PayPal财报表现 - PayPal在2024年第一季度总支付量增长了14%，达到4039亿美元，预计年度每股收益将比去年的3.83美元增长中高个位数百分比[2] - PayPal的净收入增长了9%，达到77亿美元，超过了预期的75.1亿美元，非GAAP每股收益增长了27%，达到1.08美元[3] PayPal股价表现 - PayPal的股价在2024年表现良好，报告的收益超出预期，股价在当天上涨了近2%[1] - 分析师对PayPal的股价走势持有不同看法，平均目标价为67.69美元，预计未来12个月股价变化为-0.54%[6]

财务数据和关键指标变化 - 第一季度收入同比增长9%,达到77亿美元 [43] - 交易利润总额同比增长4%,超出预期 [43] - 非GAAP每股收益同比增长27%,达到1.08美元 [43] - 总活跃账户数增加近200万,达到4.27亿 [45] - 月活跃账户数同比增长2%,达到2.2亿 [45] - 每活跃账户交易次数同比增长13% [46] 各条业务线数据和关键指标变化 - 品牌结账业务同比增长7%,增速加快 [47] - 大型企业和国际市场是品牌结账业务增长的主要贡献者 [48] - 小微企业和移动端结账仍需进一步提升 [48] - 第三方支付处理业务同比增长26%,保持良好势头 [48] - 公司正在与商户进行更加注重盈利的谈判和续约 [48] 各个市场数据和关键指标变化 - 美国市场交易总额同比增长12% [47] - 国际市场交易总额同比增长17%,主要得益于欧洲大陆和亚洲市场的改善 [47] 公司战略和发展方向及行业竞争 - 公司正在全面评估业务,对表现不佳的业务进行调整,如Xoom汇款业务 [33][34] - 公司将重点投资于品牌结账和更好服务小微企业客户 [32] - 公司正在推出Fast Lane等创新产品,提升结账转化率,增强客户价值 [17][18][19][20][21] - 公司正在与大型商户进行更深入的战略合作,强调基于价值的定价 [19][20] - 公司正在提升Venmo的货币化能力,让用户能更好地使用Venmo余额 [30] - 公司正在全面提升运营效率,优化成本结构 [35][36] 管理层对经营环境和未来前景的评论 - 2023年是公司转型的关键一年,需要专注执行并做出关键决策 [13][14][41] - 公司有信心通过执行来实现长期盈利增长 [38] - 预计2023年非GAAP每股收益将增长中高个位数 [57][58][59] - 交易利润总额全年将略有增长 [60] - 非交易运营费用将略有增加 [60] - 公司将保持灵活性,根据需要进行战略投资 [60][61] 问答环节重要的提问和回答 问题1 **Tien-Tsin Huang 提问** 询问交易利润总额增长的驱动因素,以及公司对于表现不佳业务的策略 [67] **Alex Chriss 和 Jamie Miller 回答** - 交易利润总额增长主要来自客户余额利息收入、品牌结账业务、交易和贷款损失改善等 [69][70] - 公司正在全面评估业务,对表现不佳的业务进行调整或维护模式,以提升整体盈利能力 [71][72][73] 问题2 **Bryan Keane 提问** 询问公司在竞争中的优势 [128] **Alex Chriss 回答** - 公司拥有60%未被消费的市场机会,凭借强大品牌和创新产品有望获得领先地位 [130][131] - 公司正在提升线上线下一体化体验,为客户提供全方位支付解决方案 [131][132] 问题3 **James Faucette 提问** 询问Fast Lane产品的推广计划 [139] **Alex Chriss 回答** - 公司将分阶段推广Fast Lane,先在少数重点商户验证效果,再逐步扩大覆盖面 [140][141][142][143][144][145] - 未来一到两年内,公司将要求所有商户采用包含Fast Lane在内的最新结账集成 [144]

Paypal (PYPL) reported $7.7 billion in revenue for the quarter ended March 2024, representing a year-over-year increase of 9.4%. EPS of $1.40 for the same period compares to $1.17 a year ago.The reported revenue represents a surprise of +2.59% over the Zacks Consensus Estimate of $7.5 billion. With the consensus EPS estimate being $1.20, the EPS surprise was +16.67%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expecta ...

Paypal (PYPL) came out with quarterly earnings of $1.40 per share, beating the Zacks Consensus Estimate of $1.20 per share. This compares to earnings of $1.17 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 16.67%. A quarter ago, it was expected that this technology platform and digital payments company would post earnings of $1.36 per share when it actually produced earnings of $1.48, delivering a surprise of 8.82%.Over the l ...

PayPal Holdings, Inc., the American multinational fintech company just released its earnings report today for the first quarter of FY24.Are you looking for signals & alerts from pro-traders? Sign-up to Invezz Signals™ for FREE. Takes 2 mins.The company’s Q1 net revenues increased 9% to $7.7 billion. Transaction margin dollars increased by 4% to $3.5 billion. According to an announcement made by the company on February 7, 2024, PayPal’s non-GAAP results are based on a new methodology that includes the impact ...

