Securitize will offer what it calls the first fully compliant onchain trading platform for real public stocks in early 2026, blurring the lines between traditional markets and Web3 infrastructure. The company’s system allows investors to directly own tokenized shares of public companies, issued and recorded onchain, and tradable through a blockchain-based interface, according to an announcement on Tuesday. Unlike synthetic token models that track stock prices via offshore entities or derivatives, Securi ...

SEC closes 4-year long investigation into Aave| Credit: Getty Images. Key Takeaways The SEC closed its 4-year Aave probe on December 16, 2025, with no enforcement action. The investigation examined whether the AAVE token or lending pools were unregistered securities. This marked a significant win for DeFi, signaling a reduction in regulatory pressure in 2025. The United States Securities and Exchange Commission (SEC) has concluded its 4-year long investigation into the decentralized finance protocol ...

Toronto, Ontario--(Newsfile Corp. - December 16, 2025) - SonicStrategy Inc., (CSE: SONI) (OTCQB: SONIF) (the "Company") a publicly traded infrastructure company focused on the Sonic blockchain, announces a change to its board of directors and management team.Mr. Mitchell Demeter has informed the Company of his decision to resign as Executive Chair and member of the Board of Directors effective immediately in order to allow him to dedicate more time toward his role at Sonic Labs. The Company wishes to thank ...

Ethereum price (ETH USD) has broken below the psychologically key $3,000 level, with Ethereum price action now hovering in a fragile consolidation zone after a sharp sell-off. At the time of writing, ETH is trading around $2,900–$2,950, down roughly 5–7% over 24 hours, while its market cap has slipped toward the mid-$340 billion range. The move comes as nearly $600 million in leveraged crypto positions were flushed out in a single day, and traders brace for a potential volatility spike driven by weak tec ...

Frontera Labs, a blockchain development and research firm, has raised a $3 million seed round led by Maven 11 Capital, with Lightspeed Faction joining as a major investor, the company said in a press release Tuesday. Halo Capital, Heartcore Capital, Anchorage Digital Ventures, Nayt Technologies, Split Capital and a group of angel investors also participated in the round. Frontera Labs is building Strata, a generalized risk-tranching protocol that packages onchain and off-chain yield strategies into toke ...

文章核心观点 - WeFi公司联合创始人兼集团首席执行官Maksym Sakharov阐述了“去中心化银行”的概念 认为这是重塑资金流动、价值存储和财富控制权的金融变革 其核心是将银行系统重建在区块链上 而非仅改进应用程序或KYC流程 [2][3] - 去中心化银行旨在弥合传统受监管但僵化的银行与强大但复杂的去中心化金融之间的鸿沟 将DeFi的主权透明性与日常银行服务的可用性可靠性相结合 [9] 公司商业模式与产品 - WeFi是全球首家去中心化银行 其核心资产负债表在链上运行 使用区块链作为底层记账和结算层 用户余额保存在钱包和智能合约中 而非黑箱系统 [6][7] - 用户可通过熟悉的界面存入法币 即时、无限制、无费用地获取稳定币 账户采用分布式托管 用户可随时完全控制其资金 并通过社交恢复功能简化私钥管理 [8] - 产品提供近乎即时的全球转账 以及链上收益和资产代币化等加密原生工具 所有功能均集成在体验类似常规手机银行的应用程序中 [8] - 公司通过在不同司法管辖区运营持牌实体来处理卡和支付流 以符合反洗钱、KYC和消费者保护框架 在前端则刻意保持类似传统银行的熟悉体验 [10][11] 目标市场与用户 - 早期最契合的用户是生活已跨越国界的人群 包括从其他国家获得收入的自由职业者和远程工作者、每月向家乡汇款的外来务工人员以及处理多币种业务的创业者 [16] - 另一重要用户群体生活在通胀、资本管制或银行系统脆弱的地区 在尼日利亚、菲律宾和阿根廷等国家 用户将稳定币用于汇款和日常消费 采用率增长最快 [17] - 去中心化银行具有推动金融普惠的潜力 全球仍有21%的成年人没有正式银行账户 其移动优先和链上特性降低了准入门槛 通常只需智能手机、网络连接和基本KYC [18][19] 发展愿景与市场定位 - 在未来三到五年内 去中心化银行将与传统银行共存但角色不同 在成熟市场 传统银行仍将主导抵押贷款和企业服务 而去中心化银行将越来越多地处理跨境收入、数字资产储蓄和高频支付 [24] - 在新兴市场 转变将更快 许多从未拥有本地银行账户的用户 其首个账户很可能是移动优先和链上的 用户可能完全跳过传统银行的多个发展阶段 这里将是下一个十亿加密用户的来源地 [25] - WeFi的目标是成为安全、有用地推动这一转型的机构之一 [25] 面临的挑战与应对 - 主要挑战之一是监管语言 监管机构常将链上银行与传统银行或加密货币交易所类比 公司需花费大量时间解释链上托管、稳定币和可编程账户如何与为传统中介设计的许可制度共存 [13] - 技术挑战在于需要可扩展、安全且跨链跨币种互操作的基础设施 并以对终端用户无感的方式管理流动性、稳定币流和代币化资产 [14] - 用户信任与采用是另一挑战 公司投入大量资源进行用户教育 帮助大众理解加密货币、稳定币及其现实价值 并通过真实用例和熟悉界面展示链上银行的稳定性和可用性 [15] - 全球采用的最大障碍是监管碎片化 各国对稳定币和链上托管的处理方式差异很大且规则不断变化 技术层面需应对智能合约风险、链上拥堵和流动性管理 文化层面仍需克服因行业崩溃和骗局导致的信任问题 [26][27] 区域战略与行业活动 - 阿联酋作为主要的金融和汇款中心 拥有庞大的外来务工群体、不断增长的加密创业者基础以及积极制定数字资产框架的监管机构 是去中心化银行的区域枢纽 [28] - 在阿联酋市场 公司可以在跨境用例普遍的环境中测试产品 并与监管机构密切合作 同时满足市场对安全性、合规性和用户保护的高要求 [29] - 类似阿布扎比金融周的活动对于公司至关重要 它们将监管机构、机构资本和真实用户聚集一堂 有助于向政策制定者解释链上银行机制 向投资者展示产品 并将围绕加密货币的讨论从投机转向汇款、普惠和支付轨道等实际用例 [30]

