This as-told-to essay is based on a conversation with Racquel Oden, US head of wealth and private banking at HSBC. It has been edited for length and clarity. I've worked in global banking for HSBC, JPMorgan Chase & Co., Merril Lynch, and many more. Over the years, I've given my clients plenty of advice on saving, budgeting, investing, retirement, and financial planning.When it comes to my family and friends, the most important financial advice I give them is to start putting away money as soon as possible. ...

Business leaders have long embraced the adage: "There's no such thing as bad publicity." Not anymore. Company leaders are becoming increasingly tight-lipped in the wake of the Trump administration's fresh attacks on philanthropist George Soros, LinkedIn co-founder Reid Hoffman, and comedian Jimmy Kimmel, several public-relations pros told Business Insider.They said CEOs are declining press and other speaking opportunities, even on seemingly benign topics, for fear of irking the White House and beyond. The ...

When Starbucks announced on Thursday that it would shutter more than 100 coffeehouse locations across North America, the company didn't publicly specify which stores would close. So, Business Insider has begun creating a list compiled from accounts from affected in-store staff members, reporter visits, and verification through the Starbucks "store locator" feature. While incomplete, it begins to show which neighborhoods and states are most affected by the closures.When reached for comment by Business Insid ...

The stand-off between Disney's ABC and local TV station owner Sinclair about Jimmy Kimmel is over — for now. "Jimmy Kimmel Live!" will return to ABC affiliate stations controlled by Sinclair on Friday night after a nine-day pause, the company said on Friday afternoon."Our objective throughout this process has been to ensure that programming remains accurate and engaging for the widest possible audience," Sinclair said. "We take seriously our responsibility as local broadcasters to provide programming that ...

Starbucks is undergoing surgery. It's one CEO Brian Niccol has performed before. On Thursday, the company announced its second round of corporate layoffs this year and a swath of store closures across North America in service of Niccol's "Back to Starbucks" initiative. The move takes a page from his previous turnaround playbook, which he enacted as CEO of Chipotle from 2018 to 2024.Chipotle's turnaround was widely seen as a success. Under Niccol's tenure, sales skyrocketed, and the company's share price so ...

Accenture is remaking its workforce for the AI era — and that means both layoffs and new hiring. Executives said on a Thursday earnings call that the firm has been "exiting" employees it can't retrain with artificial intelligence skills, while simultaneously planning to expand head count in the next fiscal year."Our No. 1 strategy is upskilling," CEO Julie Sweet said on the call. But "we are exiting on a compressed timeline, people where reskilling, based on our experience, is not a viable path for the ski ...

关税政策调整 - 美国将于10月1日起对进口药品征收100%关税[1] - 重型卡车进口关税税率设定为25%[1] - 厨房橱柜进口产品适用50%关税[1] 政策实施背景 - 关税调整针对其他国家产品大规模涌入美国市场的情况[2] - 政策目标包括保护国家安全和制造业体系[2] - 具体实施依据未明确（紧急权力或232条款调查）[2] 经济环境影响 - 8月份"家庭食品"价格创2022年8月以来最大月度涨幅[3] - 核心消费者价格指数（剔除食品能源）同比上升3.1%[3] - 通胀压力与现有关税诉讼未影响关税政策推进[3]

扩张战略 - 计划本财年开设35个新仓库 较上年的27个显著增加 往年通常在25至30个之间波动 [2] - 首批四个新址位于密歇根州弗鲁特波特 宾夕法尼亚州梅chanicsburg 南卡罗来纳州印第安兰 及安大略省密西沙加商业中心 均定于10月开业 [3] - 包含5个现有仓库的搬迁项目 通过置换老旧设施提升服务能力 [4][8] 区位布局 - 采用填充式市场策略 在成熟市场邻近成功仓库开设新点 既分流客群压力又快速提升区域销售 [3][4] - 旧仓库建筑可改造为商业中心 服务大宗采购客户 因现有场地规模与停车场条件适宜 且60%商品通过卡车配送 [8][9] - 新仓库选址聚焦两类目标：开拓全新市场与提升现有市场容量 [1] 运营成效 - 美国填充市场的新仓库呈现销售快速增长 不仅新增销售 还释放原有仓库容量使会员增加购物频次 [4] - 美国等成熟市场的仓库平均使用年限约20年 搬迁可刷新设施并维持顶级服务水平 [8] - 新址开设为零售业员工提供职业发展机会 该公司属零售领域薪酬较优企业 [9]

Costco's move to extend operating hours this summer is paying off big. "We estimate these incremental hours added about 1% to weekly US sales since implementation. This has been very well received by our members," CEO Ron Vachris said during the company's fourth quarter earnings call Thursday.The company beat expectations with full-year revenue of $269.9 billion, or 8.1% over last year. CFO Gary Millerchip also said that the extended hours and other new perks led a higher share of shoppers to upgrade thei ...

Starbucks said Thursday it will close 1% of its stores and lay off 900 corporate workers. Among the closures is its Seattle Reserve Roastery, one of the first unionized locations and a site of past protests. ...