 高于7月的35% 反映返校季需求强劲[2] - 高收入家庭增加服装支出 而低收入家庭减少购买 导致消费差距扩大[2] - 折扣服装渠道增速从7月的08%提升至8月的13%[3] 百货与专业渠道表现 - 百货商店销售额进一步恶化 8月下降08% 较7月降幅04%扩大[3] - 专业跑步渠道相比7月明显降温[4] - 直销鞋类渠道跌幅较前期水平收窄[4] 珠宝与美妆类别领跑 - 珠宝采购增长86%[4] - 美妆销售额扩张90% 保持零售品类最佳表现地位[4] 运动品类持续疲软 - 运动鞋服销售额下降24% 较前月跌幅进一步扩大[4] 行业趋势与消费者行为 - 新关税开始影响供应链 对价格敏感型消费者造成更大压力[3] - 折扣零售商因消费者从全价渠道转向而受益[3]

I am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I share my knowledge with the community by offering analysis to support individual investors. My articles reflect personal opinions and do not constitute financial advice.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to init ...

I am an individual investor with over five years of experience in personal investing, holding a PhD in Economics from UCEMA. My investment approach focuses on value companies with solid long-term potential. I share my knowledge with the community by offering analysis to support individual investors. My articles reflect personal opinions and do not constitute financial advice.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to init ...

服贸会金融服务专题 - 2025年服贸会于9月10日至14日在北京首钢园举行 金融服务专题以"数智驱动开放共赢"为主题 [1] 监管政策更新 - 国家金融监督管理总局于2025年6月20日发布《商业银行市场风险管理办法》 共五章四十三条 [3] - 新办法较20年前的《商业银行市场风险管理指引》强化监管政策协同和精细化管理水平 系统性增强商业银行抵御市场波动的韧性 [3] 商业银行风险管理建议 - 落实主体责任提升市场风险管理意识 从被动合规应对转向主动价值管理 明确风险边界和治理要求 [3] - 完善计量体系提升精细化管理水平 将市场风险限定在利率、汇率、股票和商品价格不利变动导致的损失风险 [4] - 加大资源投入提升专业化管理能力 加强团队建设并防范信用风险、流动性风险、操作风险对市场风险的传染 [4] - 以客户为中心提升产品管理能力 加强客户准入、适当性评估和风险揭示等关键环节管控 [5]

统计数据显示，剔除食品和能源商品后的商品价格加速上涨。这反映了新车和二手车、服装和家电价格的上升趋势。在市场所聚 焦的服务项中，机票价格创三年多来最大涨幅。包括食品杂货、汽油、电费和汽车维修在内的多项家庭消费支出也明显有所增 加。 最新公布的美国8月份CPI通胀报告显示，剔除波动较大的食品和能源类别后，美国8月核心通胀如市场此前普遍预期的那样略微 上升，但是交易员们仍然集体押注美联储将在下周宣布今年首个降息决定，绝大多数阵营押注美联储届时将降息25个基点。但是 异常疲软的初请失业金数据公布后，仍有一部分交易员押注美联储已经严重"落后于曲线"，他们豪赌9月美联储将降息50个基点 开启降息周期。在与预期基本相符的CPI数据公布之后，市场定价显示，美联储9月降息50基点的概率从不到5%上行至10%附近。 此外，交易员们普遍加码押注与2024年如出一辙的降息步伐即将上演——即自9月开始连续三次降息。不同的是，2024年9月，美 联储以降息50基点开启降息进程，相比之下多数利率期货交易员仍然押注今年9月将降息25基点。 根据周四美国劳工统计局公布的最新数据，所谓的核心消费者价格指数(核心CPI)较7月环比上涨0.3%， ...

Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or a ...

The Bank of America Institute is out with the consumer checkpoint for the month of September and debit and credit card spending actually increased for the third month in a row. Joining us right now to break it all down is Holly O'Neal. She is Bank of America president of consumer consumer banking.And Holly, thanks for coming in today. Thanks very much for having me. Um, so another increase in spending.We keep talking about how the consumers slow slowing down. The job market is slowing down, but the spending ...

来源：滚动播报 美元周四持稳，交易员正等待关键的美国CPI数据，以确定美联储的降息路径。美国银行G10汇率策略 师Michalis Rousakis表示："主要事件是美国CPI，市场正在寻找重新调整美联储降息并推动美元走低的 理由。"他表示："问题在于是否能重新定价美联储降息预期，因目前市场预期已经反映9月降息或再多 降一些，且几乎已经定价年底前三次降息的预期。"美国银行本身的预估是今年会再有两次降息。 ...