When Rachel Jonas and Rob Fagnani lost their home in California’s Palisades fire in January of 2025, they assumed mortgage relief would help. Instead, they’re facing the possibility of paying a year’s worth of mortgage payments on a home that no longer exists. Read Next: 3 Signs You’ve ‘Made It’ Financially, According to Financial Influencer Genesis Hinckley Explore Next: How Middle-Class Earners Are Quietly Becoming Millionaires — and How You Can, Too That’s because California law mandates only 12 months ...