“If you hold it, it gives you the right kind of diversification in your basket. This has been an increasing message and an increasing story. It’s a diversifying hedge,” said Joe Cavatoni, senior market strategist at the World Gold Council, a membership organization of the world’s largest mining companies.There’s a way for the metal’s price to climb higher, Aakash Doshi, head of gold strategy at State Street Investment Management, said in a September note. It’s more likely than not that gold’s price will inc ...

SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. My wife (62) and I (60) have $2.4 million in our Edward Jones IRA account and have no mortgage payment and our children are out of the house. Do we really need a financial advisor (at 1%) or could we go with a less expensive option like Vanguard? We don’t see any adjustment with our current advisor during changing market conditions. – Kenneth Cheaper services are always something to consider. If you can ...

假期财务压力 - 婴儿潮一代在节日期间面临额外财务压力 包括礼物 旅行 家庭聚会和年终支出 容易导致预算紧张[1] - 过度支出可能影响退休储蓄和税务规划等更大财务目标的实现进度[1] 支出管理策略 - 建议制定节日支出计划 提前规划不同类别预期支出金额 包括旅行 礼物和外出就餐[3][4] - 使用信用卡时应限制在次月能全额偿还的额度内 以避免利息侵蚀退休储蓄[4] 税务规划调整 - 年底是审查税务状况并进行必要调整的关键时机[5] - 需要检查预扣税或预估税款 特别是当收入发生变化时 如社会保障金 兼职工作或退休账户提款[7] - 应最大化利用税收优惠账户 如IRA或401(k)的缴款额度[7] - 灵活支出账户(FSA)需在年底前用完余额以免浪费[7] - 73岁及以上人群必须提取要求最低分布(RMDs)以避免罚款[7] 投资组合管理 - 由于股市全年波动较大 投资组合可能在12月出现失衡 需要检查资产配置并重新平衡[6] - 若股票和债券组合与目标不符 重新平衡尤为重要[6] - 应税账户可考虑利用税收损失收割来抵消收益[6] - 需确认缴款进度是否符合退休目标规划[6]

EVANSVILLE, Ind., Aug. 12, 2025 (GLOBE NEWSWIRE) -- What do high earners often miss when it comes to their tax strategy? According to Brad Ford of Vineyard Financial, the answer lies not in how much income they generate, but in how little time they spend proactively managing how that income is taxed. In a recent feature published by HelloNation, Ford explains that many high-income professionals mistakenly accept high tax bills as an inevitable cost of success, when in reality, early and strategic planning c ...