Can you really retire on crypto? Explore the risks, strategies, and reality behind turning digital assets into lasting wealth. | Credit: Getty Images. Key Takeaways Retiring solely on crypto is possible, but it’s highly speculative. A disciplined strategy, diversification, and timing are crucial. Yield products and staking offer passive income but carry risk. For many investors, the dream of quitting the 9-to-5 early on the back of crypto gains is irresistible. Stories of Bitcoin millionaires ...

Growth stocks have been leading the market higher, and growth ETFs are a great way to invest in this trend.Just because the market is sitting near all-time highs, it doesn't mean you should stop investing in stocks. Getting into the mindset that you should wait for a pullback often traps people in a cycle of waiting for a better entry point and missing out as stocks keep grinding higher.A J.P. Morgan study looked at every trading day going back to 1950 and found that the market hits a new high about 7% of t ...

Key Points Growth stocks have been leading the market higher, but dividend-paying stocks have a place in a portfolio. The Schwab U.S. Dividend Equity ETF is a great way to buy a collection of top-quality dividend-paying stocks. Thanks to improvements in MLPs, the Alerian MLP ETF is a great way to invest in this area and get a high yield. 10 stocks we like better than Schwab U.S. Dividend Equity ETF › The market just keeps grinding higher and big tech has been doing most of the heavy lifting, wh ...

核心观点 - 先锋S&P 500 ETF作为长期投资工具具有显著历史回报 但存在行业集中度高和估值风险 [1][4][5][6][10][12] 产品背景与历史表现 - 先锋集团创始人John Bogle于1976年推出首只指数基金Vanguard S&P 500 Index Fund 采用被动跟踪S&P 500策略且管理费低于主动型基金 [1][2] - 该基金发行初期仅募集1100万美元 远低于1.5亿美元目标 因当时市场偏好主动战胜指数而非被动跟踪 [3] - 自1976年成立以来 该指数基金实现年化回报率超11% 初始1000美元投资通过股息再积累增值至近24万美元 [4] - 89.5%对冲基金在过去10年表现不及S&P 500指数 印证被动投资策略长期有效性 [4] - 2000年推出ETF版本Vanguard S&P 500 ETF 支持日内交易且管理费降至0.03% 低于指数基金版本的0.14% [5] 投资风险与局限性 - 组合中信息技术板块占比达34% 前三大持仓英伟达81%、微软74%和苹果58%合计占组合21.3% 行业集中度导致波动性增加 [7] - S&P 500当前市盈率达30倍 处于历史高位 七巨头股票占ETF持仓三分之一 高估值股票在市场下行时存在回调风险 [8] - 过去10年表现不及Invesco QQQ Trust 因后者专注纳斯达克100指数且不含S&P 500中低增长成分股 [9] - 仅覆盖美国公司 缺乏海外市场 exposure 全球多元化需求投资者需考虑其他ETF [9] 长期投资价值 - S&P 500指数自1957年以来年均回报超10% 长期持有可受益于美国经济增长 [10] - 采用定投策略可规避短期市场波动风险 适合持有周期超10年的长期投资者 [11][12]