Traders will get some time off this week with the Christmas holiday ahead, though there is some economic data to watch for in the days to come. Markets will be closed Thursday and will wrap up early the day before. Stock markets will close at 1 p.m. EST on Wednesday, while bond markets close at 2 p.m. EST. Investors will still have a handful of economic reports to follow, including a first look at third-quarter gross domestic product (GDP). Read to the bottom for our calendar of key events—and one more thin ...

核心观点 - 尽管美联储在12月10日及过去三个月累计降息0.75个百分点，但当前最安全的现金配置选项仍能提供有吸引力的回报，收益率范围从3%多到高达5% [2][3] - 当前是配置闲置资金的有利时机，因为利率仍处于高位，投资者可通过选择合适的产品将短期安全性转化为有意义的收益 [5][6][7] 现金配置产品类别与收益率 - **高收益储蓄账户**：最高仍可支付5.00%的收益率（需满足特定要求），无附加条件的账户收益率约为4.50% [4][9] - **定期存单**：全国最佳利率为4.50%年化收益率 [4][9] - **经纪商与机器人顾问现金账户**：继续提供有吸引力的收益率，范围在3%多至4%中段 [4][9] - **美国国债**：为寻求稳定性的投资者提供高达4.82%的收益率 [9] 不同本金与利率下的收益测算 - 以10,000美元本金存入年化收益率为4%的账户，六个月可赚取约198美元利息 [7] - 具体收益测算表显示，在不同年化收益率下，5,000美元、10,000美元和25,000美元本金在六个月内的收益 [8] - 例如，年化收益率3.50%时，对应收益分别为87美元、173美元、434美元 - 年化收益率5.00%时，对应收益分别为123美元、247美元、617美元 产品特性与风险考量 - 储蓄账户、货币市场账户、现金账户或货币市场基金的收益率是浮动的，通常会在美联储降息时下降 [10] - 定期存单和国债允许投资者在设定的期限内锁定收益率 [10] - 货币市场基金的收益率每日波动，而现金管理账户的利率相对固定但可随时调整 [14] 数据来源与产品定义 - 银行和信用合作社的利率数据基于对全国范围内超过200家提供产品的机构的每日分析 [13] - 主要现金配置选项可分为三大类 [15] 1. 银行和信用合作社产品：储蓄账户、货币市场账户、定期存单 2. 经纪商和机器人顾问产品：货币市场基金、现金管理账户 3. 美国国债产品：国库券、票据、债券以及通胀保值I债券

Key Takeaways Grocery prices have climbed during President Donald Trump's administration, contrary to his claim this week that they are "falling rapidly."Although overall food prices are rising, they are doing so more slowly than they did earlier in the year. President Donald Trump says grocery prices are "falling rapidly" under his economic policies, but the government's own data says otherwise.On Wednesday evening, Trump took to the airways to defend his economic policies, responding to criticism from ...

When it comes to retirement savings, Gen Xers lag behind their older (and younger) counterparts due to changes in the broader U.S. retirement system over the past few decades, namely the decline of pensions and the rise of defined contribution (DC) plans, like 401(k)s. "While many Baby Boomers have defined benefit pension plans that provide a set income for life, Gen Xers entered the workforce as pensions were being replaced by DC plans and before key features like auto-enroll and auto-escalate became commo ...

Table of Contents Expand Table of Contents Part of the Series How Much Does it Cost to Have a Baby in America? Reproductive Choices & Cost Who Needs Life Insurance? Advantages and Disadvantages Life Insurance as an Investment FAQs The Bottom Line 1. How Much Does It Cost to Have a Baby in America? 2. Financial Assistance for Family Planning 3. How Much Does Birth Control Cost? Fertility Treatments Adoption & Surrogates Insurance The Fourth Trimester 1. Budgeting for a New Baby 4. How to Pay for and Access a ...

Key Takeaways Tech investors are smiling today, but they've had a tough time lately. Many value-oriented assets, meanwhile, have been feeling the love. The tech-heavy Nasdaq Composite, despite gains in the back half of this week, has underperformed the blue- chip Dow Jones Industrial Average and the small-cap Russell 2000 over the past several months. Heading into Friday, the Nasdaq had risen about 1.5% since the start of the fourth quarter, about half the return of the Russell or the Dow. While the benchma ...

"It's just going to take time," Hill said on a conference call Thursday, according to a transcript made available by AlphaSense. "So I will just sort of point to the place we focus first, which is North America, and we're having great success there.†Shares of Nike (NKE) have fallen some 20% since the beleaguered athleticwear-and-gear company said it would bring back legendary leader Elliott Hill—counted since their close the night before the announcement—in September 2024.More than a year later, it's uncl ...

Tech stocks led the major indexes higher Friday, with many AI investor favorites among the top performers, in what could be a sign of renewed confidence in the sector. Are investors ready to pile back into the AI trade? Shares of cloud computing giant Oracle (ORCL), which slumped recently amid worries about its dependence on a few big AI customers, saw its shares pop over 8% Friday afternoon following reports that it's set to become a major investor in a new TikTok joint venture. Memory chip supplier Micron ...

Key Takeaways "Find Your Fun Again" is the tagline of Carnival Corp.'s (CCL) latest ad campaign. It looks like travelers are taking that to heart. Carnival's board reinstated the company's quarterly dividend, declaring an $0.15-per-share payout. "This decision highlights confidence in our future performance and continued commitment to delivering value to shareholders," Bernstein said. With its Friday surge, Carnival is among the top gainers on the S&P 500. Shares of Norwegian Cruise Line Holdings Ltd. (NCLH ...

Carnival Reinstates Dividend, Issues Rosy Profit Outlook After 'Phenomenal Year' 18 minutes ago Carnival Corp. (CCL) CEO Josh Weinstein said after the cruise operator's fiscal fourth quarter that "2025 was a truly phenomenal year." Its fiscal 2026 looks to be off to a promising start, too. Shares of the Miami-based company surged 8% Friday morning after it reported solid quarterly results and issued rosy fiscal 2026 guidance. Carnival reported adjusted earnings of $0.34 per share, while analysts surveyed by ...