Of course, it's worth pointing out that American Express's cardholders tend to be a bit more affluent than average, and are therefore mostly unfazed by economic soft patches. As CEO Stephen Squeri pointed out of its Q2 numbers despite the turbulent economic backdrop at the time, "Our second-quarter results continued the strong momentum we have seen in our business over the last several quarters, with revenues growing 9 percent year-over-year to reach a record $17.9 billion, and adjusted EPS rising 17 percen ...

Key Takeaways MercadoLibre's total loan book surged 91% YoY in the second quarter of 2025 to $9.3 billion.MELI's narrowing NIMAL signals future margin compression risk if credit growth continues unchecked.MELI's lending is growing faster than revenue, sharpening concerns about future profitability gaps.MercadoLibre (MELI) is Latin America’s leading e-commerce and fintech platform provider, operating through its Mercado Libre Marketplace and Mercado Pago services. The company’s aggressive credit expansion st ...

Shark Tank star and money expert Kevin O’Leary is famous for his honesty, his smart business decisions and, of course, his high net worth, which is currently estimated to be around $400 million. To be blunt, he is someone who knows much more than a thing or two about getting — and staying — rich. For You: 7 Signs You’re Quietly Getting Rich, According to Frugal Living Expert Austin Williams Read Next: 6 Big Shakeups Coming to Social Security in 2025 So, when someone like O’Leary advises you about finances ...

It's one thing to see a debt you recognize on your credit report. It's another to find a debt you never took on — and shouldn’t be responsible for. That's what happened to Amy from Minnesota, who called into The Ramsey Show for advice. [1] Amy and her husband had worked hard to get financially stable. They'd built up an emergency fund and were ready to buy a home. But when they applied for a mortgage, they were shocked to find a $17,000 debt listed on Amy’s credit report. The debt came from a credit card ...

Financial expert Dave Ramsey is unapologetic when it comes to the credit card industry. His message is consistent: credit card companies don't deserve your trust, and their advice is often designed to keep you in debt. Ramsey Calls Out Credit Card Lies And Cultural Messaging On an episode of “The Ramsey Show,” a 60-year-old nurse named Carla called in from Florida. She was making $138,000 a year, had no mortgage, and had just finished paying off six credit cards. When she mentioned that a card company to ...

The risk of credit card fraud doesn’t end when or where you swipe your card. Any business that stores your credit card number could experience a data breach in which a hacker attains access to your information. These types of attacks have affected large and small sellers — and their customers — in many different industries. Read Next: Key Signs Your Credit Card Is Quietly Wrecking Your Finances For You: 10 Used Cars That Will Last Longer Than the Average New Vehicle However, the risk of swiping your physi ...

Getting out of debt can be challenging and complex. Short of making minimum payments to chip away at your credit card bills or earning extra money through a side gig, just how do you avoid the dreaded debt collector? Be Aware: Key Signs Your Credit Card Is Quietly Wrecking Your Finances Up Next: 7 Ways To Tell If You're Rich or Middle Class -- It's More Than Your Paycheck Dealing with debt is different for everyone, but the second step in Dave Ramsey’s debt management plan is one approach to getting out f ...

A 26-year-old Texas man shocked listeners of “The Ramsey Show” when he revealed he and his wife are half a million dollars in debt—and she doesn’t know the full extent of it. “I need some advice on how I can break it to my wife that we are broke and that we are $500,000 in debt,” the caller, Jim, told co-hosts Dave Ramsey and Rachel Cruze. Credit Cards, Cars And A Big Mortgage Jim explained that he has been handling all the finances in the household while his wife continues spending freely. “She has a c ...

Key Takeaways Citigroup reported improved card delinquency rates in August versus July and last year.Net charge-offs rose to 2.38% in August, flat year over year but up from July.Credit card receivables inched to $20.8B, though still below August 2024 levels. Citigroup Inc.’s (C) subsidiary, Citibank N.A., reported mixed performance in its credit card metrics for August 2025 in a recent SEC filing. While delinquency rates improved compared with the prior month and year-ago period, net charge-offs witnessed ...

核心观点 - KBW分析师Sanjay Sakhrani维持公司买入评级 目标价260美元[1] - 公司2025财年第二季度净亏损43亿美元 而第一季度净利润为14亿美元[2] - 公司业务分为信用卡、消费者银行和商业银行三大板块[3] 财务表现 - 2025财年第二季度净亏损43亿美元 较第一季度净利润14亿美元出现大幅下滑[2] - 当季调整后每股摊薄收益为5.48美元[2] 业务结构 - 公司主要提供金融产品和服务[3] - 业务划分为信用卡、消费者银行和商业银行三大运营部门[3] 分析师观点 - KBW分析师于9月10日发布报告 维持买入评级[1] - 分析师给予公司260美元的目标价位[1]