When you factor in Social Security, the financial picture can be a little better, as the average monthly benefit currently sits around $1,920 or an extra $23,000 in annual income. For higher earners, or those who have a $2 million portfolio, the benefit can reach as much as $4,000 monthly or around $48,000 per year, and a couple with dual benefits can go as high as $60,000. This means that you can take a $2 million portfolio and generate as much as $148,000 annually, which should provide a pretty comfortabl ...

Rothschild & Co Wealth Management, an investment management company, released its LongRun Equity strategy third-quarter 2025 investor letter. A copy of the letter can be downloaded here. The firm is a committed long-term business owner, focused on a portfolio of high-quality companies. The strategy returned +3.9 % (in EUR, unhedged) in the third quarter, underperforming its benchmark’s 7.5% return. Since its inception, the strategy has delivered an annualized return of 10% compared to 11% for the global equ ...

In a bold move that is reshaping the future of one of the world’s most valuable companies, Microsoft Corporation (MSFT) CEO Satya Nadella is doubling down on artificial intelligence (AI), betting that the next era of tech dominance will be won by those who build the platforms, infrastructure, and cloud services that power AI at scale. From investing tens of billions of dollars in hyperscale AI data centers and strategic partnerships to embedding AI across core products, Nadella has signaled that AI is no l ...

Power lines supply a data center at sunset, with dramatic lighting highlighting the importance of electricity to power the AI revolution. Key Points Since President Trump’s second term began, Americans’ power bills have increased 13%.  Simultaneously, natural gas prices are up 98% as the administration combats new renewable energy projects. The First Trust Utilities AlphaDEX Fund provides exposure to the utilities sector, which should benefit from elevated electric rates.  Interested in First Trust Ut ...

Artificial intelligence (AI) is not just infiltrating everyday lives; it has been the driving force behind stock market gains for the past two years. From chipmakers to software, anything tied to AI has surged. But investors are starting to wonder what happens if the momentum slows and the market decides AI valuations have gone too far. While no one can predict the future, I asked ChatGPT to look more deeply into the history of stock market bubbles and what might happen if the AI bubble were to burst. Her ...

Rothschild & Co Wealth Management, an investment management company, released its LongRun Equity strategy third-quarter 2025 investor letter. A copy of the letter can be downloaded here. The firm is a committed long-term business owner, focused on a portfolio of high-quality companies. The strategy returned +3.9 % (in EUR, unhedged) in the third quarter, underperforming its benchmark’s 7.5% return. Since its inception, the strategy has delivered an annualized return of 10% compared to 11% for the global equ ...

eva_blanco / Shutterstock.com Quick Read The Dogs of the Dow has been a popular investing strategy since Michael O’Higgins popularized it in his 1991 book, Beating the Dow. Verizon (VZ) returned just 0.8% in 2025. It was the worst performer in the Dow 5 strategy. Verizon lost 289,000 postpaid phone subscribers in Q1 due to intense competition from T-Mobile and AT&T. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can r ...

Key Points Joby Aviation is preparing for FAA certification and commercial launch next year. The company's vertical business model is the key to understanding its prospects. 10 stocks we like better than Joby Aviation › Joby Aviation (NYSE: JOBY) stock is up 73% over the last year and 326% over the last three years, and the electric vertical take-off and landing (eVTOL) company is seemingly on an inexorable pathway to Federal Aviation Administration (FAA)-type certification and commercial launch in ...

Rothschild & Co Wealth Management, an investment management company, released its LongRun Equity strategy third-quarter 2025 investor letter. A copy of the letter can be downloaded here. The firm is a committed long-term business owner, focused on a portfolio of high-quality companies. The strategy returned +3.9 % (in EUR, unhedged) in the third quarter, underperforming its benchmark’s 7.5% return. Since its inception, the strategy has delivered an annualized return of 10% compared to 11% for the global equ ...

退休储蓄现状与挑战 - 仅依赖社会保障金不足以维持舒适的退休生活 社会保障金仅能替代约40%的平均工资收入 而大多数退休人员需要约两倍的替代收入才能拥有良好的生活方式 [1][2] 2026年改善退休储蓄的策略 - 优先自动化进行退休储蓄 通过设置个人退休账户的自动转账或加入公司401(k)计划 在每笔工资到账后立即划拨资金 以此避免日常开支对储蓄的侵蚀 [3][4] - 利用薪资增长直接增加退休储蓄 例如将2026年1月生效的加薪部分直接转入退休储蓄账户 由于未习惯更高的薪资 此举不会影响生活开支 [5] - 通过兼职增加退休储蓄资金来源 在收入紧张的情况下 考虑在2026年从事零工经济以获取额外收入 专门用于补充个人退休账户或401(k)计划 同时兼职还可能带来技能提升和职业发展的额外益处 [6][8]