Rather, they're deciding how much of their portfolio they want to keep in cash and choosing whether that share should be placed in money markets or similar products, most often savings accounts. In other words, "cash competes with cash," Crane said. Crane predicted the amount of cash in money markets will easily top $8 trillion before the end of the year.Peter Crane, the president of Crane Data and the publisher of the Money Fund Intelligence newsletter, said such admonitions overlook a common tendency in i ...

Find out which banks are offering the best MMA rates right now. The Federal Reserve cut the federal funds rate three times in 2024 and recently made its first rate cut in 2025. As a result, deposit interest rates — including money market account rates — have been falling. It’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. A look at the best money market account rates today Although money market account rates are elevated by historical standards, t ...

Cash feels like the safest bet to most people. It’s steady, predictable and always there when you need it. But according to Fidelity’s research, holding too much cash could quietly erode your wealth rather than protect it. With interest rates falling and inflation still creeping up, the value of cash is shrinking. While having some cash on hand is necessary for emergencies, Fidelity’s long-term data shows that cash has historically been the worst-performing asset class, significantly lagging behind stocks ...

投资策略 - 最佳财富积累方式为投资增值资产 包括房产或共同基金等长期升值标的 [3] - 建议公众公司投资以基金为主 因个股投资难度随资金追逐加剧而提升 [3] - 房地产投资组合涵盖达拉斯豪宅 特朗普国际酒店公寓等多元物业类型 [4] 资产类别 - 房地产资产随时间推移通常增值 住宅公寓及商业建筑均为典型代表 [4] - 股票债券及ETF随对应公司或行业表现良好而价值增长 债券在利率下降或发行人信用改善时升值 [4] - 加密货币近年价值显著提升 重点涉及比特币以太坊及狗狗币等数字资产 [4] 投资执行 - 启动投资需立即行动 即使小额资金亦可开始 [5] - 需评估风险承受能力并确定可投资金额 [5] - 制定投资策略并开设投资账户为关键步骤 [5] - 财务顾问可协助理解投资选项 通过房地产或个股等多元化配置提升财富 [6] 企业评估标准 - 私人公司投资需考察企业家能力 产品强度及差异化程度 [3] - 投资学习需保持耐心且持续积累知识 无捷径可循 [4]

As of Sept. 19, 2025, two stocks in the industrials sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.The RSI is a momentum indicator, which compares a stock’s strength on days when prices go up to its strength on days when prices go down. When compared to a stock’s price action, it can give traders a better sense of how a stock may perform in the short term. An asset is typically considered overbought when the RSI is above 70, according to ...

Let's go around the table, talk about sort of put, you know, policy to action. Tim, your take on the Fed today. It was a hawkish cut.Um there was no drama. In fact, that's what we wanted. It's what the market wanted. It's what the institution of the Federal Reserve wanted.And uh um I I I think if you look at what the market had priced in it had absolutely priced in 25, but it was it was it was inching for more than two rest of year and one in 26. Um I don't think it's a disaster. the downgrade of of the lab ...

The good times are set to continue for stocks, says a bank advising investors to broaden out exposure. ...

全球股市与债券市场脱节 - 全球股市创纪录价格与债券市场对政府债务水平上升的担忧日益脱节 [1] - 投资者要求购买顶级经济体30年期债务的溢价上升反映"对财政前景的担忧日益加剧" [1] 信用评级下调与风险资产脆弱性 - 美国失去三大信用评级机构的AAA评级 法国被惠誉下调至历史最低评级 [2] - 风险资产估值过高使其易受冲击 需警惕潜在压力传导渠道 [2] 政府债券发行与杠杆投资者 - 政府债券发行日益被对冲基金等高杠杆投资者吸收 [3] - 市场可能在"债务水平超过教科书定义的可持续性之前"就爆发危机 [3] 美国资产投资流向 - 4月非美国投资者大量抛售美国债券和股票 但5-6月大部分资金流已逆转 [4] - 全球投资者持有大量美国资产 加上战略资产配置决策缓慢 表明任何重大投资组合转移都可能是渐进的 [4] 通胀预期调查结果 - 对13个发达经济体和18个新兴市场经济体的调查显示 疫情后全球价格飙升根本推高了家庭通胀预期 [5] - 在涨幅最大的国家 家庭通胀预期上升尤为明显 [5] 通胀持续影响与经济降温 - 临时通胀飙升可能产生持久影响 引发担忧 [6] - 实体经济正在降温 尤其在美国劳动力市场等领域 [6]

黄金与风险资产相关性 - 黄金与股票市场在最近几个月呈现正相关关系 约50%的时间同步波动[5] - 比特币通常在股票市场见顶前1个月左右率先见顶 例如2-3月比特币见顶后 股票市场在4月初跟随见顶[2] - 风险资产（股票和比特币）下跌时 投资者可能同步抛售黄金以获取流动性 而非将黄金作为避险选择[5] 资产联动效应 - 比特币近期已开始下跌 股票市场有较大概率跟随下跌[3] - 黄金、股票和比特币存在高度联动性 预计将保持同向波动[6] - 当前市场面临下行风险 若出现季节性抛售或市场意外 可能同时拖累黄金走低[4] 投资策略提示 - 不建议在股票市场波动时买入黄金作为避险操作 可能产生负面效果[6] - 三大资产（股票、比特币、黄金）目前交易特征趋同 表现为单一资产属性[5] - 历史数据显示比特币对股票市场具有约1个月的领先指示作用[2]

投资策略观点 - Gavekal策略师Will Denyer认为股票和债券不可能同时正确 只能选择其一 [1]