Key Points Your spending in retirement may not be as predictable as you'd expect. Your healthcare costs could be higher, and you may run into unexpected home repairs. Inflation could be a huge problem, too. The $23,760 Social Security bonus most retirees completely overlook › If you've been retired for a good number of years, you may feel that you've got a pretty good system for managing your money. It may be that with careful budgeting, you're able to stretch your Social Security benefits and sa ...