公司业务定位 - 专注于为个人投资者提供战略股息投资服务 帮助实现财务独立 [1] - 服务对象为普通投资者 而非机构客户或华尔街精英 [2] - 采用"低买高卖 获得等待收益"的经市场验证策略 [2] 投资方法论 - 提供三种针对不同投资风格的模型投资组合 涵盖高收益 高增长和平衡型策略 [3] - 所有三种投资组合自成立以来均跑赢市场 [3] - 覆盖100只精选股息股票的独家深度分析 [3] 服务工具与资源 - 提供每周买入/观察/卖出清单以支持投资决策 [3] - 配备专有DFT图表分析工具 [3] - 建立活跃的支持性投资者社区 促进知识共享与成长 [4] 用户价值主张 - 通过股息滚雪球策略帮助投资者实现退休财务自由 [1] - 在波动市场中仍能产生可靠收入 [2] - 为不同经验水平的投资者提供洞察和支持 从新手到资深专业人士 [4]

To understand Mullaney and Garrett’s arguments, you really only need to understand how the progressive tax bracket works. The way the U.S. system is structured, you pay tax on income in increasing increments — which currently go from 0% to 37%. When you earn income from a salary, you’re taxed at different rates as you move through the income brackets: After the standard or itemized deductions, the first $11,925 is taxed at 10%, income from $11,926 to $48,475 is taxed at 12%, and so on. The average of those ...

Hi, my name is Kody. Aside from my articles here on Seeking Alpha, I am also a regular contributor to Sure Dividend, The Dividend Kings, and iREIT+Hoya Capital. I have been investing since September 2017 (age 20) and interested in dividend investing since about 2009.Since July 2018, I have ran Kody's Dividends. This is a blog that is documenting my journey towards financial independence using dividend growth investing as the means to transform the dream of financial independence into a reality. It's also th ...

Hi, my name is Kody. Aside from my articles here on Seeking Alpha, I am also a regular contributor to Sure Dividend, The Dividend Kings, and iREIT+Hoya Capital. I have been investing since September 2017 (age 20) and interested in dividend investing since about 2009.Since July 2018, I have ran Kody's Dividends. This is a blog that is documenting my journey towards financial independence using dividend growth investing as the means to transform the dream of financial independence into a reality. It's also th ...

作者背景 - 作者Kody自2017年9月开始投资（时年20岁）并于2018年7月运营个人博客"Kody's Dividends" 专注于通过股息增长投资实现财务独立 [1] - 作者为Seeking Alpha、Sure Dividend、Dividend Kings及iREIT+Hoya Capital的定期撰稿人 研究重点为股息增长股票及偶尔的增长股票 [1] 披露声明 - 作者声明未持有任何提及公司的股票、期权或衍生品头寸 且未来72小时内无相关头寸计划 [1] - 作者与提及公司无业务关系 文章仅代表个人观点且未获得除Seeking Alpha外任何形式的补偿 [1] - Seeking Alpha声明其分析师包含专业投资者与个人投资者 平台非持牌证券经销商、经纪商或美国投资顾问/投行 [2]

Nearly half of global crypto users now see digital assets as a way to guard against inflation, a sharp rise from earlier in the year, according to a new survey by MEXC. The exchange’s Q1–Q2 2025 report published Thursday found that 46% cent of users cited crypto as an inflation hedge, up from 29% in the first quarter. The shift shows growing anxiety over persistent price pressures and currency weakness worldwide. East Asia recorded the steepest increase, with the share of users citing crypto as an inflat ...

Founder of Dividend Mantra. Founder of Mr. Free At 33. Co-Founder of Dividends & Income. I started blogging about my journey to financial independence back in 2011. By living well below my means and intelligently investing my hard-earned capital, I went from below broke at age 27 to financially free at 33 years old. I regularly create content on dividend growth investing, living off of dividends, undervalued high-quality dividend growth stocks, high-yield situations, and other long-term investment opportuni ...

作者背景与投资理念 - 作者为海军退伍军人 专注于蓝筹股 商业发展公司及房地产投资信托基金的股息投资 采取买入持有策略 偏好高质量资产而非数量 [1] - 投资目标为在未来5-7年内补充退休收入并依靠股息生活 旨在帮助中低收入工薪阶层构建高质量派息公司的投资组合 [1] - 文章为教育用途 作者并非注册投资专业人士或财务顾问 鼓励投资者自行进行尽职调查 [1] 披露声明 - 作者在所提及公司中未持有任何股票 期权或类似衍生品头寸 且在接下来72小时内无相关头寸计划 [2] - 作者未因撰写该文章获得除Seeking Alpha以外任何形式的报酬 与所提及公司无任何业务关系 [2] - Seeking Alpha声明其并非持牌证券交易商 经纪商或美国投资顾问 其分析师为第三方作者 包括可能未经机构认证的专业及个人投资者 [3]

作者背景 - 作者自2017年9月开始投资 年龄为20岁 自2009年起对股息投资感兴趣 [1] - 自2018年7月起运营名为Kody's Dividends的博客 专注于通过股息增长投资实现财务自由 [1] - 定期为Sure Dividend、The Dividend Kings及iREIT+Hoya Capital等平台供稿 [1] 投资持仓 - 通过股票所有权、期权或其他衍生品持有亚马逊(AMZN)和英伟达(NVDA)的多头头寸 [1] 内容属性 - 文章内容为作者个人观点 未获得除Seeking Alpha以外任何形式的补偿 [1] - 与提及股票的公司不存在任何业务关系 [1]

股价表现 - SoFi Technologies股价在过去三年表现优异 若三年前投资1000美元 截至8月21日价值约3824美元 年均涨幅达56% 同期标普500指数年均涨幅为17% [1] 公司概况 - SoFi Technologies是一家在线银行兼金融科技公司 致力于帮助会员实现财务独立 [3][4] - 公司最初专注于学生贷款服务 现已扩展至汽车贷款再融资、个人贷款、抵押贷款、信用卡和投资等全方位金融服务 [5] - 主要目标客群为千禧世代和年轻消费者 通过应用程序和网站提供服务 [5] - 拥有近1200万会员 累计发放贷款超过730亿美元 会员已偿还债务超过340亿美元 [6] 会员服务 - SoFi Plus Premium会员计划提供年价值超1000美元的福利 包括SoFi Invest服务1%无限匹配、免费一对一财务规划师预约、SoFi Travel门户酒店消费3%返现、信用卡最高3.3%现金回馈等 [6][7] - 会员费为每月10美元或更低 [7] 财务表现 - 第二季度会员数同比增长34%至1170万人 调整后净收入增长44%至8.58亿美元 [10] - 费用收入表现突出 增长72%至3.78亿美元 [10] 估值水平 - 市销率达9倍 前瞻市盈率为69倍 [8] - 市净率约4.1倍 显著高于美国银行1.3倍和摩根大通2.4倍的估值水平 [8] 增长潜力 - 约四分之三银行客户在找到更好选择时可能转换银行 这为提供多服务的SoFi创造有利条件 [9] - 公司每年新增数百万客户 战略执行良好 未来增长前景广阔 [9][10]