Retiring early has become a dream for many, even those who have barely started their careers. There’s even a whole movement built around this, called FIRE, which stands for “Financial Independence, Retire Early.” But is it possible to retire as young as 30? I asked ChatGPT how young adults can plan to retire by 30. Here’s what it said. Check Out: 5 Ways To Make Money in Retirement Without Going Back To Work Full Time Read Next: 10 Used Cars That Will Last Longer Than the Average New Vehicle You Have To Ea ...

Joining us now with where else customers are buying is Robin Hood's chief brokerage officer, Steve Kirk. And Steve, good to have you here. Just characterize what the activity level is, whether it seems as if your customer base is uh is taking on more risk, looking for different uh places that have not yet moved as much or how are they behaving.Sure. Thanks for having me, Mike. Um so I would characterize their behavior as still very engaged.If you look at um our volumes uh across all asset classes, equities, ...

Charles Schwab is eyeing a big push into the crypto space in early 2026. This as it contends with stock prices at record highs and a new generation of investors looking to get into the action. Caught up with Charles Schwabio Rick Worster for today's opening bid power player segment.Well, our our clients are really engaged. They're trading at about 30% more than they were last year. Uh we see margin balances up. We see more use of uh options.Our investors are really engaged in the market and I think there's ...

And the markets focus a little difficult to pin down, it seems, Marc, today, lots of disparate conversations happening. I know that you're drawn to thinking about the relationship between the dollar and rates. And you see something interesting there, especially coming up to month end.Yes. A couple of things here. I think, first of all, the macro community is starting to warm up to the idea of playing for a bit more of a sustained dollar bounce.Now, short term, that is kind of helped by the idea that into mo ...

Common scams include fake initial coin offerings (ICOs), which entice victims to purchase worthless currencies, and fake digital wallets, where victims unknowingly provide private keys to criminals.Outside of professional help, another great defense against scammers is education. An FBI report showed that fraudulent investments (which caused over $6.57 billion in losses among all victims) and phishing or spoofing scams (an estimated $70.0 million in total financial loss) were most likely to fool victims in ...

Legislators in Washington are trying hard to pressure the Securities and Exchange Commission (SEC) to open up the $12.5 trillion 401(k) retirement market to crypto and other alternative assets. In accordance with US President Donald Trump’s recent executive order, House Financial Services Committee Chairman French Hill and Ranking Member Maxine Waters pressed SEC Chair Paul Atkins to expedite the rules revision in line with the directive. In a letter penned to Atkins on 22 September 2025, Hill and Waters ...

投资评级 - 全球基金经理调查显示自2025年2月以来最看涨的情绪 现金水平低至3.9% 股票配置达7个月高点 全球增长乐观情绪大幅跃升 [1] 核心观点 - 67%的基金经理预计经济将实现软着陆 18%预计无着陆 仅10%预计硬着陆 [2][21][23] - 47%的基金经理预测美联储将在未来12个月内降息至少4次 [1][4] - 投资者要求更高资本支出(9个月高点)而非更强资产负债表(自2022年2月以来最低) [2][27][29] - 最大尾部风险是第二轮通胀浪潮(26%) 自2022年8月以来最多人预计债券收益率将上升 [2][31][33] 资产配置 - 全球股票超配达7个月高点 尽管创纪录的58%认为股票被高估 [3][45][47] - 投资者削减新兴市场和欧盟股票多头 回补美国空头 增加科技股(自2024年7月以来最高)、银行股(6个月高点)、医疗保健股(自2021年12月以来最大涨幅)的多头 [3] - 能源股空头增加 大型股对小盘股多头的削减为自2023年12月以来最大 [3] - 黄金配置仍低至2.4%的资产管理规模 [3][62][64] 逆向交易机会 - 逆向多头交易：债券、英国股票(有记录以来第二大配置降幅)、REITs(自2024年8月以来最大低配)、能源股 [4] - 逆向空头交易：华丽七股(调查中最拥挤交易)、银行股、医疗保健股 [4][42][44] 宏观经济预期 - 增长预期创2024年10月以来最大跃升 净16%预计全球经济将走弱(较8月净-41%改善25个百分点) [2][25][26] - 77%的投资者预计"滞胀"(低于趋势增长与高于趋势通胀) 仅9%预计"繁荣" [99][101] 行业配置变化 - 9月增配股票、医疗保健、电信和消费 discretionary [75][77] - 减配英国股票、公用事业、能源以及欧盟/新兴市场股票 [75][77] - 绝对配置最超配电信、银行和科技股 最低配能源、材料和消费股 [80][81] 人工智能观点 - 48%的投资者认为AI股票不存在泡沫 73%认为AI是通缩性的 [52][56][58] - 50%的投资者认为AI已经在提高生产率 28%预计2026年后才会显现效果 [54][55][59] 加密货币配置 - 67%的投资者目前加密货币配置接近0% 加权平均配置仅为0.4% [66][68] - 84%的投资者尚未开始结构性配置加密货币 [70][72] 货币与外汇 - 38%的投资者寻求增加对美元走弱的对冲 创2025年6月以来最高水平 [37][39] - 49%的投资者认为美元被高估 22%认为欧元被低估 [147][148][149]

