Every homeowner wants to pay off their mortgage, but some people want to pay it off ahead of schedule. Doing so frees you from one of the biggest financial obligations people will ever face, but there is an opportunity cost that comes with paying your mortgage early. The personal finance Reddit community debated when it makes sense to get rid of your mortgage and when it's better to only make the monthly payments that your lender requires. These were some of the key insights. Don't Miss: Assess Your Risk ...

Could Ethereum really hit $10,000 this cycle? Crypto hedge fund XWIN Finance believes the answer lies in liquidity dynamics. As global M2 money supply reaches record highs and exchange reserves plummet, XWIN analysts argue that Ethereum is approaching its “revaluation phase,” a structural shift that could send ETH surging to five figures if current trends hold. Over the past three years, the U.S. M2 money supply has entered a renewed expansion phase, hitting a record high of approximately $22.2 trillion. ...

The Complex Crypto Cycle: Altcoin Season on Hold. Photo by BeInCrypto The recent US government shutdown has triggered uncertainty in traditional financial markets, prompting investors to seek alternative, safer assets.  As the US dollar experiences a slight depreciation amid political gridlock, liquidity is increasingly flowing into the crypto sector. This has boosted the performance of several crypto-related stocks, coupled with their ongoing ecosystem developments. Here are some to watch closely this we ...

November WTI crude oil (CLX25) on Monday closed up +0.81 (+1.33%), and November RBOB gasoline (RBX25) closed up +0.0411 (+2.21%). Crude oil and gasoline prices moved higher on Monday after OPEC+ agreed to a smaller-than-expected increase in its crude production levels.  Also, reduced Russian crude production is supporting oil prices after Reuters reported that Russia's Kirishi oil refinery halted most of its production following a drone attack by Ukraine.  Gains in crude were limited on Monday after the d ...

For decades, the formula for a secure retirement was simple: save more. But new research from Goldman Sachs finds that for many younger workers, that approach is slipping out of reach. With rising costs eroding the ability to contribute extra, advisors are turning to more strategic tools to help clients build retirement wealth. The research, which surveyed 5,102 people in July, found that 42% of younger workers — spanning Generation Z, millennials and Generation X — say they're living paycheck to paychec ...

November Nymex natural gas (NGX25) on Monday closed up by +0.033 (+0.99%). Nov nat-gas prices settled higher on Monday on forecasts for cooler US temperatures, which could boost heating demand for nat-gas.  Forecaster Atmospheric G2 said Monday that forecasts shifted cooler across the US for October 16-20. More News from Barchart Last Thursday, nat-gas prices jumped to a 2.5-month nearest-futures high due to a smaller-than-normal build in weekly gas storage.  The EIA reported Thursday that nat-gas inven ...

Ethereum treasury investor Bitmine Immersion Technologies (BMNR) has achieved a historic milestone, surpassing Marathon Digital to become the world’s second-largest crypto treasury holder. According to Bitmine’s official press release on October 6, the firm’s combined crypto and cash holdings now total $13.4 billion, including 2.83 million Ethereum , $456 million in unencumbered cash, and minor Bitcoin and equity stakes. At current market prices of $4,535 per ETH, Bitmine’s Ethereum reserves are now wort ...

Vietnam saw footwear exports to the U.S. fall in September — one month after the new tariff increase was implemented in August. Vietnam is currently the dominant producer of athletic performance shoes. Customs data from Vietnam’s Ministry of Finance indicated that Vietnam’s footwear exports to the U.S. were $611 million. That reflects a 27.3 percent drop in Vietnamese footwear exports that totaled $840 million in August. More from WWD American President Donald J. Trump said in April that he was implementi ...

In this announcement, the companies unveiled plans to create next-generation cores that minimize insertion loss and provide the highest performance options for data centers and large-scale customers of high-performance computing applications. The idea is to create a platform that is among the most powerful, with the largest bandwidth, in this sector. The companies are also looking to develop “a vertically-coupled detachable fiber-to-PIC (photonic integrated circuit) solution,” which could lead to further PI ...

Discord, the social communications and instant messaging platform popular among crypto traders and gamers, reported a security incident on Oct. 3. During the incident, an unauthorized party compromised one of Discord’s third-party customer service providers in order to extort a financial ransom from the platform. Related: What is Crypto? Cryptocurrency explained The breach affected users who had communicated with the platform's Customer Support or Trust & Safety teams. The data that may have impacted inc ...