We came across a bullish thesis on Root, Inc. on Value investing subreddit by mike-some. In this article, we will summarize the bulls’ thesis on Root. Root, Inc.'s share was trading at $95.29 as of September 17th. Root’s trailing and forward P/E were 18.52 and 3.60 respectively according to Yahoo Finance. ROOT Insurance is carving out a distinctive position in the auto insurance market by offering the lowest-cost coverage for objectively safe drivers, leveraging telematics as the foundation of its underw ...

Key Points Lemonade and Root were founded 10 years ago with the mission of disrupting the insurance industry. Root specializes in auto insurance while Lemonade offers a wide range of insurance products. These companies utilize technology and artificial intelligence to drive growth and improve profitability. 10 stocks we like better than Lemonade › Adding growth stocks to your investment portfolio is one way to tap into the potential of tomorrow's winners. These companies are innovators in industr ...

Key Takeaways Root's net combined ratio improved to 94.2% in 2024, with further gains in early 2025. AI, machine learning and focus on low risk products support Root's pricing efficiency. ROOT shares rose 35.7% YTD. EPS estimates for 2025 and 2026 have moved sharply higher.Root Inc.’s (ROOT) profitability is underpinned by its combined ratio, a key measure of underwriting performance. A combined ratio — defined as sum of loss ratio and expense ratio — below 100% signals underwriting profitability.ROOT is he ...

Root Insurance has brought its driving behavior insuring pricing model to Washington in an expansion of its West Coast footprint.Root now offers its product to drivers in Washington, Oregon and California. Root’s model is designed to measure driving behaviors to determine rates through smartphone-based measurements.After signing up via a mobile app or online, drivers must complete a test drive, during which the app measures behaviors like focused driving, smooth braking and gentle turning.Root Insurance Com ...

Conservative investors might prefer to own shares of traditional insurance companies like Allstate (NYSE:ALL) and Progressive (NYSE:PGR), and that's fine. ...

Innovative, mobile-first car insurance now available to millions of drivers in the Evergreen StateCOLUMBUS, Ohio, Sept. 23, 2025 (GLOBE NEWSWIRE) -- Root Insurance, a technology-driven personal car insurance carrier and subsidiary of Root, Inc. (NASDAQ: ROOT), has announced it is now available in the state of Washington, completing its West Coast footprint. By bringing its data-driven insurance pricing model to the state, Root now serves millions of drivers in Washington, Oregon, and California, reaching mo ...

Key Takeaways Root marked its first profitable year in 2024 with improved margins and a lower gross loss ratio.EverQuote projects Q3 2025 revenues between $155M and $160M, aided by rising auto carrier demand.ROOT expects 2025 EPS to be up 43.4%, while EVER sees 48.9% revenue growth and 30% EPS gain.InsurTechs or technology-led insurers are trying hard to be game changers, leveraging technologies like AI, telematics, data-driven underwriting and machine learning, among others. Yet, ROOT Inc. (ROOT) and Ever ...

The fashion retailer, which operates under the Garage and Dynamite banners, says its profit amounted to 56 cents per diluted share for the quarter ended Aug. 2, up from 38 cents per diluted share in the same quarter last year. On an adjusted basis, Groupe Dynamite says it earned 57 cents per diluted share, up from an adjusted profit of 40 cents per diluted share a year earlier.Revenue for the 13-week period totalled $326.4 million, up from $239.1 million a year ago, while its comparable store sales rose 28. ...

Key Takeaways Root leverages telematics and AI to improve pricing accuracy, claims efficiency and underwriting.Investments in automation, partnerships and risk tools aim to expand Root into new insurance lines.ROOT shares are up 33.4% YTD, though its valuation trades well above the industry average.Root Inc. (ROOT) , a technology-driven auto insurer, leverages data science, telematics, and automation to price risk with greater accuracy than traditional carriers. Technology forms the backbone of its business ...

Key Takeaways ROOT's $311.2M portfolio has 93.8% fixed-maturity securities, driving steady investment income.Reinvesting into higher-yielding bonds has boosted net investment income alongside underwriting gains.Investment income supports surplus, underwriting capacity and strategic flexibility for ROOT.Investment income remains a subtle yet important driver of ROOT Inc.’s (ROOT) overall performance. Being a technology-driven auto insurer, it aims to continually grow its book of policies, which, in turn, dri ...