The idea of home ownership feels like an increasingly impossible goal for many young Americans — especially those dealing with debt, a dwindling job market and a national housing affordability crisis. A new report from real estate brokerage Redfin, however, could bolster home ownership hopes [1]. The report showed that active U.S. home listings experienced their biggest drop since 2023 in August, falling 1.4% from July. New listings also dropped 1.1% month-over-month, and almost 3% year-over-year. That’ ...

The real estate market was a feast for buyers in August, according to Commerce Department data released Wednesday. New home sales rose a dramatic and unexpected 20.5% to a seasonally adjusted annualized rate of 800,000 units, the highest since January 2022 and leaving virtually every estimate in the dust. But, before anyone starts licking their lips, Wells Fargo analysts cautioned: “Take the gain with a huge grain of salt.” Economists noted that, without a sustained trend, the boom may simply be the outco ...

There’s good news for prospective homebuyers and current homeowners. Mortgage rates have ticked down in recent weeks. Unsurprisingly, the downtrend has caused the number of mortgage applications to surge, benefiting current homeowners. Most Read from Fast Company According to a September 10 Mortgage Bankers Association (MBA) press release, loan applications increased 9.2% on a seasonally adjusted basis last week from the week prior. Applications for refinancing were up 12%, too, from the previous week, a ...

Are you a homeowner and looking to tap into your home’s equity? You might want to consider a HELOC (home equity line of credit) to fund your goals. What’s nice about a HELOC is that it’s a secured loan backed by your home, so you’ll get a lower rate than with other types of loans. Yet today’s real estate and interest markets are unique, and depending on your circumstances, a HELOC might not be the way to go right now. It all depends on your financial situation. Learn more: The best HELOC lenders right no ...

抵押贷款利率预测 - 2025年底抵押贷款利率预计为6.4%，2026年底为6.0%，较上月预测的6.5%和6.1%分别下调0.1和0.1个百分点 [1] 房价增长预测 - 2025年Q4/Q4年度房价增长率预测从4.1%下调至2.8%，2026年从2.0%下调至1.1% [1] 房屋销售预测 - 2025年房屋销售总量预计为485万套，2026年预计为535万套 [1] 研究机构背景 - 预测数据来源于房利美经济与战略研究组(ESR)，由首席经济学家Mark Palim领导 [4] - 研究组通过消费者和抵押贷款机构调查、历史及新兴趋势分析支撑预测结论 [4]