Turning 65 brings a lot of new milestones, but it also brings time-sensitive decisions and deadlines you might not know about. Linda recently retired after a 40-year career and assumed she could sign up for supplemental health coverage whenever she wanted. She didn’t know about the one-time, six-month Medigap enrollment window tied to Medicare. Must Read By the time she started looking into plans, her guaranteed enrollment period was nearly over — and she almost lost the chance to get affordable coverag ...

WANT YOUR COMPANY'S NEWS FEATURED ON PRNEWSWIRE.COM? Accessibility StatementSkip Navigation ST. LOUIS, Sept. 29, 2025 /PRNewswire/ -- Centene Corporation (NYSE: CNC), a leading healthcare enterprise committed to helping people live healthier lives, announced today that it will release its 2025 third quarter financial results at approximately 6:00 a.m. ET on Wednesday, October 29, 2025, and host a conference call at 9:00 a.m. ET to review the results. Investors and other interested parties are invited to li ...

Many people expect their expenses to shrink in retirement, but for many Americans, the opposite happens after 75. Costs rise in ways after a decade into retirement. Read More: 5 Ways To Make Money in Retirement Without Going Back To Work Full Time Find Out: 10 Genius Things Warren Buffett Says To Do With Your Money Fidelity now estimates a 65-year-old retiring in 2025 will need about $172,500 to cover healthcare costs throughout retirement, and that figure doesn’t include long-term care. Add in taxes, hom ...

Wavebreakmedia/Envato Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. You’ve hit your late 50s, you’ve got a nice cushion in your 401(k) and suddenly you find yourself wondering if that cushion will provide you with enough comfort to retire today. The promising news is that yes, you may be able to retire today at 58 years old with $970,000 in your 401(k). But you’ve got enough life experience now to know there’s always a bit more nuance than that. Mu ...

Whales with a lot of money to spend have taken a noticeably bullish stance on Centene.Looking at options history for Centene (NYSE: CNC) we detected 28 trades.If we consider the specifics of each trade, it is accurate to state that 46% of the investors opened trades with bullish expectations and 46% with bearish.From the overall spotted trades, 4 are puts, for a total amount of $439,754 and 24, calls, for a total amount of $2,196,457.Expected Price MovementsTaking into account the Volume and Open Interest o ...

The average Social Security paycheck for retired workers is just over $2,000 monthly. If you’re living on a single income of roughly that amount, it might not be enough to make ends meet. GOBankingRates spoke with financial experts to get their thoughts on how solo retirees can stretch their Social Security checks. Here’s what they said. Watch Out: 8 Common Mistakes Retirees Make With Their Social Security Checks Read Next: 7 Luxury SUVs That Will Become Affordable in 2025 Downsize, Downsize, Downsize O ...

社会保障福利申领时机 - 达到完全退休年龄可避免提前申领惩罚 对于1960年或之后出生者完全退休年龄为67岁 [3] - 延迟申领可获月度0.67%递增奖励 最迟至70岁累计增幅可达24% [5] - 达到完全退休年龄即可参与联邦医疗保险 多数退休人员医疗成本将降低 [4] 退休财务规划 - 需结合个人退休账户和401(k)等免税计划 与社保共同覆盖退休生活需求 [6] - 资金充足度取决于预期支出与寿命等因素 建议咨询认证财务规划师评估 [7] - 财务准备就绪时即可实施退休计划 需确保社保外有充足补充收入来源 [10] 退休意愿判断 - 追求退休生活梦想是重要申领信号 需以财务条件允许为前提 [8][10] - 申领决策影响终身财务状态 需谨慎评估时机选择 [1]

