Federal Reserve Chair Jerome Powell speaks during a news conference following a two-day meeting of the Federal Open Market Committee at the Federal Reserve on September 17.Chip Somodevilla/Getty Images US stocks saw tepid moves after the Fed delivered its first rate cut of the year on Wednesay. Investors had been pricing the cut for weeks, and some on Wall Street predicted it could be a sell-the-news event. The Fed finally gave the stock market what it had been waiting for all year. Too bad it was m ...

Oil prices were little changed on Thursday after the U.S. central bank lowered its key interest rate as widely expected, while an indication of more rate cuts before year-end raised the prospect of a demand boost spurred by falling borrowing costs. ...

LOS ANGELES (AP) — Hoping that mortgage rates will keep dropping following the Federal Reserve's first rate cut since last year? Don't bank on it. As expected, the central bank delivered a quarter-point cut Wednesday and projected it would lower its benchmark rate twice more this year, reflecting growing concern over the U.S. job market. Here's a look at factors that determine mortgage rates and what the Fed's latest move means for the housing market: How rate cuts affect mortgage rates Mortgage rates ...

Let's go around the table, talk about sort of put, you know, policy to action. Tim, your take on the Fed today. It was a hawkish cut.Um there was no drama. In fact, that's what we wanted. It's what the market wanted. It's what the institution of the Federal Reserve wanted.And uh um I I I think if you look at what the market had priced in it had absolutely priced in 25, but it was it was it was inching for more than two rest of year and one in 26. Um I don't think it's a disaster. the downgrade of of the lab ...

Alan Blinder, a Princeton University professor and former Federal Reserve vice chair, says the Fed may cut rates more than expected this year if the economy deteriorates on "Bloomberg The Close." The Fed's policy-setting Federal Open Market Committee decided to lower the benchmark interest rate by a quarter percentage point. ...

美联储降息对银行业影响 - 25个基点降息对所有银行和地区性银行有利 但降息时机存在疑问 因股市和房地产价值处于历史高位 通胀仍高于美联储目标 失业率接近历史低点 [2][3][4] - 长期利率已从年初下降75个基点 商业房地产借款人可获得比9个月前显著更好的利率 [7][8] - 贷款需求在过去几个月出现回升 降息将提升经济需求 使借款人更容易覆盖偿债覆盖率 [6] 贷款市场与利差分析 - 银行希望通过较高贷款利率获取利差 但需要贷款需求支撑 [5] - 抵押贷款利率已从7%下降至约6.4% 但需要进一步降低利差 [11] - 降低利差需要通过某种方式去风险化 并增加住房供应 [11] 房地产市场需求与供应 - 住房市场陷入停滞 住房开工数据疲软 需要降低抵押贷款利率 [8][9] - 住房成本问题主要由供应驱动 增加供应可使住房成本下降 [11] - 抵押利率大幅上升通常会导致住宅房地产价值下降 但此次未出现该情况 [12] 商业房地产现状 - 尽管存在悲观预期 但商业房地产的负面情况并未在银行特别是中型银行中成为现实 [6] - 商业房地产借款人因利率下降获得显著更好的融资条件 [7][8]

NEW YORK (AP) — The Federal Reserve cut its benchmark interest rate Wednesday for the first time in nine months. Since the last cut, progress on inflation has slowed while the labor market has cooled. That means Americans are dealing with both high prices and a challenging job market. The federal funds rate, set by the Federal Reserve, is the rate at which banks borrow and lend to one another. While the rates that consumers pay to borrow money aren’t directly linked to this rate, shifts in Fed policy affe ...

Markets are probably getting the rate cut they so badly want this week, and a lot of stocks have already rallied on the anticipation. But a few areas of the market might still have room to run after the Fed decision, a chief strategist told Business Insider on Tuesday.Liz Thomas, head of investment strategy at SoFi Technologies, sees three sectors in particular poised to rally as borrowing costs come down. Speaking with Business Insider, Thomas made it clear that she believes investors have reacted approp ...

投资策略 - 高净值客户资金管理人Matt Shapiro认为美联储降息令人失望可能为投资者提供买入"超级公司"的机会 [1]

Matt Shapiro, a money manager for high net-worth clients, says disappointment over a Fed rate cut may offer a chance for investors to buy some "super companies.†...