U.S. stocks traded higher this morning, with the Dow Jones index gaining more than 250 points on Friday.The Dow traded up 0.58% to 46,213.26 while the NASDAQ rose 0.31% to 22,455.17. The S&P 500 also rose, gaining, 0.47% to 6,636.07.Check This Out: Jim Cramer Says This Financial Stock Is A ‘Total Spec,’ Likes Dutch Bros,Leading and Lagging SectorsEnergy shares jumped by 1% on Friday.In trading on Friday, consumer staples stocks fell by 0.3%.Top HeadlineThe Federal Reserve’s preferred inflation gauge showed ...

8月份企业信贷增长从7月份的2.8%加快至3.0%，达到2023年年中以来的最高水平，而家庭贷款增长从 2.4%上升至2.5%，为2023年4月以来的最高水平。 智通财经APP获悉，欧洲央行周四公布的数据显示，8月份欧元区银行信贷增长继续加速，创下多年新 高，原因是利率下降促进了信贷流动。 欧洲央行在截至6月份的一年中将利率下调了200个基点，寄望于更廉价的信贷能提振该地区的投资和支 出。多年来，该地区的经济增长一直乏善可陈。 与此同时，衡量欧元区货币流通量的M3指标增长了2.9%，低于3.3%的预期，这部分反映了欧洲央行资 产负债表的稳步缩减。M3指标通常是衡量未来经济活动的指标。 ...

保险产品优惠结构 - 预缴保费计划提供保证优惠年利率 基本计划年缴保费低于20万美元适用5.0%利率 200,000美元或以上适用4.3%利率 [3] - 采用20万美元5年缴方案时 预缴部分享受4.7%保证利率 预缴总利息达103,151美元 相当于首年保费的51.5% [3] - 保费折扣直接减免首年保费 部分公司仅对首年提供优惠 [8] - 保费回赠适用于期缴保单 首年正常缴费后以现金形式返还至保单账户 [8][9] - 保费预缴允许一次性缴纳多年保费 剩余资金享受保证利率 目前普遍在4.5%以上 [9] 利率环境对保险产品影响 - 美联储降息导致香港金融体系资金成本降低 直接影响保险产品收益 [6][7] - 市场利率下行导致新发行债券回报率下调 储蓄型和分红型保单预期回报率可能调低 [7] - 保险公司投资组合中固定收益类资产收益受压 对未来盈利预期转弱 [7] - 最直接影响表现为预缴保费利率下调和首年保费折扣下调 [7] - 友邦已于九月份下调高额预缴利率 预示高利率预缴窗口期正在关闭 [9] 保险公司经营风险 - 降息周期下投资收益空间收窄 维持高额预缴保证利率可能导致利差损风险 [10] - 保险公司投资收益可能无法覆盖预缴利息支出 [10]

A reduction in interest rates could improve conditions in the housing market and lead to greater sales growth for Opendoor.Opendoor Technologies (OPEN -15.15%) has been one of the top-performing stocks on the market this year, rising by a staggering 500% thus far. Recently, it has taken a break from its high-powered rally and is showing signs that investors are perhaps growing a bit more cautious about its valuation, or simply cashing out some sizable profits.But if interest rates continue trending lower in ...

Key Points Regional banks can benefit from falling interest rates as deposit costs typically adjust downward faster than loan yields. Lower rates also stimulate borrowing demand, boosting loan growth. Regional banks that struggled amid higher interest rates could see their margins recover faster if funding costs come down. 10 stocks we like better than SPDR Series Trust - SPDR S&P Regional Banking ETF › On Sept. 18, the Federal Reserve cut its benchmark interest rate by 0.25%. It was the centra ...

美联储理事米兰表示，他预计未来几个月利率将继续下调。 来源：滚动播报 ...

(Bloomberg) — The Federal Reserve poured fresh fuel on the Wall Street rally this week, pushing September toward the broadest cross-asset surge since the 2021 frenzy — with fear in retreat and greed unleashed. Most Read from Bloomberg An interest-rate cut meant to cushion the weakening labor market might once have sparked caution. Instead, it lit a fire under the risk complex, with the likes of junk bonds and shares of unprofitable tech firms advancing. Global equities hit record highs, while credit sp ...

The Federal Reserve's recent rate cut of 25 basis points didn't come as a surprise to the majority of the capital markets. However, it did leave the door of uncertainty open for just how aggressive or... ...

企业盈利预期改善 - 超过22%的标普500成分股公司预计第三季度业绩超分析师预期 为一年来最高比例 [1] - 发布低于预期利润指引的公司比例降至四年来最低水平 [1] - 华尔街分析师预计标普500成分股第三季度盈利增长6.9% 高于5月底预测的6.7% [3] 企业应对关税措施 - 3M公司通过生产转移和价格调整降低关税相关成本 并上调盈利预期 [3] - Expedia基于消费者需求强劲增长上调全年业绩预期 [3] - 企业承担大部分关税成本 关税负面影响尚未显现 [1] 利率政策对盈利支撑 - 美联储降息周期降低借贷成本 预计提升美国企业利润率 [4] - 低利率促进消费者支出、资本投资、并购及股票回购活动 [5] - 降息周期第二年标普500指数平均上涨近27% 第一年上涨14% [4] 行业板块表现预期 - 利率下调周期第二年标普500的11个板块中10个板块上涨 科技和金融板块表现突出 [5] - 资本设备、运输和建筑材料类公司成为最大受益者 [5] - 汽车、清洁能源、公用事业、房地产和科技板块具进一步上涨空间 [5] - 高债务杠杆率、利率敏感型及资本密集型行业获估值支持 [5] 个股业绩表现 - 甲骨文云基础设施业务强劲预测推动股价创1992年以来最佳表现 [3] - 过去65个季度中有63个季度实际业绩超预期 上季度超预期幅度达7.1个百分点 [3]

The move will likely reduce U.S. borrowing costs for short-term Treasury bills, but annual interest expense won't shrink much. ...