BayFirst Financial Corp. (BAFN) , a leading community bank in the Tampa Bay–Sarasota region, has been downgraded from Outperform to Neutral. While the downgrade reflects near-term profitability concerns and elevated risks, the company continues to demonstrate resilience and strategic progress in several areas.Positive TakeawaysStrong Asset and Deposit GrowthBayFirst continues to expand its balance sheet. As of the second quarter of 2025, total assets reached $1.3 billion, reflecting a 47% increase since Dec ...