KEY TAKEAWAYS Lending limits for subsidized and unsubsidized loans that are taken out by undergraduate students will remain the same. However, parents or grandparents who want to help their student pay for college with a Parent PLUS loan will be subject to new loan limits. Currently, Parent PLUS loans allow parents and grandparents to borrow up to the student's cost of attendance, minus any financial aid they receive. There is currently no aggregate limit on the total dollar amount of Parent PLUS loans that ...