人事变动 - 中信银行风险总监胡罡辞任职务 因工作安排需要 [1] - 胡罡辞任风险总监后 继续担任执行董事及副行长职务 [1]

法国巴黎银行增持南京银行 - 法国巴黎银行（QFII）于2025年9月22日至9月26日期间通过集中竞价交易方式增持南京银行股份108,093,950股，占公司总股本0.87% [2] - 增持后法国巴黎银行及法国巴黎银行（QFII）合计持股比例由16.14%增加至17.02% [2] - 法国巴黎银行（QFII）持股数由419,851,157股增至527,945,107股，持股比例由3.40%升至4.27% [3] 其他主要股东增持情况 - 紫金信托于7月18日至9月10日期间增持南京银行股份56,779,800股（约5677.98万股），占总股本0.46% [5] - 紫金集团及紫金信托合计持股比例由12.56%提升至13.02% [5] - 南京高科于7月24日至8月4日期间通过二级市场增持7,507,700股（约750.77万股），持股比例由8.94%增至9.00% [5] 可转债赎回及股权稀释影响 - 南京银行7月提前赎回"南银转债"导致总股本增至12,363,567,245股 [5] - 可转债转股后主要股东持股比例均被稀释：法国巴黎银行及法国巴黎银行（QFII）合计持股由16.38%降至16.14% [5] - 江苏交通控股及江苏云杉资本合计持股由14.21%降至14.01%，紫金投资集团及紫金信托合计持股由12.74%降至12.56%，南京高科持股由9.05%降至8.94% [5] 股价变动情况 - 南京银行股价于9月22日回调至10.46元/股，截至9月26日反弹至11.26元/股 [3] - 股东增持行为发生在股价回调期间，通过集中竞价交易方式完成 [2][3][5]

Find out how much you could earn with today’s savings rates. Interest rates on savings accounts have been falling, so it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers. Overview of savings interest rates today The national average savings account rate stands at 0.40%, according to the FDIC. This might not seem like much, but consider that three years ago ...

Find out how much you could earn with today’s money market account rates. The Federal Reserve cut its target rate three times in 2024 and recently cut rates for the first time in 2025. So deposit rates — including money market account (MMA) rates — have started falling. It’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. Overview of money market account rates today The national average money market account rate stands at 0.59%, according to the FDIC ...

Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when shopping around for a CD. The following is a breakdown of CD rates today and where to find the best offers. Overview of CD rates today Historically, longer-term CDs offered higher interest rates t ...

The HELOC interest rate today is just under 8.5%. The average rate has decreased over the last couple of weeks, so now could be a good time to use funds from a HELOC to pay off debt, make home improvements, or cover other large expenses. Dig deeper: How a home equity line of credit (HELOC) works HELOC rate Sunday, September 28, 2025 According to Bank of America, the largest HELOC lender in the country, today's average APR on a 10-year draw HELOC remains 8.47%. That is a variable rate that kicks in afte ...

2.反弹过猛：4月低点以来累计升幅已刷新2015以来除2020外的最强纪录，短线获利盘压力陡增。 3.93天无3%回调，追平2016、2023两轮长牛前的最长平静期，技术面久盘必跌阴影再现。 4.散户狂热：社交媒体情绪指标逼近一年峰值，反向指标亮起黄灯。 5.宏观利好出尽：市场已计价美联储9月降息，后续宽松想象空间有限。 尽管短期五连雷高悬，摩根大通维持战术性看涨： 摩根大通最新战术展望：标普500有望在11月启动决胜冲刺，年底前挑战7000点，但下周起须先闯五道鬼 门关。 1.季节性魔咒：过去47年里，凡前8个月涨幅5%–25%的年份，9–10月正回报概率仅50%，平均收益不足 0.6%。 •仓位模型显示，美股资金配置刚突破八年下降通道，未来12–24个月仍有增配空间。 •罗素3000中，高空头比例个股数量仍处多年高位，逼空燃料充足。 •美联储预防式降息后6个月，股市平均回报双位数。 •股票ETF资金流年初至今温和，年底季节性净流入往往加速。 经济层面，美国消费者坐拥21.8万亿美元现金储备，较2019年暴增7.4万亿。支票账户余额飙至5.4万亿， 为即期消费提供弹药，支撑2022Q3–2024Q4实际GD ...

公司应急响应措施 - 公司启动抗震救灾应急响应机制并成立抗震救灾工作专班 [1] - 公司紧急召开灾情处置调度会并派出工作组前往灾区统筹金融保障 [1] - 公司开通绿色窗口和绿色通道确保金融服务不中断 [1] 金融服务保障 - 公司确保县域网点5台自助机具运行正常并排查设备机具安全 [1] - 公司组织客户经理开展信贷客户受灾排查并提供上门业务办理 [1] - 公司提供贷款延期和账户查询等应急金融需求响应 [1] 灾后支援行动 - 公司驻村帮扶人员联合消防队员深入农户家中了解受灾损失 [2] - 公司党员配合地方政府开展排查慰问并宣传防灾减灾知识 [2] - 公司协调资源为受灾严重群众提供生活物资和必要支持 [2] 后续工作部署 - 公司计划统筹省市县三级行联动支持灾后重建 [2] - 公司将持续保障灾区金融服务并帮助恢复生产生活 [2]

客户服务体验 - 盲人夫妇因急需办理社保卡领取补贴前往网点 面临视力障碍带来的办理困难 [3] - 大堂经理第一时间识别特殊需求 提供温和询问和情绪安抚 引导至休息区并递上温水缓解紧张情绪 [3] - 工作人员分工协作 协助整理身份证等材料 用清晰缓慢语速讲解流程 确保每一步骤完全理解 [3] 无障碍服务实施 - 业务办理全程一对一护航 包括引导手部签字和逐字核对个人信息 确保信息准确无误 [3] - 通过贴心陪伴为视力障碍客户扫清办理障碍 最终成功交付社保卡 [3][4] - 服务解决客户实际需求 获得客户多次感谢 使客户从焦虑转为安心笑容 [1][4] 品牌与服务理念 - 事件体现客户至上理念融入服务细节 传递金融服务温度 [4] - 公司承诺未来继续细化无障碍服务举措 提供更贴心和周全的行动 [4] - 目标是为每一位客户搭建便捷温暖的金融服务桥梁 打造口碑好服务优的百姓银行 [4]

SynopsisA State Bank of India (SBI) report has suggested a 25 bps repo rate cut in the upcoming RBI monetary policy, citing benign inflation. However, most economists expect the Monetary Policy Committee to maintain status quo when it announces its decision on October 1. Views remain divided, with experts weighing GST rationalisation, US tariffs, and growth stability. ...