The Bank of Japan raised interest rates to 0.75% on December 19, marking the highest borrowing costs in three decades and triggering immediate speculation about implications for global crypto markets. Bitcoin climbed 2.5% to approach $88,000 following the decision, which came as policymakers balanced inflation concerns against mounting fiscal pressures from Prime Minister Sanae Takaichi’s $117 billion stimulus package. Source: TradingView The central bank voted unanimously to lift short-term rates from ...

Bybit, the second-largest cryptocurrency exchange by volume traded, said it has returned to the U.K. two years after stricter rules around the promotion and marketing of crypto services forced it out. The company, which boasts some 80 million users worldwide, restarted U.K. services including spot trading on 100 currency pairs on Thursday, the company said . The Financial Conduct Authority (FCA) has been vigilant in regulating advertising and marketing of crypto services to British residents. Rules it i ...

The shares of Coinbase Global (Nasdaq: COIN), the largest U.S. crypto trading exchange, surged after the company received a nod from Indian authorities to acquire a minority stake in an Indian exchange. Brian Armstrong and Fred Ehrsam founded Coinbase in 2012 and turned it into a public company in 2021. The company, which operates crypto exchange platforms in more than 100 countries across the world, made it to the S&P 500 index in May this year. Related: Coinbase to re-enter India after nearly two year ...

The Financial Stability Oversight Council has removed crypto from its list of systemic financial threats in its 2025 annual report. This is a dramatic regulatory shift attributable to the transformation happening under the Trump administration. The 86-page document, approved December 11, eliminates the dire warnings about digital assets that dominated previous years, instead emphasizing responsible growth and regulatory clarity for the sector. The FSOC’s latest assessment contrasts sharply with its 2024 ...

LONDON, Dec 16 (Reuters) - British regulator the Financial Conduct Authority (FCA) launched a wide-ranging consultation on a range of proposed ​rules for the crypto industry on Tuesday, a day ‌after the government said the industry would be regulated from October 2027. The FCA ‌set out its proposals alongside research that shows that the proportion of UK adults holding crypto has fallen by a third, from 12% to 8% in the past year. Watchdogs globally are playing catch-up ⁠on rules for the ‌crypto industr ...

监管动态与行业准入 - 美国货币监理署有条件批准五家加密货币公司成为国家信托银行 这是联邦监管机构准备将部分加密行业纳入传统金融框架的最明确信号之一 [1][2] - 获批公司包括Ripple、Circle、BitGo、Fidelity Digital Assets和Paxos 其中Ripple和Circle为新建 其余三家是将现有州信托牌照转换为国家牌照 [1][3][8] - 此次批准建立在2021年先例之上 当时Anchorage Digital成为首家获得国家信托牌照的加密公司 [5] 牌照性质与业务范围 - 国家信托银行不同于传统零售银行 不能吸收存款或发放贷款 但可在联邦监管下托管资产、处理支付并提供信托服务 [3][4] - 所有五家公司仍需满足资本、治理、合规和风险管理等条件后才能全面运营 [4] - 一旦完全满足监管要求 它们将加入OCC监管下约60家国家信托银行的行列 [3] 公司影响与战略意义 - 此举是寻求与银行系统深度融合的加密公司的一个重要监管里程碑 [7] - Ripple首席执行官认为这是“巨大的进步” 尤其有利于其美元稳定币RLUSD 该稳定币现在同时受OCC联邦监管和纽约州金融服务部州监管 [9] - 虽然批准不直接影响XRP 但Ripple的纳入可能逐步加强其机构影响力 [7] 行业反应与不同立场 - 加密货币公司普遍欢迎OCC此举 视其为期待已久的迈向监管清晰度的步骤 [6] - 传统银行团体则不那么热情 银行政策研究所警告称 该决定引发了关于监管一致性和监督方面未解决的问题 [9]

Ripple received conditional approval from the United States Office of the Comptroller of the Currency (OCC) to operate as a national trust bank. This marks a significant milestone for the crypto firm seeking deeper integration with the U.S. banking system. Related: Ripple beat the SEC — but did XRP really win? Ripple and others receive regulatory nod In an announcement released on Dec. 12, the OCC said it had conditionally approved five national trust bank charter applications following a rigorous revi ...

Paul Atkins, the chair of the US Securities and Exchange Commission, has embarked on a campaign to overhaul the agency’s crypto regulations. And he doesn’t want a future administration to promptly undo his hard work. “What is really important to me is that we future-proof what we’re doing,” Atkins said, “so that whatever happens down the road, we don’t have the pendulum swinging the other way, and then having a lot of our efforts washed away.” He did not say what steps the agency would take in its attem ...

A US national bank regulator has confirmed that banks can act as intermediaries in “riskless principal” crypto transactions, positioning them closer to broker-style roles in the digital asset market. In these deals, a bank buys crypto from one party and simultaneously sells it to another, holding little or no asset exposure on its own balance sheet except in limited cases. The Office of the Comptroller of the Currency (OCC) said such activities will not be treated as novel or presumptively unsafe, easing ...

阿根廷央行拟允许传统银行提供加密资产服务 - 阿根廷央行正在起草规则 拟允许传统银行提供数字资产的交易和托管服务 此举可能重塑该国加密货币格局 此前该业务多年来仅由交易所和金融科技平台经营 [1] - 该法规将为银行直接处理加密货币打开大门 但央行尚未承诺时间表或披露关键细节 [1] - 该国一家交易所认为 该措施可能在2026年4月左右获得批准 若进程顺利 这标志着一个相对近期的转变 [2] 政策背景与市场驱动力 - 该想法已在交易所、监管机构相关人士及少数银行家中悄然流传数月 符合政府内部更广泛的推动方向 即放宽对加密货币使用的限制 并将已大规模进行的部分活动纳入正规金融体系 [2] - 政策制定背景是阿根廷国内对加密货币的需求激增 多年的通货膨胀和货币管制推动储户转向美元和数字资产 加密货币已成为许多家庭的平行价值储存手段 [3] - 据一项估计 阿根廷人日常使用加密货币的可能性是拉丁美洲国家平均水平的六倍 [3] 潜在影响与关键考量 - 允许银行代表客户交易和持有加密货币 可能为需求提供新渠道 受监管的银行可提供熟悉的入金渠道、更清晰的信息披露和更严格的合规检查 这可能使数字资产感觉不像灰色市场产品 而更像标准投资选择 [4] - 实际影响将取决于央行在托管标准、资本处理以及哪些代币符合资格等问题上的具体规定 [4] 历史事件对当前辩论的影响 - 当前的辩论是在Libra meme coin丑闻的长期阴影下展开的 该事件动摇了人们对阿根廷加密货币市场的信心 并对政治推广投机性代币提出了令人不安的问题 [5] - 该事件于2025年2月爆发 当时以自由意志主义经济议程和对数字资产的热情而闻名的总统哈维尔·米莱在X上发帖 认可基于Solana的Libra代币 称其为“市场驱动创新”和摆脱比索的经济解放工具 [6] - 在其帖子发布后的几个小时内 该代币价格从几分之一美分飙升至4.50美元以上 使其完全稀释估值达到约46亿美元 随后暴跌超过96% 调查人员称这是其创建者Kelsier Ventures的典型“拉地毯”骗局 [7]