"A digital shared ledger, created with the SWIFT community, offers transparency and interoperability, two priorities to effectively manage cross-border payments in a 24/7 world," said AJ McCray, Bank of America's head of global payments, in a prepared statement.The first step is an early stage conceptual prototype by Ethereum (CRYPTO: ETH) developer ConsenSys. This approach combines SWIFT's decades of trust-building with a fast, secure, and low-cost digital ledger, most likely using tokens on the Ethereum b ...

MURRAY, Utah, Oct. 01, 2025 (GLOBE NEWSWIRE) -- FinWise Bancorp (NASDAQ: FINW) (“FinWise” or the “Company”), the parent company of FinWise Bank, today announced that it will report its third quarter 2025 results and host a conference call and webcast after the market close on Wednesday, October 29, 2025. Conference Call Information The conference call will be held at 5:00 p.m. ET on Wednesday, October 29, 2025 to discuss financial results for the third quarter of 2025. The dial-in number is 1-877-423-9813 ( ...

The equity benchmark indices snapped an eight-session losing streak, ahead of a market holiday, following the Reserve Bank of India’s Monetary Policy Committee (MPC) decision to keep the repo rate unchanged at 5.50 per cent while maintaining a neutral policy stance. The RBI announced relaxed norms for acquisition-related lending, further giving financial stocks a boost.Commenting on the broad-based rally, Vinod Nair, Head of Research, Geojit Investments, said the rally today, with the RBI’s policy decision ...

Equity benchmark indices rebounded sharply on Wednesday after an eight-day slump, with the Sensex jumping 715.69 points, helped by buying in bank and financial stocks after the RBI left key interest rates unchanged and revised upward its growth estimates for the current fiscal to 6.8 per cent.Photograph: Francis Mascarenhas/ReutersThe 30-share BSE Sensex jumped 715.69 points or 0.89 per cent to settle at 80,983.31.During the day, it surged 800.81 points or 0.99 per cent to 81,068.43. The 50-share NSE Nifty ...

Christina Minnis, global head of credit and asset finance at Goldman Sachs, discusses investing in AI infrastructure, the strength of the US economy, credit spreads, and her outlook for the return of large M&A transactions. She speaks with Dani Burger on the sidelines of the Women, Money & Power event in London. ...

PROSPERITY BANCSHARES, INC. (PRNewsfoto/Prosperity Bancshares, Inc.) Southwest Bancshares Logo Large Accessibility StatementSkip Navigation HOUSTON and SAN ANTONIO, Oct. 1, 2025 /PRNewswire/ -- Prosperity Bancshares, Inc. (NYSE: PB) ("Prosperity"), the parent company of Prosperity Bank, and Southwest Bancshares, Inc. ("Southwest"), the parent holding company of Texas Partners Bank ("Texas Partners"), headquartered in San Antonio, Texas, today jointly announced the signing of a definitive merger agreement ...

Dow Jones Industrial Average futures (YMZ25) fell 322 points, or 0.69%, to 46,367. S&P 500 futures (ESZ25) dropped 54.50 points, or 0.81%, to 6,684.25, while Nasdaq 100 futures (NQZ25) declined 31 points, or 0.20%, to 15,131. The shutdown has created market uncertainty, with possible delays in economic data and concerns over fiscal policy. Major tech stocks, including Apple, Alphabet, Meta, Amazon, and Nvidia, saw small declines, while some companies posted strong gains. Nike shares jumped roughly 3% premar ...

Find out which banks are offering the best MMA rates right now. As interest rates continue to fall following the Fed’s recent rate cuts, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). Wondering where the top money market account rates can be found today? Here’s what you need to know. Where to find the best money market account rates today From a historical perspective, money market account in ...

Here’s a look at how today’s high-yield savings account rates stack up. The Federal Reserve cut the federal funds rate three times in late 2024, and it recently announced its first rate cut of 2025 which means deposit rates are on the decline. It's more important than ever to ensure you're earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical savings account — as much as 4% APY and higher. Not sure where ...

行业现状与利率水平 - 截至2025年10月1日，全国10年期房屋净值信贷额度平均年利率为8.47%，为2025年以来的最低水平[1] - 贷款机构提供的初始优惠利率也创下年内新低，在全国大部分地区为5.99%[1] - 房屋净值信贷额度的定价通常基于基准利率（目前为7.25%）加上一个利差，例如利差为1%时，利率为8.25%[3] 市场背景与需求驱动 - 根据美联储数据，2024年底房主拥有的房屋净值总额超过34万亿美元，为历史第三高水平[2] - 由于当前抵押贷款利率维持在6%左右的较低区间，房主不愿放弃其原有的低利率（如3%、4%或5%）主要抵押贷款，因此出售房屋并非首选，房屋净值信贷额度成为替代方案[2] 产品结构与运作机制 - 房屋净值信贷额度是一种二次抵押贷款产品，房主无需放弃原有的低利率主要抵押贷款即可动用房屋净值[5] - 该产品允许房主在信用额度内根据需要灵活使用资金，仅对实际借款部分支付利息，并可随借随还[5][8] - 典型产品结构包括10年的提款期和20年的还款期，整个周期长达30年，但建议在更短时间内偿还借款[11] 贷款机构定价与借款人考量 - 贷款机构在二次抵押贷款产品定价上具有灵活性，利率取决于借款人的信用评分、债务水平和贷款价值比等因素[4] - 全国平均利率可能包含仅持续6个月或1年的“初始”利率，之后利率将调整为可变的，且通常会显著提高[4][7] - 例如，FourLeaf信贷联盟提供12个月5.99%的初始利率，之后转为7.25%的浮动利率，最高额度为50万美元[7] 适用场景与成本示例 - 对于拥有大量房屋净值和低主要抵押贷款利率的房主而言，当前是获取房屋净值信贷额度的有利时机，资金可用于房屋装修、维修或升级等[10] - 以一套40万美元房屋中提取5万美元信用额度为例，初始可变利率8.24%的情况下，每月还款额约为375美元[11]