美国国税局加密货币监管演进 - 自2017年起持续扩大加密货币监控能力 从针对个别交易者的窄范围调查转向对主要交易所和加密货币公司用户记录的大规模调取要求[1] - 借助"无名氏传票"和日益复杂的区块链分析技术 目前已能够实时追踪加密货币交易[1] 监管对象与范围变化 - 初始阶段针对特定交易门槛的窄范围群体 近期转向更广泛方法以识别多个加密货币交易所的税务违规行为[2] - 主要监管目标包括Coinbase、Kraken、Poloniex和Circle等交易所 随后扩展至整个行业[2] 具体执法行动与数据 - 2016年IRS向Coinbase发出传票要求14,000个账户信息 后经法院裁定缩减范围[3] - 2021财年加密货币扣押金额达35亿美元 占IRS当年总资产扣押量的93%[3] - 2021年获得法院批准对Kraken用户(2017-2020年交易额≥2万美元)、Circle客户(2016-2020年交易类似金额)及Poloniex用户发出类似无名氏传票[4] 执法规模与手段 - 截至2023年6月IRS已开展216项审查 并通过交易所数据向加密货币用户发送近15,000封"软信函"[5] - 法院批准无名氏传票需满足三个法律门槛：可确定人群群体、合理相信存在税务违规行为、信息无法从其他来源轻易获取[6] - 但对加密货币用户保护有限 法院仅要求"最低限度"理由且不要求IRS证明群体中每个人均违法[6] 行业应对措施 - Coinbase向最高法院提起诉讼要求终止IRS对交易所用户的监控[7]

黄金和白银市场表现 - 黄金正处于多年的去美元化趋势中 外国央行对黄金和黄金持仓的需求现已超过美国国债[2] - 黄金矿业公司今年上涨100% 季度收益显示公司能够控制成本 降低成本或至少不增加成本[3] - 金价上涨带来更高利润 市场对这些利润给予更高估值 这对投资者有利[4] 黄金矿业公司经营状况 - 金矿公司曾是表现最差的业务之一 地下有固定数量的黄金但未能发现更多 缺乏资金投入新勘探[5] - 金矿开采经济性恶化 需要挖掘更多吨矿石才能获得相同盎司的黄金[6] - 行业出现整合 大型公司如Bareric正在剥离非核心资产 Pneumont公司已展示出成本控制能力[7] 加密货币交易所行业动态 - 加密货币交易所提供更多产品和服务 监管环境变得清晰[9] - 行业处于早期整合阶段 消费者希望在一个应用中同时交易加密货币和证券[10] - Gemini交易所交易量仅为Coinbase的二十分之一 市值较小 面临发展挑战[11] - Gemini应用下载量在过去几个月中增长800% 公司推出信用卡产品但需要进一步行动[12] 加密货币交易所竞争格局 - 交易所数量有限 主要参与者包括Coinbase、Kraken和Gemini 不需要大量淘汰[14] - Robinhood通过投资者日活动获得1000亿美元估值 正在抢占加密货币市场份额[14] - 所有交易所都需要提供更多产品和服务来保持竞争力[15]

公司荣誉与行业认可 - 公司荣获2025年全球外汇大奖最佳多资产交易平台奖项 该奖项是金融交易行业最具声望的认可之一 [1] - 奖项基于全球交易者投票产生 本届评选获得超过20万张公众投票 [3][4] - 奖项强化公司赋能交易者的使命 通过提供选择权、控制力和透明度支持其在动态市场中取得成功 [3] 产品与服务优势 - 提供加密期货、外汇及大宗商品、指数、股票和加密资产的差价合约交易 集成PXTrader、MT5和加密交易所生态 [2] - 支持超过150个国家超过1,000,000名交易者 自2018年起通过降低准入门槛提供金融市场便捷访问 [6] - 提供原生网页与移动平台、MetaTrader 5及多种法币/加密/本地支付入金方式 集成加密存储与兑换功能 [6] 监管与技术特色 - 在多司法管辖区受监管 结合稳健合规标准与顶级交易条件建立信任声誉 [2] - 融合先进技术、竞争性定价、可扩展功能及客户至上理念 确立多资产交易领导地位 [2] - 通过创新、透明度和公平性持续提升行业标准 强化对交易者的支持承诺 [5]