UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-Q _________________________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: September 30, 2022 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | _______________________________________ ...

业绩总结 - Truist在2022年第三季度的调整后每股收益为1.24美元，较2022年第二季度增长3.3%[130] - 3Q22调整后净收入为16.54亿美元，较上季度增长4.9%[34] - 3Q22收入为58.86亿美元，较上季度增长3.6%，较去年同期增长4.6%[32] - 3Q22净收入可供普通股东为15.36亿美元，较上季度增长3.1%，较去年同期下降13.8%[35] - 3Q22的净利息收入为2645百万美元，较上季度增加368百万美元[109] - 3Q22的非利息收入为882百万美元，较上季度下降9百万美元[109] - 3Q22的效率比率为56.4%，较上季度下降60个基点[38] - 3Q22的普通股一级资本比率为9.1%，较2Q22下降[95] - GAAP收入为58.47亿美元，同比增长4.4%，环比增长0.6%[150] - 调整后收入为58.86亿美元，同比增长4.6%，环比增长0.8%[150] 用户数据与市场表现 - Truist在小企业投资方面进行了超过7200万美元的投资，以加强小企业[22] - 3Q22平均贷款增长4.3%，商业贷款增长4.5%[31] - 保险业务的总收入为767百万美元，较上季度下降94百万美元[116] - 3Q22的财富管理资产管理规模（AUM）为1739百万美元，较上季度下降6.2%[109] 新产品与技术研发 - Truist推出了AI增强的虚拟助手Truist Assist，以提升客户体验[23] - Truist宣布扩展数字投资产品，包括Truist Invest和Truist Invest Pro[23] 未来展望与策略 - Truist在2020-2022年社区利益计划承诺中实现了120%的目标，承诺金额为600亿美元[22] - Truist于2022年10月1日将合格员工的最低工资提高至每小时22美元，以吸引和留住顶尖人才[24] - Truist在高级领导职位中，16.5%的职位由不同种族的团队成员担任[24] - Truist在2022年被评为前100名表现者，属于新发布的JUST Capital劳动力公平与流动性排名[24] 财务健康与风险管理 - 3Q22的信贷损失准备为283百万美元，较上季度增加84百万美元[109] - 3Q22的净不良贷款率为27个基点[30] - 净贷款损失为421百万美元，信贷损失准备费用因消费者净贷款损失增加而顺序上升[83] - 2022年第三季度的预提信用损失为234百万美元，较2022年第二季度的171百万美元增加了36.8%[138]

Truist Financial Corporation (NYSE:TFC) Q3 2022 Results Conference Call October 18, 2022 8:00 AM ET Company Participants Ankur Vyas - Head of Investor Relations Bill Rogers - Chairman and Chief Executive Officer Mike Maguire - Chief Financial Officer Clarke Starnes - Vice Chair and Chief Risk Officer Beau Cummins - Vice Chair John Howard - Chief Insurance Officer Conference Call Participants Gerard Cassidy - RBC Ken Usdin - Jefferies Ryan Nash - Goldman Sachs Betsy Graseck - Morgan Stanley Mike Mayo - Wells ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-Q _________________________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: June 30, 2022 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | ____________________________________________ ...

Truist Financial Corporation (NYSE:TFC) Q2 2022 Earnings Conference Call July 19, 2022 8:00 AM ET Company Participants Ankur Vyas - Head of Investor Relations Bill Rogers - Chief Executive Officer Daryl Bible - Chief Financial Officer Clarke Starnes - Chief Risk Officer Beau Cummins - Vice Chair Conference Call Participants Betsy Graseck - Morgan Stanley Ken Usdin - Jefferies Gerard Cassidy - RBC Matt O'Connor - Deutsche Bank Mike Mayo - Wells Fargo Securities Erika Najarian - UBS John Pancari - Evercore IS ...

| --- | --- | --- | |------------------------------------------------|-------|-------| | | | | | | | | | | | | | | | | | | | | | Second Quarter 2022 | | | | Earnings Conference Call | | | | | | | | Bill Rogers – Chairman & CEO Daryl Bible – CFO | | | | July 19, 2022 | | | Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, regarding the financial condition, results of operations, business plans and the ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-Q _________________________________________________________________ ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended: March 31, 2022 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | ___________________________________________ ...

Truist Financial Corporation (NYSE:TFC) Q1 2022 Results Conference Call April 19, 2022 8:00 AM ET Company Participants Ankur Vyas - Head of Investor Relations Bill Rogers - Chief Executive Officer Daryl Bible - Chief Financial Officer Clarke Starnes - Chief Risk Officer Beau Cummins - Vice Chair John Howard - Chief Insurance Officer Conference Call Participants Gerard Cassidy - RBC Betsy Graseck - Morgan Stanley Ken Usdin - Jefferies John McDonald - Autonomous Research Matt O'Connor - Deutsche Bank Mike May ...

| --- | --- | --- | |------------------------------------------------|-------|-------| | | | | | | | | | | | | | | | | | First Quarter 2022 | | | | Earnings Conference Call | | | | | | | | Bill Rogers – Chairman & CEO Daryl Bible – CFO | | | | April 19, 2022 | | | Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, regarding the financial condition, results of operations, business plans and the future ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _________________________________________________________________ FORM 10-K _________________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission File Number: 1-10853 TRUIST FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) | _________________________________________________ ...