Key Takeaways Kingstone expects $0.5B in written premiums within five years, doubling its current size.KINS plans expansion into four states while divesting non-core operations to sharpen focus.Profitability returned in 2024, with the 2025 combined ratio projected between 79% and 83%.Kingstone Companies (KINS) is the 12th largest homeowner insurer in New York, as accredited by the S&P, with a market share of 2.1% in 2024. It has a market capitalization of $206 million. It expects to generate approximately $ ...