Equifax (NYSE: EFX ) stands to benefit from the regulatory shifts that are hitting Fair Isaac Corporation ( FICO ), which we recently analyzed, revising downward its fair value by 15% versus its actual price. One theme thatI’m a long-term investor focused on U.S. and European equities, with a dual emphasis on undervalued growth stocks and high-quality dividend growers. Through years of experience, I’ve learned that sustained profitability—evident in strong margins, stable and expanding free cash flow, and h ...

Results of new TransUnion survey show millions navigating tough choices as delinquencies remain highCHICAGO, Sept. 25, 2025 (GLOBE NEWSWIRE) -- Millions of delinquent federal student loan borrowers are bracing for the possible resumption of involuntary collections by the U.S. Department of Education, such as wage garnishment or the withholding of tax refunds or Social Security benefits. A new survey from TransUnion (NYSE: TRU) highlights a growing concern related to this issue. When asked about the prospect ...

CHICAGO, Sept. 24, 2025 (GLOBE NEWSWIRE) -- Betting activity increased to 30% of consumers in Q2 2025, compared to 25% in the same period of 2024, according to a new report from TransUnion (NYSE: TRU). The increase was primarily among Gen Z and Millennial bettors—34% and 42%, respectively—especially those who invested in speculative financial opportunities. The report focused on the broadest category of bettors, those spending $50 or more per month, analyzing the types of betting that were most popular as w ...

CHICAGO, Sept. 23, 2025 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the third quarter ended September 30, 2025, in a press release to be issued at approximately 6:00 a.m. Central Time (CT) on Thursday, October 23, 2025.   The company will hold a conference call on the same day at 8:30 a.m. (CT) to discuss its financial results.   The press release and a live webcast of the earnings conference call will be available on the TransUnion Investor Relations website at http:// ...

New analysis shows how missing real-world attributes—like voter registration, vehicle ownership, and familial ties—can help lenders detect synthetic identities and reduce fraud exposureCHICAGO, Sept. 17, 2025 (GLOBE NEWSWIRE) -- With synthetic identities now linked to a record number of newly opened accounts, U.S. lenders faced more than $3.3 billion in exposure for the year ending 2024. This alarming trend underscores the urgent need for financial institutions such as auto lenders, mortgage lenders and cre ...

消费者租金支付报告趋势 - 消费者租金支付被报告给征信机构的比例从2024年的11%上升至2025年的13% [2] - 物业经理知晓并参与租金支付报告的比例从48%下降至44% 为四年来首次下降 [3] - 趋势表明消费者可能通过第三方数据提供者自行报告租金支付 [3] 租金支付报告的影响 - 79%的租房者在租金支付被报告后信用评分有所提高 [4] - 57%的租房者更倾向于从报告租金支付的物业经理处租房 [5] - 近80%的租房者更可能按时支付租金 [5] 监管与政策发展 - 联邦住房金融局于7月下令要求房利美和房地美接受VantageScore 4.0信用评分用于抵押贷款承销 这将允许在抵押贷款申请中考虑租金支付历史 [6] - 加利福尼亚州现在要求物业经理向征信机构报告租金支付 [6] - 科罗拉多州现在要求物业经理向租户提供租金报告服务 [6] 行业观点与背景 - 租金支付报告被充分证明是提高信用评分和促进金融包容性的手段 [4] - 监管发展令人鼓舞 绝大多数租房者可靠地按时支付 应利用这种已证明的责任感来获得房屋所有权和其他金融机会 [7] - 联邦住房金融局实施VantageScore 4.0的要求是对《信用评分竞争法》的响应 该法要求验证更先进的信用评分模型 [7]

Since the first time I shared my view about the effects of the combination of higher interest rates, a housing shortage, and inflationary pressures around two years ago, the situation hasn't gotten any better.Triba Research's mission is to uncover high-quality businesses with the potential to deliver sustainable, double-digit returns over the long term. The investment strategy focuses on identifying companies with strong competitive advantages, operating in growing markets, maintaining low debt levels, and ...

Survey finds younger Canadians are thinking about switching from their current lenders for additional credit support, while mortgage-holders eye refinancing optionsTORONTO, Sept. 11, 2025 (GLOBE NEWSWIRE) -- Canadians are re-evaluating their financial relationships, according to new research from Equifax Canada. A new consumer survey* commissioned by Equifax Canada shows many people in Canada are considering switching from their current banks and lenders in search of additional support for their credit and ...

CHICAGO, Sept. 10, 2025 (GLOBE NEWSWIRE) -- The number of consumers whose rent payments are reported to credit reporting agencies rose to 13% in 2025, up from 11% in 2024, according to a new TransUnion (NYSE: TRU) report. This trend may gain momentum after the announcement of a policy from the Federal Housing Finance Agency (FHFA) that will make it easier for rent payments to help consumers qualify for mortgages. In July 2025, the director of the FHFA issued an order mandating that Fannie Mae and Freddie Ma ...

公司活动安排 - 公司首席执行官Chris Cartwright将于2025年9月9日9:30 CT在巴克莱全球金融服务会议发表演讲 [1] - 演讲实况及回放将通过公司投资者关系网站提供 [1] 公司业务概况 - 公司为全球信息与洞察力企业 在30余个国家拥有超过13000名员工 [2] - 核心业务是通过可信数据呈现消费者画像 覆盖信用、营销、欺诈、风险及高级分析等领域 [2] - 公司通过收购与技术投资扩展解决方案 促进消费者与企业间安全交易 [2]