His frugal advice included tips like: “Live close to work. Move to another city if you enjoy adventure. Don’t borrow money for cars, and don’t buy stupid ones. Ride a bike wherever you can. Cancel your TV service. Learn to appreciate the life-boosting joy of using your own body to get things done. Learn to mock convenience.”In the 2010s, the movement expanded thanks to bloggers like Mr. Money Mustache [4], who focused on living well below your means to achieve financial independence as soon as possible.The ...

Aside from a Roth, there are specialized IRAs that you could consider based on specific circumstances and preferences. For instance, billionaire hedge fund manager Ray Dalio favors gold in the current high-inflation environment, calling it a "timeless and universal" investment. Meanwhile, Orman has spoken at length about the importance of putting your money in a tax-advantaged retirement account.While many Americans worry about whether they'll have enough money to survive during retirement, Suze Orman consi ...

Arthur Hayes is doubling down on Bitcoin — labelling it the “fastest horse” — as the US pivots to save a dying Pax Americana. ​​In a new essay, the former BitMEX chief argues that US Treasury Secretary Scott Bessent’s plan to reindustrialise the country will unleash trillions of dollars in new credit, stoking inflation and, of course, launching Bitcoin far above its current $115,000 price. “Do not doubt that team Trump will use all the tricks in the book to print the money this transformation of America ...

All right. So, Drew, what do you make of this this uh morning. We're seeing the futures pull back. We're seeing gold spike quite a bit.It's up over 1% generally. That's the safety trade. What do you think's going on with investors this morning.Look, I think sentiment's really high. That that's the starting point for everything here. And any news that might upset the apple cart might be a reason to normalize positioning or take some profits.I think a lot of this is shortterm because I think the bigger, not n ...

Joining us now is former chief investment strategist at Bridgewater Associates, senior fellow now at the Council on Foreign Relations, uh, Rebecca Patterson. Rebecca, welcome. >> Good to be here.Happy Friday. >> Happy Friday. You see any evidence of inflation from tariffs.>> I think most economists do. So, I'm super excited to hear what Governor Myin has to say in more detail Monday when he speaks at the Economic Club of New York. I mean, just to give you one of many examples, if you look at appliances, las ...

Back now to our esteemed panel. Steve is still there. We still got to look through it.By the way, I'm trying to recycle the internet so I can compare the two. Francis, your immediate take on this decision. >> Well, hearing about that dot plot, maybe it'll come in defense of the dot plot.There'll be a lot of comments about this being very political in nature, but this wide dispersion in views on this Fed >> the Fed way thought the Fed wasn't political. >> Well, it's independent. >> It's independent.Let me ju ...

Fed day. We're getting excited, Marc. What are you going to be watching in particular.Because everyone's expecting a cut and there's a lot of focus on the guidance. Of course, what that kind of guidance will look like, Will it reinforce market pricing or push back against it. So I think there's two big things to watch for.It's the dot plot is obviously the big one. How many kind of cuts are priced in not just for the rest of this year, but into next year. There's an awful lot priced into the curve, so it's ...

Schwab US Dividend Equity ETF doesn't have the highest yield, but it may still make the most sense for your portfolio.Schwab US Dividend Equity ETF (SCHD -0.58%) offers a 3.7% dividend yield, which might fall a little shy of the yield that dividend investors are looking for. And for that reason, it could be flying under investor radar screens even though it is a very compelling dividend-focused exchange-traded fund (ETF). Here's why you need to look at more than the yield when you consider Schwab US Dividen ...

比特币投资理念 - BitMEX联合创始人Arthur Hayes敦促比特币投资者转变思维模式 放弃短期思维和浮华预期[1] - Hayes认为将比特币与股票和黄金的历史高点进行比较是一种误解 反映了对比特币长期价值的理解不足[3] - 新投资者存在不耐心问题 若认为购买比特币后第二天就能购买兰博基尼则可能面临清算风险[3] 比特币市场表现 - 比特币当前交易价格为116,007美元 仍低于8月14日创下的124,100美元历史高点[4] - 标普500指数本周创下6,587美元历史新高 黄金创下3,674美元历史新高[4] - Hayes驳斥了比特币应与其他资产类别一样吸引全球资本流动的假设 认为该问题前提存在缺陷[4] 比特币相对价值评估 - Hayes认为从货币贬值角度考量 比特币是表现最佳的资产[5] - 经黄金调整后 房地产市场甚至远未达到2008年水平[5] - 以比特币为衡量标准时 标普500指数在图表上几乎不可见[5] - Hayes坚信尽管存在短期波动 比特币长期表现将超越其他资产[5] 价格预测与市场观点 - Hayes预测2025年底比特币可能达到250,000美元[6] - Unchained市场研究总监Joe Burnett在数周后呼应了这一预测[6] - 尽管有警告 年轻男性仍是加密货币持有者的主要人群 将数字资产视为快速致富途径[6] 极端价格情景分析 - Galaxy Digital首席执行官Mike Novogratz反对比特币短期内达到100万美元的预测[7] - Novogratz警告称若2026年比特币达到100万美元 可能反映美国经济崩溃而非加密货币成功[7]

核心观点 - 高盛预测黄金价格可能在未来一年内飙升至每盎司5000美元[1] - 黄金价格飙升的主要驱动因素包括美联储独立性担忧、通胀预期上升以及央行购金行为转变[3][4][7] - 黄金正逐渐成为美国国债的硬资产替代品 全球央行黄金储备占比达到30年来最高水平[4][7] 美联储政策影响 - 美联储可能面临政治压力变得更加宽松 若短期利率被激进下调将助推通胀预期[3] - 通胀担忧几乎总是推动资金流入黄金市场[3] - 传统上黄金上涨与美元走弱相关 但本次驱动因素出现变化[4] 央行行为变化 - 石油美元不再循环购买美国国债 而是转向黄金投资[7] - 全球央行黄金储备占比已达27% 为30年来最高水平[7] - 美国国债在央行储备中的占比降至23% 为全球金融危机以来最低[7] 市场工具应用 - 可通过追踪黄金期货价格监控贵金属市场动态[8] - 利用ETF寻找工具可精准布局大宗商品、金属和矿商板块[8] - 期货热度图能快速评估大宗商品趋势 经济日历可跟踪通胀数据和美联储事件[8][9]