异常期权交易活动 - 大资金投资者对Centene采取看跌立场 22笔异常期权交易被监测到 其中看跌期权2笔总额84,417美元 看涨期权20笔总额1,162,165美元 [1][2] - 整体市场情绪呈现明显分化 看涨比例仅4% 看跌比例高达72% 显示大额交易者普遍看空 [2] - 交易类型包括大宗交易(TRADE)和扫货交易(SWEEP) 最大单笔看涨交易达170,000美元 执行价35美元 [9] 价格预期区间 - 大额投资者目标价格区间设定在25美元至55美元 时间跨度为最近三个月 [3] - 当前股价为33.33美元 较前期下跌2.22% 处于分析师平均目标价36.2美元下方 [12][15] - 期权交易集中在25美元至35美元执行价区间 未平仓合约量最高达7,500手 [9] 市场流动性指标 - 当前交易量达10,841,765股 RSI指标显示处于中性区间 既未超买也未超卖 [15] - 期权交易数据显示30日内执行价25-55美元区间存在显著未平仓兴趣 [4] - 预计42天后发布财报 可能成为股价催化因素 [15] 分析师评级观点 - 5家机构近期发布评级 平均目标价36.2美元 分歧明显 [12] - 伯恩斯坦维持"跑赢大盘"评级 目标价36美元 特鲁伊斯特证券维持"买入"评级 目标价39美元 [13] - 坎托菲茨杰拉德下调至"中性"评级 目标价38美元 巴克莱维持"持平权重"评级 目标价35美元和33美元 [13] 公司业务概况 - Centene为政府赞助医疗保险计划管理式医疗组织 业务覆盖医疗补助 医疗保险和个人交易所 [10] - 截至2024年12月 服务2,200万医疗会员 其中医疗补助占比60% 个人交易所20% 医疗保险5% [10] - 公司同时拥有军事合同业务 并提供医疗保险D部分处方药计划 [10]

公司概况 - 总部位于密苏里州圣路易斯 经营医疗保健业务 为保险不足、无保险家庭、商业组织和军人家庭提供项目和服务 [1] - 市值达153亿美元 通过医疗补助(Medicaid)、医疗保险(Medicare)、商业保险(Commercial)和其他部门运营 [1] - 作为美国最大医疗保险计划提供商之一 符合大盘股定义（市值超100亿美元） [2] 股价表现 - 较2024年9月17日52周高点77.29美元暴跌59.5% [3] - 过去三个月下跌43.7% 同期医疗保健精选行业SPDR基金(XLV)上涨1.2% [3] - 年内至今下跌48.4% 过去52周重挫56% 表现远逊于XLV的0.17%跌幅和11.8%年度跌幅 [4] - 自2024年10月初以来持续低于200日移动平均线 2025年5月跌破50日移动平均线 显示看跌趋势 [4] 业绩指引调整 - 2025年7月1日撤回2025年盈利指引 导致次日股价单日暴跌40.4% [5] - 下调调整后每股收益预期2.75美元 减少约18亿美元盈利预测 [5] - 撤回原因为意外参保趋势和患者成本上升 [5] 市场运营挑战 - 22个ACA市场内部数据显示会员增长低于预期 新参保者健康状况显著较差 影响联邦风险调整报销计算 [5] - 医疗补助业务中医疗成本上升 特别是行为健康和高价药物类别 [6] - 正重新提交2026年ACA费率以反映更高发病率假设 计划在大多数州实施纠正性定价策略 [6] - 引发对ACA经济模式可持续性和管理式医疗模式投资者信心的广泛担忧 [6]

诉讼背景 - 证券律师事务所Bleichmar Fonti & Auld LLP对Centene Corporation及公司高管提起集体诉讼 指控其违反联邦证券法 [1] - 诉讼依据为《1934年证券交易法》第10(b)条和第20(a)条 代表购买Centene证券的投资者主张权利 [2] - 案件由美国纽约南区联邦地区法院受理 案件编号为Lunstrum v. Centene Corporation, et al., No. 25-cv-05659 [2] 公司业务特征 - Centene专注于为政府资助的医疗保险计划（如Medicaid和Medicare）参保者提供服务 同时通过健康保险市场为《平价医疗法案》覆盖人群提供保险 [3] 财务指引变动 - 2024年12月12日公司发布2025财年财务指引 声称在"前所未有的逆风中保持盈利稳定性" [4] - 2025年2月4日因参保人数"超预期表现"上调2025年指引 [4] - 2025年4月25日再次因参保率和留存率持续强劲增长上调指引 并强调"在动态政策环境中取得进展" [4] 市场实际情况 - 公司服务的主要市场参保增长率低于预期 且发病率(morbidity rates)出现上升 [4] - Wakely咨询集团独立精算报告显示：Centene服务的29个州中有22个州整体市场增长低于预期 这些州的发病率显著高于预期 [5] 股价影响 - 2025年7月1日公司突然撤回先前指引 次日股价从56.65美元/股暴跌至33.78美元/股 [5] - 单日下跌22.87美元/股 跌幅超过40% [5] 律师事务所背景 - BFA律师事务所曾在特斯拉董事会案中追回9亿美元 在Teva制药案中追回4.2亿美元 [8] - 该律所被Chambers USA、《法律500强》、ISS SCAS评为顶级原告律师事务所 [7]