One of the most common retirement tips is to sell the big house, move into something smaller and pocket the savings. But does it actually work out that way? To explore the question, I asked ChatGPT whether downsizing truly saves money in retirement. My goal wasn’t to see if Artificial Intelligence (AI) could deliver perfect financial advice. Instead, I used its broad guidance as a roadmap for what to research, then checked those points against recent surveys, housing reports and financial data to give you ...