You’re a functional adult (well, most of the time) and you know you’ve got to prioritize saving money. But figuring out exactly how much of your paycheck needs to go into your savings isn’t always easy — sometimes, you suffer from an overload of approaches. There’s the famed 50/30/20 rule. Zero-based budgeting. The envelope system. It’s enough to make your head spin. Learn More: Here’s Why Gen Z is Embracing Frugal Living According to Brian Jung Find Out: 3 Advanced Investing Moves Experts Use to Minimize ...

Frugal living expert Nicholas Garofola loves adding to his savings accounts. He has learned from experience, and on his YouTube channel he shares what it looks like to quit bad spending habits and start saving money quickly. Up Next: 7 Luxury SUVs That Will Become Affordable in 2025 Learn More: Dave Ramsey Says This is the Best Way to Pay Off Debt As a minimalist, here are several of Garofola’s top tips for easy ways to save money and pay your bills. Save for Things That Lower Expenses The notion is sim ...