This week marked a key moment for crypto regulation, with transatlantic cooperation advancing, U.S. lawmakers clashing over market structure, and regulators weighing exemptions that could reshape the digital asset industry. Here’s what you need to know. UK–US Launch Transatlantic Crypto Task Force The UK and the U.S. have announced the formation of the Transatlantic Task Force for Markets of the Future, designed to strengthen regulatory cooperation on digital assets and capital markets. Revealed during ...

(Reuters) -U.S. regulators have examined sharp movements in the stock prices of companies before they announced plans to raise money to buy cryptocurrency for signs of potential insider trading and disclosure violations, the Wall Street Journal reported on Thursday. The Securities and Exchange Commission and Financial Industry Regulatory Authority have contacted some of the more than 200 companies that announced crypto-treasury strategies this year, the report added, citing people familiar with the matter ...

Asian crypto momentum is in full swing. Regulators are warming up to exchanges, and banks and fintechs are exploring tokenisation. The entire region is looking like a serious playground for digital assets. Here’s what transpired this week in the Asian crypto landscape. Vietnam Gears Up For A Crypto Exchange Debut Vietnam has emerged in the Asian crypto landscape as a promising destination for crypto enthusiasts in the last few years. The country recently greenlit a pilot program for cryptocurrency excha ...

政策影响 - 美国总统签署行政命令允许401(k)退休储蓄计划纳入加密货币、房地产和私募股权等另类资产[1] - 该命令要求美国劳工部、财政部和证券交易委员会修订规则以最终允许401(k)投资者接触加密货币资产[1] 市场反应 - 该行政命令被认定为数字货币领域的重大胜利 加密货币行业为将私人资产纳入供款计划做出了巨大努力[2] - 比特币价格在消息公布后上涨1%[2] 资金流向 - 该政策为另类资产管理公司开放了"巨大的新资金池"[4] - 投资者可获得退休基金投资组合的多元化配置机会[4] 实施进展 - 私营企业尚未被强制要求将加密货币纳入401(k)计划[5] - 企业在将数字货币纳入退休计划政策前需评估相关风险和法律责任[5] 投资特性 - 私人数字资产可能为退休投资者提供高回报和额外多元化[6] - 加密货币具有极高波动性且伴随更高亏损风险[6] 行业观点 - 另类资产纳入退休账户的进程将较为缓慢[7] - 指数基金被建议作为普通投资者的最佳选择 仅可配置少量资产于数字货币[7]

The U.S. Federal Reserve lowered interest rates for the first time in nine months, cutting the federal funds rate by 25 basis points to a new target range of 4.00% to 4.25%. The move, backed by 11 of 12 voting members, comes amid slowing economic growth, weaker job creation, and a slight uptick in unemployment, despite inflation remaining above target. Crypto stocks saw mixed reactions. Coinbase (COIN) fell 2.20% Tesla (TSLA) slipped 0.65% Robinhood (HOOD) edged down 0.37%, MicroStrategy (MSTR) droppe ...

ToplineThe Federal Reserve on Wednesday opted to ease interest rates for the first time in months, leading the way for potentially lower mortgage rates, bond yields and a likely boost to cryptocurrency over the coming weeks. Average long-term mortgage rates dropped to their lowest levels in months ahead of the central bank’s policy shift.Copyright{2018} The Associated Press. All rights reserved.Key FactsThe central bank’s policymaking panel voted this week to lower interest rates, which have sat between 4.2 ...

The U.K.'s Financial Conduct Authority (FCA) has plans to waive some of its rules for cryptocurrency companies, according to a Financial Times (FT) report on Wednesday. However, in another areas the FCA intends to tighten the rules where they pertain to industry-specific risks, such as cyber attacks. The financial watchdog wishes to adapt its existing rules for financial service companies to the unique nature of cryptoassets, the FT reported, citing a consultation paper published Wednesday. "You have to ...

