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Wells Fargo serves as presenting sponsor for 2025 Thurgood Marshall College Fund Leadership Institute
Globenewswire· 2025-09-30 23:26
Washington, D.C., Sept. 30, 2025 (GLOBE NEWSWIRE) -- Wells Fargo serves as presenting sponsor for 2025 Thurgood Marshall College Fund Leadership InstituteWells Fargo proudly continues its enduring support as presenting sponsor of the Thurgood Marshall College Fund’s (TMCF) Leadership Institute, the organization’s signature professional development program serving students attending historically Black colleges and universities (HBCUs). Wells Fargo has served in this role for more than a decade. The 2025 Lead ...
助贷新规今起实施 利率24%成红线
南方都市报· 2025-09-30 23:16
2025年10月1日,《关于加强商业银行互联网助贷业务管理提升金融服务质效的通知》(下称"助贷新 规")将落地实施。该规定第一条即明确了"互联网助贷属于互联网贷款,应当严格遵守《商业银行互联 网贷款管理暂行办法》(下称"《网贷管理办法》")等监管规章制度。"今年中开始,不少受理法院开始认 可网贷平台(主要为小贷公司)的金融机构身份,并参照24%利率作为量裁标准裁定违约金、逾期罚息。 这对于尚存36%利率产品的大型网贷平台来说,如何取舍将成为重要选择。 公布网贷合作方 民营银行龙头微众银行合作方达382家 外资银行中富邦华一银行合作机构最多 例如,裁判文书网9月13日披露的一份判决文书显示,借款人吴某在深圳市某小额贷款公司借款利率 35.98%,在将吴某告上法庭后,小贷公司将利息及罚息支付要求降低至24%。对此,安徽省蚌埠市淮上 区人民法院认为,该小贷公司系具备放贷性质的金融机构,故借款利率应以年利率24%为限。 同时,南都记者不完全统计,今年7月以来,至少有8家外资银行公布了相关合作方,分别是富邦华一银 行、渣打银行、东亚银行、韩亚银行、开泰银行、友利银行、国民银行、南洋商业银行。合作方分为商 业银行、保险公 ...
Austin Business Incubator Received $42K from the Federal Home Loan Bank of Dallas, Texas Capital and Encore Bank
Businesswire· 2025-09-30 23:05
AUSTIN, Texas--(BUSINESS WIRE)-- #affordablehousing--The Austin, Texas-based Economic Growth Business Incubator (EGBI) is getting a $42,000 boost to support business coaching for small businesses, thanks to a grant from the Federal Home Loan Bank of Dallas (FHLB Dallas), Texas Capital and Encore Bank. The banks celebrated the Partnership Grant Program (PGP) awards during a ceremonial check presentation today in Austin. "It's inspiring to see three financial institutions unite in support of small business gr ...
Recession fears are a ‘new concern' for retail investors, says Investopedia's Caleb Silver
Youtube· 2025-09-30 22:27
Well, investors are staying cautiously optimistic despite tariff and inflation concerns. That's according to the latest sentiment survey out of Investopedia. Editor and chief of Investipedia, Caleb Silver, is here to break down the latest survey results.Caleb, always great to see you. Um, they are sticking with the markets. They are overly loyal, you say.What does that mean. Overly loyal, cautiously optimistic, but overly loyal to the same stocks that got them here. When we ask them about their top 10 holdi ...
'Fast Money' traders talk market impacts of cracks in the consumer
Youtube· 2025-09-30 22:05
So you piece all these things together, does it start to paint a picture of a consumer starting to hit a wall of sorts when it comes to borrowing and spending. And should we be concerned when it comes to banks and financial firms and the markets. Sky, >> I believe so, but I also think well I don't think today was quarter end month end obviously, so maybe there's some rebalancing.So I want to make a huge deal at it. But with that said, credit scores are now falling the fastest pace since the great financial ...
普惠金融精准滴灌实体经济
经济日报· 2025-09-30 22:03
今年是"十四五"规划的收官之年。近日,中国人民银行行长潘功胜在介绍"十四五"时期金融业发展时表 示,我国在普惠金融、数字金融等方面走在世界前列。普惠金融是服务实体经济的重要力量,尤其在数 字化浪潮推动下,普惠信贷加速下沉服务,有效赋能小微企业、个体工商户、农户及新型农业经营主体 等群体为主的长尾市场,打通金融服务的"最后一公里"。 小微贷款增量 "十四五"以来,金融监管部门着力优化普惠资金供给,金融服务实体经济的效能显著增强。 强化科技赋能 普惠金融的发展与数字化浪潮密不可分。在人工智能迅速发展的背景下,普惠信贷的覆盖面越来越广 泛,持续提升服务效率,将资源引导到真正需要的普惠群体并提升生活福祉,是实现普惠金融高质量发 展的应有之义。 "数字金融有助于通过降低金融机构成本、提升服务效率来解决金融排斥问题。面对长尾客群,金融机 构往往需要大量的投入,贷后风险难以分散,风险和成本制约了银行向乡村居民以及小微企业等普惠群 体授信。"中国普惠金融研究院研究员汪雯羽表示,数字金融打破传统服务模式,通过提供新的融资渠 道、金融产品增加了以往服务不足的乡村人群获得金融服务的机会。金融科技的发展让金融服务突破时 间和空间限制 ...
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of First Savings Financial Group, Inc. (NASDAQ: FSFG)
Prnewswire· 2025-09-30 21:30
Accessibility StatementSkip Navigation NEW YORK, Sept. 30, 2025 /PRNewswire/ -- Class Action Attorney Juan Monteverde with Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. The firm is headquartered at the Empire State Building in New York City and is investigating First Savings Financial Group, Inc. (NASDAQ: FSFG) related to its sale to First Merchants C ...
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of 1st Colonial Bancorp, Inc. (OTCMKTS: FCOB)
Prnewswire· 2025-09-30 21:30
Accessibility StatementSkip Navigation WANT YOUR COMPANY'S NEWS FEATURED ON PRNEWSWIRE.COM? NEW YORK, Sept. 30, 2025 /PRNewswire/ -- Class Action Attorney Juan Monteverde with Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. The firm is headquartered at the Empire State Building in New York City and is investigating 1st Colonial Bancorp, Inc. (OTCMKTS: ...
Morgan Stanley's Stress Capital Buffer Revised Lower
WSJ· 2025-09-30 21:28
The Federal Reserve is reducing Morgan Stanley's stress capital buffer to 4.3% after the bank asked it to reconsider its rating. ...
Fed agrees to shrink Morgan Stanley's 'stress capital buffer'
Reuters· 2025-09-30 21:11
The U.S. Federal Reserve announced on Tuesday it had agreed to reduce how much capital Morgan Stanley must hold as a result of its most recent "stress test" results, lowering the required buffer from 5.1% to 4.3% for the upcoming year. ...