Klarna’s shares reportedly dropped below their initial public offering price for the first time Friday (Sept. 26) amid a widespread weakening of technology stocks.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The ...

If you want full access to all our reports, data and investing ideas, join The Aerospace Forum , the #1 aerospace, defense and airline investment research service on Seeking Alpha, with access to evoX Data Analytics, our in-house developed data analytics platform.SoFi Technologies (NASDAQ: SOFI ) has surged 122% since my "Buy" rating in May , easily outperforming the S&P 500. The FinTech stock even surpassed my stock price targets, and that makes it necessary to carefully assess whether there is any tangibl ...

If you want full access to all our reports, data and investing ideas, join The Aerospace Forum , the #1 aerospace, defense and airline investment research service on Seeking Alpha, with access to evoX Data Analytics, our in-house developed data analytics platform.SoFi Technologies (NASDAQ: SOFI ) has surged 122% since my "Buy" rating in May , easily outperforming the S&P 500. The FinTech stock even surpassed my stock price targets, and that makes it necessary to carefully assess whether there is any tangibl ...

新业务拓展 - 公司在阿根廷、巴西、智利和墨西哥推出新B2B业务单元[1] - 该业务已测试一年并拥有超过400万批发采购用户[2] - 此举将业务从传统消费者市场扩展至企业级市场[2] 财务表现 - 第二季度收入同比增长34%达到68亿美元[3] - 电商和金融科技业务均保持强劲增长势头[3] - 连续实现两位数收入增长[3] 业务生态 - 电商平台连接拉美地区买卖双方[3] - 金融科技平台向商户和个人提供支付服务[3] - 在18个国家开展业务并提供电商与数字金融服务解决方案[2] 战略举措 - 在巴西扩展免运费计划并开展高影响力营销活动[4] - 与Google Ad Manager整合以扩大广告商覆盖范围[4] - 金融科技部门Mercado Pago计划在阿根廷申请银行牌照以扩展投资工具和信贷产品[4] 区域发展 - 已在巴西和墨西哥实施银行牌照战略[5] - 通过现有业务促进阿根廷个人和小微经济发展[5] - 墨西哥反垄断机构发现公司与亚马逊存在平台竞争壁垒但未要求整改[6]

Annual revenue lands financial technology provider on prestigious list for 17th consecutive year MONETT, Mo. , Sept. 17, 2025 /PRNewswire/ -- Jack Henryâ"¢ (Nasdaq: JKHY) announced today that the company has been named to IDC's 2025 FinTech rankings for the 17th consecutive year. ...

股价表现与估值 - 公司股价在9月8日报收75.82美元[1] - 公司市盈率（TTM）为16.20倍 前瞻市盈率为20.33倍[1] - 股价自一季度财报低点反弹近75%[2] 财务表现与指引 - 二季度毛利润增长加速至14% 调整后运营利润率扩大至近22%[2] - 公司将2025年指引上调至毛利润增长14.4%和运营利润率20%[2] - 2026年预测毛利润增长15% 调整后运营利润率22% 每股收益3.09美元[5] Square业务表现 - 美国GPV增长反弹至7% 超过整体市场水平[3] - 国际GPV激增24% 推动全球GPV增长约10%[3] - 增长基础广泛 特别是在食品饮料和零售领域[3] Cash App业务表现 - Borrow和BNPL业务发起量大幅增长[4] - 支出驱动的毛利润增长保持温和 增速为7%[4] - Cash App Borrow发起量预计从二季度45亿美元增至2025年四季度超70亿美元[4] 增长动力与风险因素 - 增长受到Cash App流入、新产品发布和比特币情绪改善推动[2] - 公司被纳入标普500指数提振了股价表现[2] - Square的增长伴随着利润率权衡 因处理成本上升和硬件投资[3] 业务前景与估值 - 公司估值低于24倍2026年预期每股收益[5] - 上行空间取决于支出驱动毛利润的反弹[5] - 贷款扩张风险、利润率压力和MAU增长不确定性需要关注[5]

Last week marked a resurgence for the U.S. initial public offering (IPO) market.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.As the Financial Times (FT) reported Saturday (Sept. 13), seven large-cap companies we ...

公司荣誉 - 公司再次入选IDC金融科技排名2025年度榜单 [1]

上市表现 - 公司作为上市公司首日交易强劲上涨 收盘价31.11美元较发行价上涨24% [1] - 首次公开募股筹集约7.87亿美元资金 获得机构投资者关注 [1][4] 区块链技术优势 - 采用区块链中心化方法处理贷款和资产结算 实现实时验证和智能合约执行 [4][6] - 数字留置权注册表可即时记录所有权变更 取代数周纸质处理流程 [6] - 实现原子级结算 无需T+1或T+2结算周期 无需电子表格对账交易 [5] 业务发展机遇 - 公司面临1850亿美元收入机会 涵盖消费金融 资产代币化和稳定币三大领域 [7] - 加密货币支持贷款业务实现约40%的月环比增长 已发行超1000笔贷款 [8] - 比特币和以太坊抵押贷款价值接近1亿美元 推出专有生息稳定币产品 [8] 市场环境与战略 - 当前处于"金发姑娘"贷款发放环境 利率下降推动借款人需求 [9] - 约15%当前产量为第一留置权抵押贷款 第二留置权利率更具 affordability [9][10] - 计划作为第三方贷款机构和投资者的市场运营商 建立三阶段飞轮模式 [11] 监管与机构采用 - 机构采用取决于监管进展 需要更多监管明确性 [10] - 银行普遍希望参与 但监管清晰度是最大障碍 [10] - GENIUS法案和CLARITY法案被视为正确方向的措施 [10] 发展模式与目标 - 通过自动化承保指南技术 将贷款管道接入区块链市场 [11] - 推出"民主化主经纪商"模式 允许外部投资者使用稳定币直接向借款人放贷 [12] - 成功指标包括贷款发放量 收取费率和使用广度 目标每月20亿美元发放量收取3-4%费率 [13] 行业趋势展望 - 银行对数字资产态度发生根本转变 缺乏数字资产策略可能面临职业风险 [13] - 未来12个月行业格局将显著变化 即使保持相同变革速度 [13] - 公司计划推出新产品并评估市场无机解决方案 专注于能带来效率提升的领域 [13]

It’s a long way from here to Klarna’s peak $46 billion valuation from 2001, but Tuesday’s nearly 15% pop in its IPO price offered up a public markets “seal of approval” for buy now, pay later (BNPL) as a game-changing financial services play.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy ...