Dow Jones Industrial Average futures (YMZ25) fell 322 points, or 0.69%, to 46,367. S&P 500 futures (ESZ25) dropped 54.50 points, or 0.81%, to 6,684.25, while Nasdaq 100 futures (NQZ25) declined 31 points, or 0.20%, to 15,131. The shutdown has created market uncertainty, with possible delays in economic data and concerns over fiscal policy. Major tech stocks, including Apple, Alphabet, Meta, Amazon, and Nvidia, saw small declines, while some companies posted strong gains. Nike shares jumped roughly 3% premar ...

Find out which banks are offering the best MMA rates right now. As interest rates continue to fall following the Fed’s recent rate cuts, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). Wondering where the top money market account rates can be found today? Here’s what you need to know. Where to find the best money market account rates today From a historical perspective, money market account in ...

Here’s a look at how today’s high-yield savings account rates stack up. The Federal Reserve cut the federal funds rate three times in late 2024, and it recently announced its first rate cut of 2025 which means deposit rates are on the decline. It's more important than ever to ensure you're earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical savings account — as much as 4% APY and higher. Not sure where ...

行业现状与利率水平 - 截至2025年10月1日，全国10年期房屋净值信贷额度平均年利率为8.47%，为2025年以来的最低水平[1] - 贷款机构提供的初始优惠利率也创下年内新低，在全国大部分地区为5.99%[1] - 房屋净值信贷额度的定价通常基于基准利率（目前为7.25%）加上一个利差，例如利差为1%时，利率为8.25%[3] 市场背景与需求驱动 - 根据美联储数据，2024年底房主拥有的房屋净值总额超过34万亿美元，为历史第三高水平[2] - 由于当前抵押贷款利率维持在6%左右的较低区间，房主不愿放弃其原有的低利率（如3%、4%或5%）主要抵押贷款，因此出售房屋并非首选，房屋净值信贷额度成为替代方案[2] 产品结构与运作机制 - 房屋净值信贷额度是一种二次抵押贷款产品，房主无需放弃原有的低利率主要抵押贷款即可动用房屋净值[5] - 该产品允许房主在信用额度内根据需要灵活使用资金，仅对实际借款部分支付利息，并可随借随还[5][8] - 典型产品结构包括10年的提款期和20年的还款期，整个周期长达30年，但建议在更短时间内偿还借款[11] 贷款机构定价与借款人考量 - 贷款机构在二次抵押贷款产品定价上具有灵活性，利率取决于借款人的信用评分、债务水平和贷款价值比等因素[4] - 全国平均利率可能包含仅持续6个月或1年的“初始”利率，之后利率将调整为可变的，且通常会显著提高[4][7] - 例如，FourLeaf信贷联盟提供12个月5.99%的初始利率，之后转为7.25%的浮动利率，最高额度为50万美元[7] 适用场景与成本示例 - 对于拥有大量房屋净值和低主要抵押贷款利率的房主而言，当前是获取房屋净值信贷额度的有利时机，资金可用于房屋装修、维修或升级等[10] - 以一套40万美元房屋中提取5万美元信用额度为例，初始可变利率8.24%的情况下，每月还款额约为375美元[11]

Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read on for a snapshot of CD rates today and where to find the best offers. Where are the best CD rates today? CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% to 4.5% AP ...

Key Points The Trump administration's pro-crypto agenda has given Wall Street the green light to move forward with crypto. A merger of traditional finance and decentralized finance now seems inevitable. Ethereum could get the biggest lift from Wall Street's crypto ambitions. 10 stocks we like better than Ethereum › Nearly every week seems to bring a new development involving Wall Street and crypto. The biggest banks on Wall Street, once dismissive of crypto, are now embracing it at an unprecedent ...

Speaking to ET Now, Tonse said that rate transmission has already played out significantly in the banking system. “On the asset side, the adjustment happens almost instantly. On the deposit side, we have limitations, but since February we have seen more than 106 basis points transmission on fresh deposits and about 22 basis points on overall deposits,” he noted.He further added that SBI expects the terminal Busy season demand boostTonse highlighted that the traditional busy season is setting in earlier thi ...

Smaller banks are finally poised to get a break. ...

"十四五" 期间 中国"大国重器"不断上新 今年是"十四五"规划收官之年 制造转型升级加速推进 实体经济持续巩固壮大…… 我国在多个领域取得显著成就 而古老神话里的追梦精神 也在奋进的脚步中延续 一张长图 带您纵览 "十四五" 这五年的壮丽篇章 ↓↓↓ 2024年我国全社会研 发投入超3.6万亿元, 较2020年增长 48% 2024年我国高新 技术企业超50 厂家 较2020年增加83 夸 父 逐 日 的 精 神 代 代 相 传, 照 亮 创 新 征 途。 "十四五"时期,我国科技强国根基不断夯实。邮储银行扎实做 好科技金融大文章,为加快建设科技强国贡献金融力量,截至 2025年6月末,邮储银行服务科技型企业超10万户,科技贷款余 额突破9300亿元。 a "十四五"期间， 我国民营企业增加 到5800多万户, 目前国家高新技术 比"十三五"末增 长超过40% 企业中民营企业与 比达92%以上 精 卫 填 海 的 韧 劲 ， 在 民 营 经 济 里 生 长 。 "十四五"时期,我国民营经济蓬勃发展,创新水平持续提升。 邮 储 银 行 以多元化金融服务赋能民营经济高质量发展,截至2025 年6月末,邮储银行民 ...

The investing community plans to redraw the rules for VCs with recast playbooks, rebuilt partnerships, and robust value creation in sightFire-side chat with V Vaidyanathan of IDFC FIRST Bank highlighted the importance of VCs and banks to work in tandem to build a resilient financial backbone for startupsThe first edition of MoneyX Dialogues — Venture Capital Unplugged saw a gathering of more than 50 investors discussing the changing playbooks and sector prioritiesIt was a breezy evening in late August Benga ...