Key Takeaways Visa's tokenization now improves transaction efficiency, not just card security.AI integration helps reduce declines, optimize routing and automate risk scoring.Tokenization extends to wallets, IoT and embedded commerce for smoother payments.Visa Inc.’s (V) push into tokenization is often seen as a security upgrade, but its strategic value now runs much deeper. What started as a way to swap out sensitive card information for encrypted tokens is now transforming into a powerful tool for improvi ...

Visa (V) stock could be an appealing purchase at this time. Why? Because it offers high margins – indicative of pricing strength and cash generation capabilities – at a discounted price. Companies like this produce consistent, predictable profits and cash flows, which help mitigate risk and enable capital reinvestment. The market typically rewards such characteristics.BAKERSFIELD, CA - APRIL 29: A shopper passes a shop door advertising acceptance of purchases with Master Card, Visa, and other credit cards A ...

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal! AI is eating the world—and the machines behind it are ravenous. Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink. Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and b ...

Key Takeaways Visa's 14.4% YTD rise driven by transaction growth, cross-border volumes and expanding VAS.EPS expected to grow 11.7% in FY26 and 13.2% in FY27, with revenues rising 11.1% and 10.4%.Stablecoin and agentic commerce initiatives position Visa for gradual long-term acceleration.Visa Inc. (V) , a global leader in payment processing, continues to deliver what long-term investors value most: consistency. Supported by resilient consumer spending, rising cross-border volumes and the steady expansion of ...

核心观点 - 万事达卡和Visa正通过大力发展增值服务来驱动增长、增强竞争力和维持定价权 这些服务已成为其收入的重要组成部分 并预计未来增速将超过其整体业务增速 [1][2][4][11] 增值服务的战略意义与财务表现 - 增值服务使公司能够增强与发卡机构的粘性 提升收益率 并避免单纯依赖网络价值的低价竞争 [2] - 万事达卡最近一个季度的增值服务净收入为34亿美元 同比增长25% 约占其总收入的40% [1] - Visa在2025财年的增值服务收入为175亿美元 同比增长9% 占其400亿美元总收入的相当大部分 [4] - 摩根士丹利预计 2026年两家公司的增值服务增速将达到高十位数至低二十位数 远超其整体业务的低十位数增速 [11] 产品与服务创新 - 万事达卡推出“中型市场加速器” 将数字支付技术与增值产品捆绑 面向中小企业和发卡机构 [1] - Visa升级了Authorize.net服务 增加更多AI模型 并支持实体卡读卡器和“点击手机”支付技术 该服务已在美国推出并计划于2026年推向国际市场 [5] - Visa利用收购的AI公司Featurespace的技术构建了“风险中心” 以识别风险交易并建立有效客户活动档案 从而缩短交易审核时间 [6] - Visa推出了“统一结账服务” 将支付受理与欺诈管理、身份验证和令牌管理等其他功能相结合 [5] 合作伙伴关系与网络扩展战略 - 与第三方建立合作伙伴关系以支持全球移动钱包 是公司应对监管压力、法律纠纷和替代支付方式增长的关键策略 [3] - 2025年底 公司与一系列第三方达成合作 部分目的是利用监管机构对苹果公司控制移动支付施加的压力 [3] - Visa与支付金融科技公司MassPay合作 集成Visa Direct以通过其支付编排平台 更快地向卡、银行账户和数字钱包付款 该合作主要面向需要跨境支付人员的企业 [7] - Visa Direct连接了超过195个国家和150多种货币的超过120亿个终端点（包括卡、账户和钱包） [8] - 公司通过与银行、金融科技或支付平台的每一次集成来扩展网络连接 这为客户和消费者增加了选择和灵活性 [9] 行业竞争背景与增长驱动力 - 尽管PayPal、Block和Stripe等支付金融科技公司提供产品 但Visa和万事达卡的网络规模更大 [10] - 公司拥有交易量巨大的支付网络 但许多替代网络已经可行 因此为了维持其作为主要支付网络的地位 公司需要持续与尽可能多的伙伴合作 为其卡网络创造尽可能多的接入点 [11] - 增值服务的增长由欺诈保护相关能力的持续扩展、智能体商务的潜在初步贡献以及稳定币交易量所推动 [11] - 在美国等成熟市场支付量增长放缓的背景下 增值服务的快速增长有助于提升投资者对公司整体增长的信心 [11]

When I am out and about in town, driving through a major city, or traveling through the countryside, I love to point out to my children and spouse different companies from which we receive dividends. Exposing my loved ones toScott Kaufman, aka Treading Softly, learned about investing firsthand from over a decade of financial sector experience. He is the lead analyst for Dividend Kings providing actionable insight into high quality dividend growing and undervalued opportunities. His focus is to see a bountif ...

Visa-linked crypto card spending jumped 525% in 2025, rising from $14.6M to $91.3M in net spend, according to a Dune dashboard from @obchakevich research. This shift fits a broader pattern. Stablecoins and payment rails now carry trillions of dollars in monthly volume, turning crypto from speculation into something closer to digital cash. That growth from Visa crypto spending occurred even as prices fluctuated widely throughout 2025, with Bitcoin and Ethereum both seeing sharp pullbacks and rallies throu ...

Among the Dow Jones Industrial Average's 30 time-tested components, there are two inexpensive industry leaders that can deliver for patient investors, as well as a highflier that may struggle to justify its premium valuation.It was another historic year for Wall Street's premier health barometer, the Dow Jones Industrial Average (^DJI +0.99%). The iconic index rose 13% last year and came within a stone's throw of eclipsing 49,000.In the 129 years since its inception, the Dow Jones has evolved from an indust ...

Contactless card payment at a warehouse checkout highlights Visa payments, Walmart scale and Amazon-style logistics growth. Key Points Nothing catches the eye of growth investors like pure play AI stocks such as Palantir, which saw earnings growth of 129% last year.   Despite their allure, pure AI plays are inherently more volatile and prone to dramatic price swings.   Over the past five years, Visa, Walmart, and Amazon have demonstrated reliable and sustainable EPS growth. Interested in Visa Inc.? He ...

文章作者背景与投资方法 - 作者是一名机电工程师 在汽车、IT基础设施和医疗设备行业拥有工作经验 [1] - 作者旨在通过提供公司产品的技术分析和行业经验 分享对当前工程趋势的见解 为读者的投资研究提供独特优势 [1] - 作者是一名长期买入并持有的投资者 寻求具有强劲现金流并能产生增长被动收入或大量投入研发的投资 [1] 分析师持仓披露 - 分析师通过股票所有权、期权或其他衍生品 对多只股票持有有益的多头头寸 包括AVGO、V、MSFT、BIP、BAM、SPYI、MAIN、EPRT、AMZN、MPLX、HD、VICI、UNP、DLR、O、LMT、WSO、FNF、SBUX、SPOT、CARR、BOC、FG [2]