Millennials accounted for roughly half of 2024 mortgage applications across the 50 largest U.S. metros, and they led even in the priciest tech hubs, underscoring their role as the market’s most active buyer cohort despite affordability headwinds, according to new Realtor.com data. Fortune’s recent coverage shows many younger buyers are “buying now, praying later,” leaning on adjusted-rate mortgages (ARMs) or refinancing—an approach experts warn could become a financial “ticking time bomb” if rates don’t f ...