Key insight: Fintechs are paying more attention to cross-border payments.Look forward: PayPal is bullish on payments opportunities in EMEA. What's at stake: Cash continues to dwindle in the U.K., due to accelerating digital wallet growth. Swift has formed a consortium to build a distributed ledger to support real-time international payments, as well as accommodate the rise of digital assets. The international messaging standards board is working with financial technology firm Consensys on a prototype for th ...