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8 Easy Ways To Save Money, From Popular Minimalist Nicholas Garofola
Yahoo Finance· 2025-09-17 13:50
Frugal living expert Nicholas Garofola loves adding to his savings accounts. He has learned from experience, and on his YouTube channel he shares what it looks like to quit bad spending habits and start saving money quickly. Up Next: 7 Luxury SUVs That Will Become Affordable in 2025 Learn More: Dave Ramsey Says This is the Best Way to Pay Off Debt As a minimalist, here are several of Garofola’s top tips for easy ways to save money and pay your bills. Save for Things That Lower Expenses The notion is sim ...
5 Smart Money Moves Gen Z Needs To Make Before the Holidays Hit
Yahoo Finance· 2025-09-14 15:13
核心观点 - Z世代面临独特财务挑战 包括学生贷款 初级薪资和社交媒体压力 导致节日支出特别棘手[1] - 通过战略性财务规划 Z世代可以在不牺牲财务未来的情况下享受节日季[2] 节日预算规划 - 应基于实际可负担能力而非理想支出设定节日预算 年收入35,000-50,000美元群体需精打细算[3] - 从实际实得工资减去固定开支后 剩余金额为整个月可自由支配支出 不仅限于节日用途[3] - 现实支出范围应为200-400美元 而非社交媒体显示的800+美元标准[4] - 推荐使用Mint YNAB等应用或电子表格追踪资金流向 帮助遵守实际支出限制[4] 紧急资金筹措 - 通过减少外出就餐每周可节省60-80美元 取消未充分使用订阅每月节省10-15美元[6] - 通过Facebook Marketplace Depop或Poshmark等平台出售闲置物品获取额外资金[6] - 设置自动转账功能 即使小额资金也能在节日前累积成显著金额[6] 技术工具应用 - 银行应用和信用卡设置支出通知功能 在接近预算限制或特定类型消费时获得提醒[8] - 使用Honey或Capital One Shopping等应用自动寻找优惠码并进行比价[8] - 技术工具可为现有消费节省10%-20%支出[8]