协议概述 - 谷歌与Coinbase联合发布开放支付协议AP2 旨在使AI智能体能够自主安全地进行支付 [1][2] - 协议解决AI代理支付中的三大核心挑战：授权验证 意图真实性确认和问责机制界定 [4][7] - 超过60家支付和科技公司参与推动 包括万事达 PayPal 美国运通等行业领导者 [7][17] 技术机制 - 引入"授权指令"(Mandate)概念 作为加密签名的数字合同 记录用户指令细节如商品类型 价格上限和触发条件 [8] - 支持两种场景流程：人在场时需实时签署"购物车授权指令" 人不在场时可预签"意图授权指令"实现全自动购买 [12][13] - 通过x402支付轨道整合稳定币支付 使AI智能体具备加密钱包地址 支持小额高频微支付场景 [14][15] 生态合作 - 合作方覆盖支付巨头(万事达 美国运通) 技术服务商(Salesforce ServiceNow)和区块链机构(以太坊基金会 MetaMask) [17] - 协议设计兼容信用卡与加密货币支付 避免技术碎片化 为全球智能商务提供互操作基础 [21] 应用前景 - 当前支持实物商品和常规服务 医疗教育等复杂资质领域尚未接入 [22] - 欧盟将协议纳入高风险AI类别 要求交易记录保存至少10年并配备实时监管接口 [22] - 推动智能体经济发展 未来可实现AI代理全流程自主购物与服务采购 形成机器驱动的微服务市场 [23]

The U.S. Federal Reserve lowered interest rates for the first time in nine months, cutting the federal funds rate by 25 basis points to a new target range of 4.00% to 4.25%. The move, backed by 11 of 12 voting members, comes amid slowing economic growth, weaker job creation, and a slight uptick in unemployment, despite inflation remaining above target. Crypto stocks saw mixed reactions. Coinbase (COIN) fell 2.20% Tesla (TSLA) slipped 0.65% Robinhood (HOOD) edged down 0.37%, MicroStrategy (MSTR) droppe ...

2.香港 2025 施政报告涉及数字资产内容一览 来源：市场资讯 （来源：吴说） 1.QCP：美联储启动降息周期 加密市场或持续跑输股市 QCP Capital 指出，美联储预计将于今晚启动降息周期，首次降息 25 个基点至 4.00–4.25%。尽管市场已 计入至 2026 年共六次降息，投资者仍关注点阵图和鲍威尔发布会的措辞。尽管流动性改善，近期加密 市场表现仍落后于传统风险资产，今晚的联储表态能否缩小这一差距值得关注。 香港行政长官 2025 年施政报告指出，金管局会继续推进 Ensemble 项目，包括推动商业银行推出代币化 存款和推动真实代币化资产交易，例如用代币化存款结算代币化货币市场基金；以及协助政府将代币化 债券发行恒常化，并通过监管沙盒鼓励银行加强风险管理；正落实稳定币发行人制度，并就数字资产交 易及托管服务的发牌制度制订立法建议，证监会亦正研究在充分保障投资者的前提下，扩展可提供予专 业投资者的数字资产产品和服务的类型；同时加强国际税务合作，打击跨境逃税；证监会亦透过引入自 动化汇报和数据监测工具，构建香港数字资产的风险防线。 3.以太坊创始人 Vitalik Buterin 今日在日本开 ...

A newly unsealed court filing has revealed the most detailed account yet of the massive data breach that struck Coinbase earlier this year, exposing more than 69,000 users and causing damages estimated at $400 million. The documents allege a coordinated insider scheme led by an employee of TaskUs, the customer service outsourcing firm hired by the exchange, and accuse the company of concealing the extent of the incident. Insider Theft at TaskUs According to the court filing, Ashita Mishra, an employee a ...

A stablecoin bidding war on one of crypto's fastest-growing platforms is offering a preview of the industry's next phase — and who might control it.The contest played out on Hyperliquid, a fast-growing trading platform. The prize: the right to issue USDH, a new dollar-pegged token native to its network. The bidding involved key names in the world of crypto payments: Paxos, Agora, Ethena and the lesser-known Native Markets, a startup partnered up with Stripe's stablecoin arm, Bridge. The outcome offered a g ...

【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不对所包含内容 的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担全部责任。邮箱： news_center@staff.hexun.com 在加密货币领域发展最快的平台之一上，一场稳定币"竞标大战"正为该行业的下一阶段，以及谁可 能掌控这一阶段提供了预览。这场竞争发生在快速发展的交易平台Hyperliquid上，争夺的核心奖励是： 发行USDH的权利。USDH是一种原生于该平台网络、与美元挂钩的全新代币。参与竞标的均为加密支 付领域的关键机构：Paxos、Agora、Ethena，以及知名度较低的初创公司Native Markets（该公司与 Stripe公司旗下稳定币部门Bridge达成了合作）。这场竞争不仅关乎"荣誉"，更关乎生存层面的经济逻 辑。稳定币发行商并非简单地"铸造"数字美元，他们还能从支撑这些代币的资产中获取利息收入。例 如，发行USDC稳定币的Circle互联网集团通过一项协议与Coinbase全球公司共享这部分收入，该协议帮 助两家公司抵御市场波动。由于市场预期本周利率将下降 ...

加密货币与人工智能融合 - 经济学家Alex Tabbarok将加密货币描述为人工智能的"货币" 源于Coinbase首席执行官Brian Armstrong宣布AI代理可使用稳定币进行交易 [1] - Coinbase开发的x402互联网原生支付协议集成至谷歌Agentic Payments Protocol(AP2) 使AI代理能够通过稳定币轨道相互支付 [2] - AI代理现可自主执行需人工干预的任务 包括数据抓取支付、服务支付及微任务支付 客户可通过单次点击使用USDC支付 无需卡号或邮政编码验证 [3] 行业技术趋势 - AI代理是代表用户追求目标和执行任务的软件系统 可与其他代理协作完成复杂工作流程 [3] - 科技行业日益认可人工智能与加密货币的协同效应 知名投资者Cathie Wood曾强调两者在金融服务领域的变革潜力 [3] 公司战略举措 - Coinbase积极推进人工智能应用 目标在未来一个月内将AI生成代码占比提升至50%以上 [4] - 该公司强制推行大语言模型应用 承认已解雇未能及时适应新技术要求的员工 [4] 市场表现 - Coinbase股价在盘前交易中下跌0.39% 此前常规交易时段收盘下跌0.27%至327.91美元 [5]

Amendments to a class action in New York against TaskUs have added new claims of systemic security failures and concealment in a breach tied to Coinbase customer data. The amended complaint, filed on Tuesday at the Southern District of New York, adds key elements to earlier disclosures about how Coinbase’s customer data was handled across the timeline of the massive breach, from its origins in late 2024 to Coinbase’s eventual disclosure in May, with losses estimated to reach as much as $400 million. “This w ...

Google has launched a new open-source payment system intended to help AI apps move money around, as per Fortune. The open-source payment service includes payment options using credit cards, debit cards, and stablecoins. It was designed in partnership with Coinbase, the Ethereum Foundation, and more than 60 companies, including American Express and Salesforce. According to Fortune, James Tromans, Google's head of Web3, said the system was constructed "from the ground up" to accommodate both legacy payment ...

Coinbase Chief Policy Officer Faryar Shirzad said banks’ concerns about stablecoins are unfounded.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.Claims by banks that the digital tokens threaten the financial syste ...