TORONTO, Dec. 16, 2025 /PRNewswire/ - DeFi Technologies Inc. (the "Company" or "DeFi Technologies") (Nasdaq: DEFT) (CBOE CA: DEFI) (GR: R9B), a financial technology company bridging the gap between traditional capital markets and decentralized finance ("DeFi"), is pleased to announce that its subsidiary, Valour Inc., and Valour Digital Securities Limited (together, "Valour"), a leading issuer of exchange traded products ("ETPs") has received approval from B3 S.A. – Brasil, Bolsa, Balcão ("B3" or the "B3 Exc ...

公司动态：Sberbank的DeFi战略与测试 - 俄罗斯最大银行Sberbank（市值约830亿美元）正在积极测试一系列去中心化金融产品 [1] - 测试源于其1.09亿零售客户和超过300万公司客户日益增长的需求 [1] - 银行管理层确认正在测试多种DeFi工具，并相信传统银行与DeFi将很快融合 [2] - 客户对便捷访问加密货币的解决方案兴趣浓厚，并有意识地寻求投资加密货币的途径 [2] - 银行计划与监管机构合作开发数字资产产品，并将在明确法规出台后全面进入市场，俄罗斯预计在2026年推出全面监管 [3] 技术路径与市场选择 - Sberbank对基于以太坊的资产代币化解决方案以及与公链的集成表现出兴趣，看重以太坊的灵活性、透明度和国际市场准入 [2] - 在测试加密货币用于贸易支付后，银行正探索将DeFi解决方案整合到其银行业务中 [4] - 银行探索在以太坊上进行代币化，并计划尽快整合DeFi解决方案 [6] 行业背景与驱动因素 - 俄罗斯过去两年转向加密货币和DeFi，以缓解国际制裁带来的金融困境 [3] - 俄罗斯对加密货币及DeFi日益增长的兴趣源于国际制裁和贸易需求 [6] - 俄罗斯银行业存在更广泛的趋势，竞争对手如VTB报告了客户对直接投资加密货币而非衍生品的类似偏好 [8] - 俄罗斯央行估计，到2025年3月，俄罗斯钱包中的加密货币持有量可能达到105亿美元 [8] 潜在影响与行业趋势 - Sberbank的DeFi实验预示着传统金融与去中心化系统的潜在融合，这可能重塑银行业，尤其是在俄罗斯 [7] - 通过将受监管的银行业务与基于区块链的工具（如借贷、代币化）连接，可提供更快速、更便宜、更易获取的服务 [7] - 市场专家预测，在全球范围内，由现实世界资产代币化驱动的DeFi与主流银行的整合，可能引发银行业技术的下一次重大飞跃 [8]

SAN DIEGO, Dec. 15, 2025 /PRNewswire/ -- Company: DeFi Technologies, formerly known as Valour Inc., purports to be a technology and digital asset treasury ("DAT") company that develops exchange traded products in Canada that synthetically track the value of a single decentralized finance ("DeFi") protocol—that is, a set of standards and rules that govern a system of lending, borrowing, and trading a cryptocurrency—or a basket of DeFi protocols. What is the class period? May 12, 2025 – November 14, 2025 What ...

A new decentralized finance model (DeFi) is targeting a persistent problem that soccer clubs face: short-term liquidity gaps caused by uneven cash flows from media and commercial contracts. The Decentral protocol, hosted on the Chiliz blockchain, enables clubs and sports organizations to raise stablecoin liquidity by tokenizing future receivables, such as broadcasting rights, and using them as onchain collateral, according to an emailed announcement shared with CoinDesk on Monday. Investors supply capit ...