Find out how much you could earn by locking in a high CD rate today. The Federal Reserve cut its federal funds rate three times in 2024, and it recently announced its third rate cut of 2025, so now could be your last chance to lock in a competitive CD rate before rates fall further. CD rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. The following is a breakdown of CD rates today and where to find the best off ...

Find out how much you could earn with today’s savings rates. Interest rates on savings accounts have been falling, so it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. Overview of savings interest rates today The national average savings account rate stands at 0.39%, according to the FDIC. This might not seem like much, but consider that three years ag ...

The national average HELOC rate is falling to its lowest point in three years, based on the pricing benchmark of the prime rate. Home equity line of credit lenders are getting more aggressive with introductory pricing as well. HELOC rates: Saturday, December 20, 2025 According to Curinos data, the average weekly HELOC rate is 7.44%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowners have a huge amount of value tied u ...

The national average HELOC rate is falling to its lowest point in three years, based on the pricing benchmark of the prime rate. Home equity line of credit lenders are getting more aggressive with introductory pricing as well. HELOC rates: Saturday, December 20, 2025 According to Curinos data, the average weekly HELOC rate is 7.44%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowners have a huge amount of value tied u ...

Find out how much you could earn with today’s money market account rates. Deposit interest rates (including money market account rates) have been falling over the past year. That's why it’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. Overview of money market account rates today The national average money market account rate stands at 0.58%, according to the FDIC. This might not seem like much, but consider that three years ago, it was just 0.07%. ...

转自：草原云 此次全域布局的央行"金融驿站"并非简单的网点延伸，而是形成"机构联动、多方协同、驿站落 地"的"三驾马车"运行格局。三者同频共振，构建起"统筹有力度、投放有精度、服务有温度"的县域金 融服务新生态。运营以来，各驿站已累计开展政策宣讲100余场次，覆盖企业及群众1.2万人次，收集金 融需求160余条，办结率超95%。 内蒙古日报·草原云记者：李永桃 记者12月19日从中国人民银行锡林郭勒盟分行获悉：随着近日锡林郭勒盟13个旗县市区央行"金融驿 站"县域金融服务站同步揭牌运营，锡林郭勒盟在内蒙古率先实现央行"金融驿站"县域全覆盖，为全区 县域金融服务提质增效提供了可复制的实践样本。 针对地域跨度大、交通不便的实际，人民银行锡林郭勒盟分行坚持问题导向与需求导向，将央行"金融 驿站"打造为打通服务"最后一公里"的关键载体。驿站采用"人行主导、政府支持、机构协同"运营模 式，扎根县域金融机构与基层营业网点，整合政策传导、业务咨询、需求收集、金融科普等多元功能， 构建"一站式、综合性、便捷化"服务平台，让县域群众足不出户即可享受优质金融服务。 ...

拒收现金？三部门发文整治 规定根据不同领域、场景分类施策。根据规定，采取无人值守、机具设备等自助服务模式，以及采 用"一卡通"结算、进行统一管理的园区、厂区、景区、学校等场所，经营主体应在醒目位置标识支付方 式，现金收取转换方式及服务联系电话。 此外，充分考虑老年人、残障人士、境外人士办理现金业务的需求和习惯。规定还指出，银行需建立现 金服务应急保障机制，针对突发情况及特殊群体的现金需求，保障现金供应、优化窗口服务、维护营业 网点秩序。 如果遇到现金支付不畅问题如何处置？中国人民银行有关负责人表示，遭遇拒收现金，或者采取歧视性 措施排斥现金时，公众可妥善保留相应的证据或线索，通过城市政务热线、消费者权益保护、金融消费 权益保护等各种渠道进行投诉、举报，中国人民银行将会同相关部门及时处理。 尽管"拒收现金违法"观念已深入人心，但拒收现金行为仍难以杜绝。12月19日，中国人民银行等三部门 对外发布《人民币现金收付及服务规定》，进一步防范和整治拒收人民币现金行为，构建多元支付方式 共同发展下的现金便利流通环境。规定将自2026年2月1日起施行。 记者从中国人民银行了解到，当前，全国拒收现金有关投诉显著减少，但经营主 ...

