当前CD利率水平 - 截至2025年9月29日最高CD利率为4.45%年化收益率 由LendingClub的8个月期CD提供 [2] - 全国平均CD利率显著低于高收益产品 1年期最高平均利率为1.70% [3] - 当前平均CD利率处于近二十年高位 主要因美联储为应对通胀维持高利率政策 [3] 机构类型差异 - 在线银行和信用合作社通常提供比传统实体银行更具竞争力的利率 [3] - 在线银行因运营成本较低 能够提供更高的CD利率 [4] 产品选择策略 - 选择CD需同时关注高年化收益率和符合财务目标的期限匹配 [4] - 较高利率可能伴随较高最低存款要求 需确保资金符合要求 [4] - 应仔细审查提前取款罚则和自动续期政策 部分无罚金CD提供更灵活取款条件 [4] 市场环境变化 - 美联储在2024年三次降息 并于2025年首次降息 对存款账户利率产生连锁影响 [1] - 当前可能是锁定高CD利率的最后机会 因利率环境可能持续变化 [1]

Klarna’s shares reportedly dropped below their initial public offering price for the first time Friday (Sept. 26) amid a widespread weakening of technology stocks.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The ...

(Bloomberg) — Just weeks after a buzzy trading debut, Klarna Group Plc shares fell below the initial public offering price for the first time in the face of increased competition from rivals and worries about the path of interest rates. Most Read from Bloomberg The digital-payments firm’s stock fell to $39 Friday, closing below the $40 listing price. Klarna started trading on Sept. 10 after the company and some of its backers raised about $1.58 billion in an offering that was double-digit oversubscribed ...

The 10-year benchmark yield was at 6.5038% as of 10:00 a.m. IST, after closing at 6.4972% on Thursday. New Delhi is set to sell 15-and-40-year bonds worth 160 billion rupees ($1.8 billion) each later in the day, the final auction of the first half of the fiscal year. "Today's auction papers are such that the cutoffs could make or break the market, and hence they are important before the second half schedule" trader at a state-run bank said. The government's October-March debt supply calendar is due after m ...

ToplineThe U.S. economy grew at a rate much higher than originally reported in the second quarter as consumer spending rose, according to revised data released Thursday by the Commerce Department, bringing surprise to economists. One economist noted a revision to economic growth—nearly 1% above initial reports—was “outside the norm.”Getty ImagesKey FactsReal gross domestic product increased at an annual rate of 3.8% in the second quarter, up from an earlier revision of 3.3% and initial reports of 3% growth, ...

Two bullish calls on the auto sector today catching our eye. UBS upgrading General Motors to a buy from a neutral, upping the price target to $81 from 56. Analysts saying the company is well poised to manage tariff costs.Meanwhile, Tesla shares up nearly 4% for their highest close since December. Analysts at Wolf Research saying Q3 could be a strong quarter for the EV maker with deliveries beating expectations. Of course, there's a race to use the last of the tax credits and so that's going to potentially b ...

There’s been a drawdown in Bitcoin futures contracts over the past couple days, with $1.25 billion worth of open interest leaving the past day—and analysts say that’s good for the BTC derivatives market. The open interest in Bitcoin futures contracts has sunk to $80.8 billion from $85 billion as of Tuesday afternoon after steadily falling each day since last Thursday, according to crypto data aggregator Coinglass. “The flush has reduced open interest and is more likely a healthy reset than a bearish warn ...

Jerome Powell Treasuries gained for the first time in five sessions after Federal Reserve Chair Jerome Powell reiterated his view that policymakers face a “challenging situation” in balancing risks to inflation and the labor market. Most Read from Bloomberg The gains pushed yields two to four basis points lower across tenors, with the rate on the 10-year bond falling to 4.11%. The market had been under pressure since Powell last week suggested policymakers would take a cautious approach to further rate ...

Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills. Find out which banks have the best MMA rat ...

LIVE Last Updated: 1 hour ago Markets Stall Ahead of Speech by Fed's Powell. Investors Wait for Rate Clues. By George Glover Stocks looked set to edge higher on Tuesday, with Wall Street reluctant to make any big moves ahead of a speech from Federal Reserve Chair Jerome Powell that could give a better sense of where interest rates are headed. Futures tracking the Dow Jones Industrial Average climbed 23 points, or 0.1%. Contracts tied to the S&P 500 and Nasdaq 100 were trading flat. The yield on the benchmar ...