1月6日金融一线消息，国家金融监督管理总局陕西监管局行政处罚信息公示表显示，交通银行股份有限 公司陕西省分行及相关责任人员因发放固定资产贷款不审慎、银行承兑汇票授信后管理不到位、超过借 款人实际需求发放流动资金贷款、项目贷款贷后管理不到位，被罚款253万元；牛博、姚淑芳被分别给 予警告，林雅欣被给予警告并罚款5万元。 | 国家金融监督管理总局陕西监管局行政处罚信息公示表 | | --- | | 作出决定 | 机关 | | | | | 瑞安品览 | | 监管局 | | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 行政处罚 | 内容 | 对交通银行 股份有限公 | 司陕西省分 | 行罚款253万 | | 元。 | | 对牛博、姚 | 淑芳分别给 | | 予警告,对 | 林雅欣给予 | 警告并罚款5 | 万元。 | | 当事人 主要违法违规行 | 名称 为 | | 发放固定资产贷款 | 交通银行 不审慎、银行承兑 | 股份有限 | 汇票授信后管理不 | ...

Rates for home equity lines of credit and home equity loans are holding firm near 7.5%. Homeowners with record amounts of home equity can tap that value at some of the best rates in three years. HELOC and home equity loan rates Tuesday, January 6, 2026 According to real estate analytics firm Curinos, the average monthly HELOC rate is 7.44%. The national average rate on a home equity loan is 7.59%. Both rates are based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ...

Deposit account rates are on the decline — but the good news is you can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read on for a snapshot of CD rates today and where to find the best offers. Where are the best CD rates today? CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% to ...

After opening flat, France's equity benchmark CAC 40 drifted lower Tuesday morning with investors digesting the nation's inflation and PMI data, and making largely cautious moves.The index was down 49.25 points or 0.6% at 8,162.25 a little before noon.Legrand and Dassault Systemes tumbled 3.7% and 3.6%, respectively. Capgemini and Saint Gobain lost a little over 3%, and Bureau Veritas drifted down 2.1%.BNP Paribas, Hermes International, Schneider Electric, Publicis Groupe, LVMH, Air Liquide, Accor and Soci ...

Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills. Find out which banks have the best MMA rat ...

High-yield savings account rates have been falling, but some of the best accounts still pay above 4% APY. In order to get the highest interest rate possible on your savings, it’s important to do your research and find competitive offers. Not sure where to start? Here’s a closer look at savings interest rates today and where you can find the best ones. Where are the best savings interest rates today? The average interest rate on a traditional savings account is only 0.39%, according to the FDIC. However, ...

2026年全国外汇管理工作会议1月5日至6日在京召开。会议深入学习贯彻党的二十届四中全会和中央经 济工作会议精神，总结2025年外汇管理工作，分析当前金融外汇形势，研究部署2026年重点工作。国家 外汇管理局党组书记、局长朱鹤新作工作报告。国家外汇管理局党组成员、副局长出席会议。 会议指出，2025年，外汇管理部门认真贯彻落实党中央、国务院决策部署，统筹国内国际两个大局，统 筹发展和安全，加强外汇政策系统集成，强化外汇市场建设和监管，各项工作取得新成效。一是以高质 量党建促进外汇管理工作高质量发展。深入学习贯彻习近平总书记重要讲话和重要指示批示精神，扎实 开展深入贯彻中央八项规定精神学习教育，纵深推进全面从严治党，从严从实推进中央巡视整改，坚决 做到"两个维护"。二是大力提升外汇服务实体经济质效。实施支持外贸稳定发展一揽子政策和深化跨境 投融资改革一揽子政策。支持跨境电商等贸易新业态在线办理外汇业务超10亿笔，助力稳外贸稳外资。 深化外汇市场发展，有效保障用汇需求，外汇市场交易量、企业外汇套期保值比率均创历史新高。以支 持科创企业为重点做好金融"五篇大文章"。持续优化外籍来华人员等个人外汇服务。健全外汇政策和 ...

Benchmark indices Sensex and Nifty ended lower for the second day in a row on Tuesday, dragged by heavy selling in blue-chips Reliance Industries, HDFC Bank, and worries over fresh warning from the US to further raise tariffs against India.Image used for representation purpose only. Photograph: Danish Siddiqui/ReutersThe 30-share BSE Sensex dropped 376.28 points, or 0.44 per cent, to settle at 85,063.34.During the day, it tanked 539.52 points, or 0.63 per cent, to 84,900.10.The 50-share NSE Nifty declined 7 ...

当日金融监管总局网站亦披露了青海金融监管局关于青海银行股份有限公司变更注册资本的批复。批复 称，青海金融监管局同意该行增加注册资本648464164元人民币，由2556877093元人民币变更为 3205341257元人民币。 公开资料显示，青海银行原名西宁市商业银行，成立于1997年12月30日，2008年11月，经原中国银监会 批准更名为青海银行，是青海省首家地方法人股份制商业银行、唯一一家城市商业银行。根据其2024年 度报告，2022年-2024年，青海银行分别实现净营业收入10.03亿元、9.61亿元、11.97亿元，实现净利润 2.09亿元、2.03亿元和2.20亿元。 央广网北京1月6日消息（记者 宓迪）6日，金融监管总局网站披露青海金融监管局关于青海银行股份有 限公司变更注册资本方案及有关股东资格的批复。 批复称，同意该行变更注册资本方案，募集股份6.48亿股，同意西部矿业集团有限公司、青海省交通控 股集团有限公司股东资格。批复还表示，该行要严格审查股东入股资金来源，入股资金必须为自有资 金，确保资金来源合法，不得以非自有资金入股。要加强股权管理，优化股权结构，严格控制股东关联 交易，完善公司 ...

A股银行板块年终榜单揭晓，重庆银行以资本市场与经营业绩的双重亮眼表现脱颖而出。据最新统计，重庆银行2025年以21.64%的股价涨幅跻身全国42家上 市银行第4位，在17家上市城商行中位列第二，用强劲股价表现印证了市场的高度认可。 资本市场的认可背后是该行经营业绩的持续提升。2025年下半年，该行资产规模顺利突破万亿大关，提前完成"十四五"战略规划目标，成为西部银行业发展 的新标杆，多项业务指标突破历史纪录，经营业绩频频创造新高，推动该行"盈利、规模、估值"同步跃升。 21.64%！2025年A股股价涨幅位列城商行第二 此外，该行H股收盘价7.85港币/股（后复权股价17.71港币），较年初涨37.26%，在30家港股上市的内地银行中排名第6，在15家城商行中排名第4。 值得注意的是，2025年年内，该行A股股价最高曾触及11.73元/股，较年初上涨超30%，创4年内新高；H股股价最高触及8.92港元/股，较年初上涨超50%， 创历史新高。 2025年4月，重庆银行发布了《估值提升计划》。此后，该行首批入选上证580指数样本名单，获得多家机构的"增持"或"买入"评级。2025年11月，重庆银行 在全国超过50 ...