文章核心观点 - 美国司法部(DOJ)针对Visa的反垄断诉讼并非针对信用卡市场的竞争,而是针对Visa在借记卡市场的垄断地位 [1] - Visa之所以能在信用卡市场占据主导地位,是因为其手续费低于美国运通,导致很多商家不接受美国运通卡但接受Visa卡 [1] - 市场竞争会自动推动价格下降,Visa也在不断面临来自其他支付方式(如借记卡、P2P支付等)的竞争 [2][3][4][5] 文章总结 1. Visa在信用卡市场的主导地位源于其手续费相对较低 - Visa的手续费低于美国运通,导致很多商家不接受美国运通卡但接受Visa卡 [1] - 这体现了市场竞争的作用,价格较低的支付方式更受欢迎 [1] 2. Visa正面临来自其他支付方式的激烈竞争 - 随着P2P支付(如Venmo、Zelle、Square等)的兴起,消费者可以避免信用卡和借记卡的手续费 [4] - 借记卡、现金等支付方式也在与Visa竞争,显示Visa并非垄断地位 [3] - 高价格会吸引新的竞争对手进入,推动价格下降,这是市场竞争的自然规律 [5] 3. DOJ指控Visa垄断地位缺乏依据 - DOJ指控Visa收取的手续费远高于竞争市场水平,但事实上Visa正面临来自多种支付方式的激烈竞争 [4][5] - DOJ的指控存在自相矛盾,一方面称Visa垄断,另一方面又承认存在大量竞争 [5]

文章核心观点 - 维萨面临商家集体诉讼和美国司法部反垄断诉讼，被指在借记卡网络市场存在反竞争行为，维萨称诉讼无价值 [1][2] 诉讼情况 - 广告营销公司All Wrapped Up Signs and Graphix提起集体诉讼，指控维萨在借记卡网络市场占主导地位，有非法行为，人为抬高费用，垄断借记卡交易网络，惩罚使用替代网络的商家，还与潜在竞争对手签约以维持主导地位 [1] - 美国司法部上周提起诉讼，指控维萨阻碍借记卡市场竞争、压制替代方案，使用排他性合同和反竞争做法维持市场份额主导，导致商家和消费者费用增加 [2] 维萨回应 - 维萨总法律顾问朱莉·罗滕伯格称诉讼无价值，认为支付领域竞争众多且不断发展 [2] 行业观点 - PYMNTS首席执行官凯伦·韦伯斯特认为美国司法部的指控忽视了过去十五年美国支付创新的爆发，以及2010年7月通过的杜宾修正案对借记卡交换费的规定和对商家选择处理网络的要求 [2][3]

Visa (V) closed the latest trading day at $277.60, indicating a +0.96% change from the previous session's end. The stock's change was more than the S&P 500's daily loss of 0.93%. On the other hand, the Dow registered a loss of 0.41%, and the technology-centric Nasdaq decreased by 1.53%.Coming into today, shares of the global payments processor had lost 0.51% in the past month. In that same time, the Business Services sector gained 1.6%, while the S&P 500 gained 2.17%.Market participants will be closely foll ...

Visa Inc. (V) recently inked a deal to acquire Featurespace, an AI-driven payments protection firm. Featurespace has made waves in the payments industry with its advanced algorithmic solutions capable of analyzing transaction data and identifying even the most elusive forms of fraud. This acquisition would enhance Visa's risk-scoring and fraud-detection solutions for clients globally. This move bodes well for Visa as it will be able to better cater to its client's complex challenges, leveraging Featurespace ...

NEW YORK, Sept. 30, 2024 (GLOBE NEWSWIRE) -- Why: Rosen Law Firm, a global investor rights law firm, continues to investigate potential securities claims on behalf of shareholders of Visa Inc. (NYSE: V) resulting from allegations that Visa may have issued materially misleading business information to the investing public. So What: If you purchased Visa securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Rosen Law Firm i ...

I'm an individual investor looking to grow my wealth over the long term. I've tried many different styles of investing over the last 25 years and have found that buying dividend growth stocks and reinvesting the dividends is one of the easiest ways to grow wealth over the long term. Over the years, I've owned stocks, options, ETFs, treasury notes, and mutual funds. I operate a blog, HarvestingDividends.com, that provides information on the S&P Dividend Aristocrats and other dividend growth stocks. Analyst's ...

At the time of writing, the market is down overall by roughly 300 points, which may create a buying opportunity for dividend hunters like myself. With the S&P's performance, good deals seem far and few between. However, with things like lawsuits, a slowing economy, and downgrades, someContributing analyst to the iREIT+Hoya Capital investment group. The Dividend Collectuh is not a registered investment professional nor financial advisor and these articles should not be taken as financial advice. This is for ...

NEW YORK, Sept. 27, 2024 (GLOBE NEWSWIRE) -- Why: Rosen Law Firm, a global investor rights law firm, announces an investigation of potential securities claims on behalf of shareholders of Visa Inc. (NYSE: V) resulting from allegations that Visa may have issued materially misleading business information to the investing public. So What: If you purchased Visa securities you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. The Rosen Law ...

Visa disclosed Thursday (Sept. 26) that it authorized the deposit of $1.5 billion into the litigation escrow account previously established under its U.S. retrospective responsibility plan.The company made this move Wednesday (Sept. 25), it said in a filing with the Securities and Exchange Commission (SEC).“Under the terms of the plan, when the company funds the U.S. litigation escrow account, the value of the company’s class B-1 and B-2 common stock, which are held predominantly by U.S. financial instituti ...

RADNOR, Pa., Sept. 27, 2024 /PRNewswire/ -- The law firm of Kessler Topaz Meltzer & Check, LLP (www.ktmc.com) is currently investigating potential violations of the federal securities laws on behalf of investors of Visa Inc. (NYSE: V) ("Visa").On September 24, 2024, during market hours, the U.S. Department of Justice ("DOJ") issued a release entitled "Justice Department Sues Visa for Monopolizing Debit Markets," announcing that the DOJ had "filed a civil antitrust lawsuit today against Visa for monopolizati ...