An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on whether this is a benefit or not. According to a TransUnion survey, 13% of renters saw their payments reported to credit bureaus in 2025, up from 11% in 2024. (1) Some advocates, including members of Congress and nonprofits (2), say that reporting rent payments to credit bureaus is a way for people who may not have a robust credit history to build credit, which can lead to being able t ...