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The Case for Cyber Insurance
Yahoo Finance· 2025-09-30 15:22
In the dynamic and often perilous world of freight and logistics, vulnerabilities can manifest in both unexpected and routine operations. Today’s supply chain is so complex that the many moving parts provide ample opportunity for crime and fraud. It’s a fact that organized groups are hijacking goods in North America with alarming frequency. Cargo theft incidents surged by more than 57 percent in 2023 alone, tallying losses amounting to $130 million. The recent surge in cargo fraud and cybercriminal activ ...
“深圳惠家保”已受理报案80起:保险业持续赶考超强台风
南方都市报· 2025-09-30 15:12
9月30日,南都湾财社记者从深圳保协了解到,台风过境期间,截至9月30日,"深圳惠家保"共受理报案 80起,损失金额13.92万元,目前已完成77起报案的理赔工作。 深圳保协方面也披露了一些案例。9月24日,人保财险深圳市分公司接到罗湖区租户罗先生报案,据其 描述,受台风"桦加沙"影响,他所租住的房屋发生漏水,导致室内装修因雨水浸泡受损。接到索赔申请 后,人保财险当天通过线上方式查勘财产损失,核定赔付金额为2900元,并在当天完成了赔款支付。 深圳市民夏女士因台风"桦加沙"导致家里阳台密封玻璃顶部碎裂。平安产险保险与客户协商,一次性赔 付2000元。从接到报案到理赔款支付到账用时不足一小时。 业内人士提醒,"深圳惠家保"作为政策性普惠型家庭财产保险,通过i深圳全年开放线上投保,保险保 障一般会在投保后3日生效。 采写:南都湾财社记者 卢亮 一天内完成理赔到账?9月24日,今年第18号超强台风"桦加沙"过境深圳,也成为保险行业的一次集 体"赶考",其中普惠型家庭财产保险产品"深圳惠家保"成为看点。 值得注意的是,"深圳惠家保"的正式上线,距本次超强台风登陆还不到两个月。 早在今年7月28日,深圳市保险业协会牵头 ...
Comparative Analysis of Specialty Insurance Companies: Conifer Holdings, Inc. (CNFR), Wilhelmina International, Inc. (WHLM), and Kingstone Companies, Inc. (KINS)
Financial Modeling Prep· 2025-09-30 15:00
Conifer Holdings, Inc. (NASDAQ:CNFR) faces a challenging situation with a target price significantly below its current stock price, indicating a pessimistic outlook.Wilhelmina International, Inc. (WHLM) shows the highest growth potential among the peers, with a positive price percentage difference.Kingstone Companies, Inc. (KINS) also presents a favorable scenario with a solid price percentage difference and a low PE ratio.Conifer Holdings, Inc. (NASDAQ:CNFR) is a specialty insurance company that provides c ...
SLQT 10-DAY DEADLINE ALERT: SelectQuote (SLQT) Faces Investor Lawsuit After DOJ Steps into Medicare Sales Probe – Hagens Berman
Businesswire· 2025-09-30 14:44
SAN FRANCISCO--(BUSINESS WIRE)--SelectQuote Inc. (NYSE: SLQT), a digital insurance platform known for selling Medicare Advantage plans, is facing heightened legal scrutiny after the U.S. Department of Justice (DOJ) intervened in a whistleblower lawsuit alleging deceptive sales practices. The federal action triggered a sharp 19% drop in SelectQuote's share price on May 1, 2025, and has now led to a securities class-action lawsuit filed on behalf of investors. The suit, Pahlkotter v. SelectQuote. ...
Are Investors Undervaluing Hannover Ruck (HVRRY) Right Now?
ZACKS· 2025-09-30 14:41
The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use tried-and-true metrics and fundamental analysis to find companies that they believe are undervalued at ...
Hagerty, Inc. (HGTY): A Bull Case Theory
Yahoo Finance· 2025-09-30 14:35
We came across a bullish thesis on Hagerty, Inc. on The Catholic Capitalist’s Substack by Logan Shearer. In this article, we will summarize the bulls’ thesis on HGTY. Hagerty, Inc.'s share was trading at $12.29 as of September 23rd. HGTY’s trailing and forward P/E were 61.45 and 27.32 respectively according to Yahoo Finance. Hagerty represents a compelling investment in the classic-car insurance and enthusiast ecosystem, benefiting from a combination of high-growth revenues, expanding margins, and an ali ...
