People aged 60 and older are particularly vulnerable. The age group may be less tech-savvy, more likely to be targeted and have more money saved, making them lucrative targets for scammers. Read More: 30 Scam Phone Numbers To Block and Area Codes To Avoid Learn Next: 6 Things You Must Do When Your Savings Reach $50,000 The Federal Trade Commission reported the number of consumers over age 60 who lost over $100,000 to scams increased 800%, from $55 million in 2020 to $445 million in 2024. These were just t ...

文章核心观点 Visa新的反欺诈部门去年为潜在受害者挽回3.5亿美元损失，公司在技术和人力上投入巨大以打击诈骗，同时行业诈骗情况严峻，消费者损失增加 [1][2][6] Visa反欺诈情况 - Visa新的反欺诈破坏部门去年为潜在受害者挽回3.5亿美元损失 [1] - Visa支付生态系统风险与控制部门（PERC）在2024年拦截了400亿美元的欺诈企图 [1] - 过去五年Visa在技术上投资超120亿美元，用于减少欺诈和加强网络安全 [1] - Visa组建跨学科团队部署策略减轻各类诈骗，还进行主动调查以提前解决诈骗 [2] - Visa采用生成式人工智能工具识别复杂关系和大量数据，找出诈骗活动 [3] 行业诈骗情况 - 诈骗分子利用新技术和传统手段对银行及客户实施诈骗，采用个性化方式挑选受害者 [3][4] - 投资诈骗和浪漫诈骗造成的财务损失高于平均水平，前者中位损失1104美元，后者中位损失1996美元，浪漫诈骗平均交易次数达3.6次 [4][5] - 联邦贸易委员会（FTC）数据显示，去年消费者报告的欺诈损失超125亿美元，较2023年增长25% [6]