State Bank of India (SBI) Chairman C S Setty on Saturday said that the bank will reassess its policy on construction finance for residential real estate, but stressed that accountability and transparency will be key factors in determining interest rates for such loans.At present, the bank has almost negligible presence in construction finance for housing projects, but it is slowly building a book on commercial real estate, especially office space."So how do we work out on the construction (finance), particu ...

人民财讯12月20日电，12月19日，中国农业银行（601288）董事长、党委书记谷澍在辽宁沈阳拜会辽宁 省委书记许昆林、省长王新伟，围绕贯彻落实中央经济工作会议精神，进一步深化银政合作，推动金融 更好服务辽宁振兴发展等进行深入交流。 谷澍表示，农业银行高度重视服务辽宁振兴发展，下一步将持续加强乡村全面振兴、现代化产业体系建 设、科技创新等重点领域的金融服务和金融创新，加大融资供给，为辽宁的高质量发展贡献农行力量。 许昆林表示，希望农业银行继续将辽宁作为战略布局的重点区域，加大对重点产业、重大项目、提振消 费、县域"三农"等领域的金融支持力度。辽宁将为包括农业银行在内的各类金融机构创造良好条件。 ...

涉及的行业与公司 * 行业：中国工业板块，具体聚焦于贸易物流、航运、港口、航空货运及陆路运输[2] * 公司：报告未具体提及单一上市公司，但数据来源和分析涉及多个行业参与者，包括航运公司（如ONE）、港口（如洛杉矶港、中国主要港口）及数据提供商（如UBS Evidence Lab、Clarksons、上海航运交易所）[3][5][12] 核心观点与论据 * **中国港口吞吐量保持强劲，国际航空货运繁忙**：上周中国主要港口集装箱吞吐量同比增长7%（第49周为+6%）[3]，国际货运航班数量同比增长11%（与第49周持平）[3][36] * **跨太平洋即期运价环比反弹，亚洲区内租船市场坚挺**：上海出口集装箱运价指数（SCFI）整体环比上涨8%[4][12]，主要由主干航线驱动，其中亚洲至美国航线运价环比上涨15%，亚洲至欧洲西行航线运价也录得双位数环比涨幅[4]，集装箱船租船费率维持在历史高位[4] * **美国进口需求出现疲软迹象**：洛杉矶港第52周进口量预估环比下降17%，同比下降23%，而第51周为同比下降5%[3][10] * **中欧班列与中亚班列货运量表现分化**：11月份，中欧班列出境货运量同比下降1%，而中国-亚洲班列出境货运量同比增长13%[3][26] * **航运网络调整与欧洲潜在干扰**：ONE公司于12月15日宣布了覆盖亚美、亚欧及亚中东主要贸易航线的东-西服务网络更新，计划于2026年4月生效，更新后的航线基于当前绕行好望角的路径[5]，希腊全国范围的农民抗议活动可能对港口运营造成潜在影响[5] * **其他高频数据指标**：上周中国主要港口货物吞吐量环比下降7%，同比增长3%[18][19]，中国至美国/东盟的直接海运量环比分别下降4%和2%[21]，一周内抵达中国-美国/亚洲-美国走廊的船舶载重吨同比下降27%/24%[23]，中国高速公路卡车流量同比下降2%[30]，亚洲支线船可用性指数和租船指数均环比下降1%[28][34] 其他重要内容 * **数据来源与方法论**：报告核心数据基于UBS Evidence Lab的高频数据集，包括全球海事目的地监控、船队监控和贸易监控，利用AIS数据跟踪超过35,200艘商业船舶[39][40][41][42] * **风险提示**：宏观经济层面的投资缩减是中国工业板块的主要风险，经济疲软可能导致工业品需求或进出口量萎缩，政策变动及激烈竞争也可能影响收益[43] * **报告性质与免责声明**：该报告由UBS Securities Asia Limited编制，仅供授权收件人使用，不构成投资建议，UBS可能与所覆盖公司存在业务往来从而产生利益冲突[9][44][56][65]