投资策略 - 尽早开始投资 40年投资周期下以6%年复合增长率可将10万美元增值至略超100万美元[3] - 缩短投资时间需更高回报率 初始资金不足时需追加投入[4] - 分散投资降低风险 避免过度集中于加密货币或早期生物科技股等高风险资产[5] 资产配置 - 构建多元化组合 至少持有25只股票且单一行业不占过高比例[6] - 共同基金提供分散化但控制权有限 且管理费率较高[7] - 交易所交易基金(ETF)涵盖股票债券及加密货币等多类资产 年费率较低[9] - 封闭式基金(CEF)投资非流动性资产并可运用杠杆 风险相对较高[10] 收益增强 - 股息再投资可显著提升长期回报[8]

公司上市表现 - 加密货币交易所Gemini于周五在纳斯达克上市 估值达到约44亿美元[1] - 股票开盘价为每股37.01美元 较28美元的发行价上涨32%[1] - 初始估值达到33.2亿美元 此前目标发行价区间为24-26美元[1] 发行细节 - 通过IPO筹集4.25亿美元资金[2] - 最初计划发行1660万股 价格区间为17-19美元[3] - 要求将10%的发行量保留给"定向股票计划" 专门面向特定对象[3] - IPO获得显著超额认购 高盛和Cantor Fitzgerald担任主承销商[2] 公司背景 - 由Winklevoss双胞胎兄弟于2014年创立[2] - 股票交易代码为"GEMI"[2] - 创始人2012年发现比特币后创建该公司 旨在推动加密货币主流化[4] 行业动态 - 本周Figure Technologies也在纳斯达克上市 股价较发行价上涨24%至31.11美元[6] - Figure股价周五继续上涨8.6%至33.78美元[6] - 这是美国自2021年以来最繁忙的IPO周[6] - Gemini是今年第10家在美国公开市场融资的主要加密货币公司[6] - 稳定币发行商Circle在6月的重磅IPO后巩固了这一趋势[6]

投资风险与回报核心概念 - 风险与回报权衡是投资核心原则 无法单独存在其中一方 [1] - 低风险选择如储蓄账户面临通胀侵蚀风险 过去五年核心通胀率平均236% 而储蓄利率仅005% [3][4] - 股票投资虽存在市场波动风险 但新加坡海峡时报指数过去十年年化回报达83% 足以对抗生活成本上升 [4] 投资风险类别 - 市场风险：经济逆风或公司财务表现不佳导致股价波动 [6] - 通胀风险：成本上升随时间推移影响投资回报 [6] - 外汇风险：汇率波动可能压缩利润空间 [6] - 流动性风险：不同资产流动性差异显著 股票可随时变现而投连险存在锁定期 [6] - 违约风险：企业可能因无法偿还债务而破产清算 [6] 投资回报形式 - 资本利得：通过股价上涨实现投资增值 如英伟达和网飞等成长型股票 [7][8] - 股息收入：公司利润分配给股东的部分 新加坡航空过去12个月派息040新元 基于654新元股价股息率达61% [5][8] - 利息收入：定期存款在特定期限内提供保证年度回报 [7] 资产风险回报特征 - 高风险资产如加密货币波动性极大 可能导致重大亏损 [10] - 低风险资产如政府债券年收益率仅15%-2% 难以对冲通胀风险 [10] - 中等风险蓝筹股可提供资本利得与定期股息 需研究公司基本面应对市场波动能力 [11] 投资组合构建原则 - 初学者应从低至中等风险投资开始 逐步增加风险资产配置 [12] - 分散投资是风险管理重要手段 需根据风险偏好调整资产配置 [14][18] - 投资期限直接影响金融产品选择 30年养老规划与10年购房计划需不同投资策略 [14] 投资行为准则 - 避免追逐不理解的高风险投资 仅投资于已认知风险的资产 [18] - 长期持有利用复利效应 避免因短期市场波动情绪化抛售 [15][18] - 必需生活资金不得用于高风险投资 日常开支与房租需保留现金保障 [18]