These Small, Unloved Companies Are The Next Big Dividend Plays
Forbes· 2025-09-30 14:20
Small Cap write on sticky notes isolated on Office Desk. Stock market conceptgettySmall caps are (finally!) back, but most people are in the dark about how to tap them for serious dividends. But there is a proven way to do that—one that puts a rich 7.1% payout squarely on the table for us.Everyone has missed this one. We’re going to dive into it today.The main reason I hate to see people ignore small caps—especially now—is that, well, their time has come.Small Caps LagYchartsAs you can see, It’s been a soli ...
Rising Sales & Declining Cash Flows: The Aflac Investor Dilemma
ZACKS· 2025-09-30 14:15
Key Takeaways Aflac sales rose 18.7% in Japan and 3.1% in the United States in the first half of the year.Cost discipline supported a 22.5% U.S. pretax margin in the second quarter.Operating cash flow fell for four straight years, down 10.5% in early 2025.Aflac Incorporated (AFL) is well-poised for growth on the back of expanding sales in both Japan and the United States, a trusted brand, innovative product offerings, strict underwriting discipline and effective cost management. The company’s stability, def ...
Ambac Financial Group (NYSE:AMBC) M&A Announcement Transcript
2025-09-30 13:32
涉及的行业与公司 * 行业为专业保险 特别是MGA分销平台和意外与健康保险领域[4][16][17] * 公司为Ambac Financial Group 其已完成向纯专业保险平台的转型[4][5] 核心战略转型与公司重塑 * 公司成功以4.2亿美元出售其传统金融担保业务Ambac Assurance Corporation 标志着向纯专业保险平台的转型完成[4][5] * 公司正在实施新的目标运营模式 包括精简领导团队和调整高管薪酬 以实现显著的运营费用节约 董事会费用已立即削减约17%[8][9][11] * 公司计划在第四季度进行品牌重塑 推出新的公司名称、Logo和设计[10] 关键财务行动与资本管理 * 公司宣布签署协议 以2.5亿美元收购专业A&H平台ArmadaCare 交易将通过总额1.2亿美元的新五年期融资进行[11][20] * 作为资本管理的一部分 公司已偿还1.5亿美元未偿债务 回购了用于部分资助BEAT收购的6200万美元AAC共同投资 并将重新启动剩余授权额度为3500万美元的股票回购计划[11] * ArmadaCare在截至2025年6月30日的过去12个月中 息税折旧摊销前利润为1800万美元 总收入为4000万美元 息税折旧摊销前利润率达约45% 收购倍数约为13.8倍[20] ArmadaCare收购案的战略价值 * ArmadaCare被视为高度互补的收购 能增加公司在非周期性的A&H市场的业务占比 长期目标是将A&H业务组合提升至约25%[16][17][18] * 收购预计将立即增加息税折旧摊销前利润 并在2026年对盈利、息税折旧摊销前利润及利润率产生增值效应[11][21] * 收购带来了显著的协同效应潜力 包括互补的产品供应、分销关系网络的扩展以及客户交叉销售的机会[17] 增长计划与财务目标 * 公司的增长战略包括有机增长、非控制权益收购和额外的企业成本削减 ArmadaCare交易已基本解决了非有机增长部分[15] * 公司重申其长期目标 即到2028年为普通股东实现超过8000万美元的调整后息税折旧摊销前利润[15][22] * 自2021年以来 公司收入按备考基础计算已增长超过七倍 MGA数量从1家增至20家[14] 技术与运营投资 * 公司正在对技术栈进行重要投资 包括人工智能 并推进平台整合计划 旨在释放协同效应并降低运营成本[12][28] * 投资集中于构建集中化的数据基础 通过数据数字化和AI解决方案来增强数据驱动的洞察力和风险管理[12] 其他重要细节 * 收购ArmadaCare的交易尚待惯例监管批准 预计在2025年第四季度完成[15] * 公司计划在2025年11月的第三季度财报电话会议上提供战略进展的最新情况和更多细节[22] * 公司拥有大量的净经营亏损 可用于抵扣ArmadaCare的联邦应税收入[20]
Hippo Appoints Proven Data & AI Expert Robin Gordon as Chief Data Officer
Prnewswire· 2025-09-30 13:00
Accessibility StatementSkip Navigation SAN JOSE, Calif., Sept. 30, 2025 /PRNewswire/ --Â Hippo (NYSE: HIPO) today announced the appointment of Robin Gordon as Chief Data Officer. In this role, Ms. Gordon will spearhead the strategic growth and evolution of Hippo's Data & Analytics function, advancing the use of predictive modeling, machine learning, and AI to enhance Hippo's risk management capabilities and unlock new opportunities for sustainable and diversified growth. Continue Reading Robin Gordon, Chief ...