Winter doesn’t just bring fluffy snow, it can create black ice that turns roads into rinks, and unleash hail that hammers your car. Since 2008, losses related to hailstorms have grown fivefold, now costing an estimated $10 billion annually. Climate change is linked to larger hailstones that cause more severe damage. As blizzards, ice storms, and hailstorms grow fiercer and more frequent, auto insurers face a growing number of claims and skyrocketing repair and medical costs. This pushes premiums higher, e ...