Key Takeaways UNM targets 8-12% sales growth, 4-7% premium growth, and 8-12% EPS growth long term. Unum U.S. and Colonial Life benefit from strong persistency, new products, and favorable risk results. Adjusted operating EPS in 2025 is projected at $8.50, with sales growth improving in the second half of 2025.Unum Group’s (UNM) premiums, the primary component of UNM’s top line, continue to gain from its healthy in-force block growth and higher sales. Unum Group’s conservative pricing and reservation practic ...