Planning for retirement is difficult, especially when you don’t know how much you’ll actually need. In the United States, the average retirement age is 62, and the average amount you’ll need to retire comfortably is $1.26 million, according to a Northwestern Mutual 2025 study. Keeping in mind that this age and amount will vary depending on each person’s situation, it’s hard for someone who is currently 37 to predict how much they’ll need to save to retire in 2050. To get an idea of what the future of retir ...

Most retirement advice is written for people who make six figures or more. But what about the middle-class families earning $50,000 to $100,000 who make up the backbone of America? They need a different approach — one that works with real-world constraints and modest incomes. Read More: How Much the Average Middle-Class Retiree Spends Monthly at Age 65 Find Out: How Far $750K Plus Social Security Goes in Retirement in Every US Region The traditional retirement advice may not fit when you’re juggling a mor ...