About this content About William Farrington William kickstarted his career as a researcher and reporter for a global legal publication, covering everything from public law to M&A. Before moving to Proactive Investors, he worked as a reporter for a major fintech company with a focus on cryptocurrency and blockchain technology. Harking from Queensland, Australia, William obtained first-class honours in journalism and media from Birkbeck University before going on to complete an MA in creative and critical ...

SAN JOSE, Calif., April 30, 2024 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced its first quarter 2024 results for the period ended March 31, 2024. The earnings release and related materials discussing these results can be found on PayPal's investor relations website at https://investor.pypl.com/financials/quarterly-results/default.aspx. PayPal Holdings, Inc. will host a conference call to discuss these results at 5:30 a.m. Pacific time (8:30 a.m. Eastern time) today. A live webcast of ...

财务表现 - 2024年第一季度，PayPal的营收增长9%，达到77亿美元；在货币中性基础上增长10%[1] - 2024年第一季度，PayPal的GAAP每股收益增长18%，达到0.83美元；非GAAP每股收益增长27%，达到1.08美元[1] - 2024年第一季度，PayPal的净收入增长9%，达到77亿美元；交易利润增加4%，达到35亿美元[3] - 2024年第一季度，PayPal的总支付金额增长14%，达到4039亿美元；支付交易增长11%，达到65亿笔[4] - 2024年第一季度，PayPal的经营活动现金流为19亿美元，自由现金流为18亿美元[5] - 截至2024年3月31日，PayPal的现金、现金等价物和投资总额为177亿美元，债务总额为110亿美元[6] - 2024年第二季度，PayPal预计净收入将增长约6.5%，FXN增长7%；GAAP每股收益预计为0.83美元[7] - 2024财年，PayPal预计GAAP每股收益约为3.65美元，非GAAP每股收益预计将增长中高个位数百分比[8] 公司财务指标 - PayPal Holdings, Inc. 2024年第一季度净收入为76.99亿美元，较去年同期增长9%[17] - PayPal Holdings, Inc. 2024年第一季度净利润为8.88亿美元，较去年同期增长11%[17] - PayPal Holdings, Inc. 2024年第一季度活跃账户数为4.27亿，较去年同期减少1%[24] - PayPal Holdings, Inc. 2024年第一季度交易次数为6.50亿，较去年同期增长11%[24] - PayPal Holdings, Inc. 2024年第一季度总支付交易量为4038.6亿美元，较去年同期增长14%[24] - PayPal Holdings, Inc. 2024年第一季度美国净收入为44.67亿美元，较去年同期增长8%[23] - PayPal Holdings, Inc. 2024年第一季度国际净收入为32.32亿美元，较去年同期增长12%[23] - PayPal Holdings, Inc. 2024年第一季度交易费率为0.97%，较去年同期持平[24] - PayPal Holdings, Inc. 2024年第一季度交易和信用损失率为0.08%，较去年同期下降[24] - PayPal Holdings, Inc. 2024年第一季度交易利润率为45.0%，较去年同期略有下降[24] 财务术语解释 - TPV是指在我们的支付平台上成功完成的支付价值，减去支付撤销，不包括网关独占交易[28] - 交易费率是交易费用除以TPV[28] - 交易和信用损失率是交易和信用损失除以TPV[28] - 交易毛利是净收入减去交易费用和交易和信用损失，除以净收入[28] 非GAAP财务指标 - 非GAAP财务表现指标包括非GAAP净收入、非GAAP摊薄每股收益、非GAAP营业收入、非GAAP营业利润率、非GAAP有效税率、自由现金流和调整后的自由现金流[29] - 非GAAP措施不符合或替代按照GAAP编制的措施，可能与其他公司使用的非GAAP措施不同[30] - 公司排除了一些项目，如收购或处置业务的无形资产摊销或减值、商誉减值和交易费用，以提高投资者对公司当前财务表现和未来前景的整体理解[33] - 公司排除了与战略投资的收益和损失相关的项目，因为这些收益和损失与公司的持续经营结果无关[35] - 公司排除了不反映公司持续经营结果的某些重大收益、损失、利益或费用[36] - 自由现金流代表经营现金流减去购买的固定资产和设备，公司使用自由现金流作为提供有关业务产生的现金量的有用信息的流动性指标[38]

PayPal Holdings, Inc. (PYPL) is slated to report first-quarter 2024 results on Apr 30.The company’s portfolio strength has been helping it maintain a deep and trusted relationship with merchants and consumers. Its two-sided platform helps develop direct financial relationships with customers and merchants.Increasing user engagements on PayPal’s platform, owing to a continuous shift in customer preference toward contactless payments, have been acting as a tailwind.Strong monetization efforts of Venmo are lik ...

InvestorPlace‘s Omor Ibne Ehsan recommended fintech stocks, which “have been Wall Street’s wallflowers for what seems like an eternity now.” I agree 100%, as they can sprout in the right conditions. Among fintech firms, I’m picking PayPal (NASDAQ:PYPL) because largely disregarded PayPal stock is the perfect wallflower pick in 2024.From payments processing to cross-border money transfers, PayPal is well known to merchants and consumers on multiple continents. Wall Street disregards PayPal due to its intense ...